ALGEMENE BOEKHOUDING SCHOUPPE
ActiveSummary
ALGEMENE BOEKHOUDING SCHOUPPE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €20k. Equity is shrinking by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 44% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-2
Solvency76▼-24
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 4.9 in 2024; short-term debt: 49% and cash: 21.4% of total assets), and 49% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51%
Return on assets
8.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-12-2025, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
54 d early
2023
58 d early
2022
28 d early
2021
54 d early
2020
31 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€120k▼ 38.5%
2024 · €195k
2019: €432k
2020: €502k
2021: €195k
2022: €207k
2023: €185k
2024: €195k
2019 → 2025
Total assets
€236k▼ 2.5%
2024 · €242k
2019: €464k
2020: €522k
2021: €519k
2022: €240k
2023: €248k
2024: €242k
2019 → 2025
Net result
€20k▼ 16.6%
2024 · €24k
2019: €25k
2020: €70k
2021: €13k
2022: €12k
2023: €25k
2024: €24k
2019 → 2025
Working capital
€107k▼ 41.2%
2024 · €182k
2019: €408k
2020: €488k
2021: €184k
2022: €193k
2023: €168k
2024: €182k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€195k-€207k▲ 5.9%€185k▼ 10.7%€195k▲ 5.8%€120k▼ 38.5%
Operating result€19k-€17k▼ 12.2%€34k▲ 98.8%€35k▲ 2.4%€27k▼ 22.7%
Net result€13k-€12k▼ 11.6%€25k▲ 117%€24k▼ 4.8%€20k▼ 16.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €236k
Fixed assets
€13k ▼ 2.7%
Current assets
€223k ▼ 2.5%
Equity and liabilities €236k
Equity
€120k ▼ 38.5%
Debt
€116k ▲ 148%
Debt's share of the balance-sheet total rises from 19.2% to 49.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€31k▼
2024 · €39k
Cash flow
€24k▼
2024 · €28k
Current ratio
1.92▼
2024 · 4.90
Debt to equity
0.96▲
2024 · 0.24
ROE
16.5%▲
2024 · 12.2%
ROA
8.4%▼
2024 · 9.8%
Interest coverage
154.97▲
2024 · 133.60
Debt ≤ 1 year
€116k▲
2024 · €47k
Income taxes
€9k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€242k€236k▼
Fixed assets21/28€14k€13k▼
Tangible fixed assets22/27€14k€13k▼
Plant, machinery and equipment23€6k€7k▲
Furniture and vehicles24€7k€6k▼
Other tangible fixed assets26€524€328▼
Financial fixed assets28€50€50=
Current assets29/58€228k€223k▼
Amounts receivable within one year40/41€5k€8k▲
Trade receivables40€5k€8k▲
Current investments50/53€152k€154k▲
Cash at bank and in hand54/58€57k€50k▼
Deferred charges and accrued income490/1€14k€11k▼
Equity and liabilities
Total equity and liabilities10/49€242k€236k▼
Equity10/15€195k€120k▼
Contributions10/11€12k€12k=
Reserves13€172k€96k▼
Distributable reserves133€172k€96k▼
Profit (loss) carried forward14€11k€11k=
Amounts payable17/49€47k€116k▲
Amounts payable within one year42/48€47k€116k▲
Trade debts44€201€599▲
Suppliers440/4€201€599▲
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Other amounts payable47/48€38k€109k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€562€681▲
Gross operating margin9900€40k€32k▼
Operating profit (loss)9901€35k€27k▼
Financial income75/76B€648€2k▲
Recurring financial income75€648€2k▲
Financial charges65/66B€295€203▼
Recurring financial charges65€295€203▼
Profit (loss) for the period before taxes9903€35k€29k▼
Income taxes67/77€11k€9k▼
Profit (loss) for the period9904€24k€20k▼
Profit (loss) for the period to be appropriated9905€24k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€35k€31k▼
Profit (loss) brought forward from the previous period14P€11k€11k=
Transfer from equity791/2€13k€95k▲
Transfer to equity691/2€24k€20k▼
To other reserves6921€24k€20k▼
Profit to be distributed694/7€13k€95k▲
Return on contributions (dividend)694€13k€95k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
03-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
08-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
04-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €12k ▼11.6%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity quadruplescurrent ratio 6.77
Current ratio from 1.57 to 6.77; short-term debt falls from €324k to €33k.
30-06
Financial
Equity above €200kEq €207k ▲5.9%
4 profitable years in a row build equity to €207k.
2021
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €70k ▲183%
Operating result €97k, net result €70k, both a record.
30-06
Financial
Equity above €500kEq €502k ▲16.2%
2 profitable years in a row build equity to €502k.
2019
30-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
24-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Plantin en Moretuslei 2182018 AntwerpenGround area
1,801 m²
Building footprint
1,252 m²
Volume, LiDAR
19,461 m³
Parcel 11806F1285/00S009, Flanders · tallest building 24.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Albos BVBA
since 19912.053.055.379
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1285/00S009 | Flanders | 1,800 m² | 1 · 1,252 m² | 24.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,520 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-1991
Fiscal year end30-06
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:albos@telenet.be