Algemene Bouwonderneming T&P
ActiveSummary
Algemene Bouwonderneming T&P has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €18k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 1517 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+46
Solvency39▼-23
Growth58▲+6
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.09 against 1.42 in 2024; short-term debt: 63.5% of total assets), and 85.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.1%
Return on assets
11.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
51 d early
2022
49 d early
2021
52 d early
2020
40 d early
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 45.5%
2024 · €39k
2018: €22k
2019: €60k
2020: €38k
2021: €20k
2022: €66k
2023: €65k
2024: €39k
2018 → 2025
Total assets
€151k▲ 43.5%
2024 · €105k
2018: €81k
2019: €88k
2020: €91k
2021: €64k
2022: €128k
2023: €103k
2024: €105k
2018 → 2025
Net result
€18k
2024 · €-2k
2018: €17k
2019: €38k
2020: €-21k
2021: €-23k
2022: €46k
2023: €-579
2024: €-2k
2018 → 2025
Working capital
€8k▼ 70.2%
2024 · €28k
2018: €14k
2019: €52k
2020: €20k
2021: €6k
2022: €47k
2023: €48k
2024: €28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€66k▲ 226%€65k▼ 0.9%€39k▼ 40.3%€21k▼ 45.5%
Operating result€-23k-€53k€-20€-3k▼ 16,573%€26k
Net result€-23k-€46k€-579€-2k▼ 305%€18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €26k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €151k
Fixed assets
€47k ▲ 329%
Current assets
€104k ▲ 10.6%
Equity and liabilities €151k
Equity
€21k ▼ 45.5%
Debt
€130k ▲ 95.9%
Debt's share of the balance-sheet total rises from 62.9% to 85.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€32k▲
2024 · €5k
Cash flow
€23k▲
2024 · €6k
Current ratio
1.09▼
2024 · 1.42
Quick ratio
1.02▼
2024 · 1.38
Debt to equity
6.11▲
2024 · 1.70
ROE
83.8%▲
2024 · -6.0%
ROA
11.8%▲
2024 · -2.2%
Interest coverage
15.76▲
2024 · 2.54
Debt ≤ 1 year
€96k▲
2024 · €66k
Debt > 1 year
€34k
Income taxes
€6k▲
2024 · €583
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€105k€151k▲
Fixed assets21/28€11k€47k▲
Tangible fixed assets22/27€9k€45k▲
Plant, machinery and equipment23€3k€3k▲
Furniture and vehicles24€7k€42k▲
Financial fixed assets28€1k€1k=
Current assets29/58€94k€104k▲
Stocks and contracts in progress3€3k€6k▲
Stocks30/36€3k€6k▲
Amounts receivable within one year40/41€88k€95k▲
Trade receivables40€19k€23k▲
Other amounts receivable41€69k€72k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€105k€151k▲
Equity10/15€39k€21k▼
Contributions10/11€6k€6k=
Reserves13€36k€15k▼
Distributable reserves133€36k€15k▼
Profit (loss) carried forward14€-3k-
Amounts payable17/49€66k€130k▲
Amounts payable after more than one year17-€34k
Financial debts170/4-€34k
Amounts payable within one year42/48€66k€96k▲
Current portion of amounts payable after more than one year42€2k€8k▲
Financial debts43€18k€14k▼
Credit institutions430/8€18k€14k▼
Trade debts44€20k€13k▼
Suppliers440/4€20k€13k▼
Advances received on contracts in progress46-€20k
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Other amounts payable47/48€24k€36k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€5k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€8k
Other operating charges640/8€1k€919▼
Gross operating margin9900€7k€41k▲
Operating profit (loss)9901€-3k€26k▲
Financial income75/76B€4k€31▼
Recurring financial income75€4k€31▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-2k€24k▲
Income taxes67/77€583€6k▲
Profit (loss) for the period9904€-2k€18k▲
Profit (loss) for the period to be appropriated9905€-2k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€15k▲
Profit (loss) brought forward from the previous period14P€-579€-3k▼
Transfer from equity791/2€24k€35k▲
Transfer to equity691/2-€14k
To other reserves6921-€14k
Profit to be distributed694/7€24k€36k▲
Return on contributions (dividend)694€24k€36k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €46k
Net result €46k after 2 loss-making years.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 2.81
Current ratio from 1.24 to 2.81; short-term debt falls from €57k to €29k.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alfons Van den Broeckstraat 349041 GentGround area
558 m²
Building footprint
168 m²
Volume, LiDAR
921 m³
Parcel 44051B1135/00E002, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Algemene Bouwonderneming T&P
since 20092.182.972.825
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44051B1135/00E002 | Flanders | 558 m² | 1 · 168 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MISTI
BE 0764.606.062
Kapellen · Eq €20,942
LEVEL UP SERVICES
BE 0862.183.015
Anderlecht · Eq €20,742
TOPVANS
BE 0698.658.435
Gent · Eq €21,913
AKA-N
BE 1018.840.092
Puurs-Sint-Amands · Eq €20,532
De Motorsport
BE 1016.525.356
Ath · Eq €20,522
Of 1,443 companies in sector 77110 we hold annual accounts for 727. 408 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2009
Fiscal year end31-12
Activities, NACEBEL 2025
77110Renting and leasing of cars and light motor vehicles
47783Retail trade
49420Removal services
52220Warehousing and support activities for transportation
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.