ALG Consult
ActiveThe file of ALG Consult contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.
Summary
The annual accounts of ALG Consult for fiscal year 2025 show a net loss of 51% of the equity at the start of that year. The computed 12-month bankruptcy probability is 0.5% (low). The 2025 annual accounts show equity of €132,488 and a net result of -€139,220. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 17179 sector peers (fiscal year 2025).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-63
Solvency47▼-15
Growth52▼-26
Track record79
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 13.75 against 4.96 in 2024; short-term debt: 6.6% and cash: 1.1% of total assets), but 78.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.8%
Return on assets
-22.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 17179 sector peers (2025).
NBB · sector comparisonPosition among 17179 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
5 d late
2024
12 d early
2023
13 d late
2022
24 d late
2021
71 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€132,488▼ 51.2%
2024 · €271,708
Total assets
€607,494▼ 17.4%
2024 · €735,026
Net result
-€139,220
2024 · €52,325
Working capital
€514,070▼ 12.2%
2024 · €585,697
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€24,989-€51,687▲ 107%€232,045▲ 349%€75,645▼ 67.4%-€37,254
Net result€18,842-€36,029▲ 91.2%€159,511▲ 343%€52,325▼ 67.2%-€139,220
Equity€23,842-€59,871▲ 151%€219,383▲ 266%€271,708▲ 23.9%€132,488▼ 51.2%
Total assets€37,242-€292,070▲ 684%€683,005▲ 134%€735,026▲ 7.6%€607,494▼ 17.4%
Debt€13,400-€232,199▲ 1,633%€463,622▲ 99.7%€463,318▼ 0.1%€475,006▲ 2.5%
Working capital€24,542-€233,607▲ 852%€541,301▲ 132%€585,697▲ 8.2%€514,070▼ 12.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2025 Equity -51% on 2024. Cause not known from the registers.
- 2024 Net result -67% on 2023. Cause not known from the registers.
- 2023 Net result +343%, Equity +266%, Total assets +134% on 2022. Cause not known from the registers.
- 2022 Total assets +684% on 2021. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €37,254 after €75,645 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €607,494
Fixed assets
€53,112 ▲ 3,779%
Current assets
€554,382 ▼ 24.4%
Equity and liabilities €607,494
Equity
€132,488 ▼ 51.2%
Debt
€475,006 ▲ 2.5%
Debt's share of the balance-sheet total rises from 63.0% to 78.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€24,835▼
2024 · €76,267
Cash flow
-€126,802▼
2024 · €52,947
Current ratio
13.75▲
2024 · 4.96
Quick ratio
2.94▲
2024 · 2.01
Debt to equity
3.59▲
2024 · 1.71
ROE
-105.1%▼
2024 · 19.3%
ROA
-22.9%▼
2024 · 7.1%
Interest coverage
-0.24▼
2024 · 4.29
Debt ≤ 1 year
€40,312▼
2024 · €147,960
Debt > 1 year
€434,694▲
2024 · €315,359
Income taxes
€180▼
2024 · €14,204
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 121 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 86% are still going.
- Small
- 5 to 10 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
5.8%
went bankrupt
5.8%
stopped otherwise
86%
still going
A further 2.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 121 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €132 | €621 | €12,418 | ▲ 1,898% |
| Other operating charges640/8 | €372 | €31,899 | €16,008 | €2,440 | €2,130 | ▼ 12.7% |
| Gross operating margin9900 | €25,361 | €83,586 | €248,186 | €78,707 | -€22,705 | ▼ 129% |
| Operating profit (loss)9901 | €24,989 | €51,687 | €232,045 | €75,645 | -€37,254 | ▼ 149% |
| Financial income75/76B | €193 | €1,684 | €4,331 | €8,678 | - | - |
| Recurring financial income75 | €193 | €1,684 | €4,331 | €8,678 | - | - |
| Financial charges65/66B | €60 | €3,606 | €7,886 | €17,794 | €101,786 | ▲ 472% |
| Recurring financial charges65 | €60 | €3,606 | €7,886 | €17,794 | €101,786 | ▲ 472% |
| Profit (loss) for the period before taxes9903 | €25,122 | €49,765 | €228,489 | €66,529 | -€139,040 | ▼ 309% |
| Income taxes67/77 | €6,281 | €13,736 | €68,978 | €14,204 | €180 | ▼ 98.7% |
| Profit (loss) for the period9904 | €18,842 | €36,029 | €159,511 | €52,325 | -€139,220 | ▼ 366% |
| Profit (loss) for the period to be appropriated9905 | €18,842 | €36,029 | €159,511 | €52,325 | -€139,220 | ▼ 366% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €37,242 | €292,070 | €683,005 | €735,026 | €607,494 | ▼ 17.4% |
| Fixed assets21/28 | - | - | €1,991 | €1,369 | €53,112 | ▲ 3,779% |
| Tangible fixed assets22/27 | - | - | €1,991 | €1,369 | €53,112 | ▲ 3,779% |
| Land and buildings22 | - | - | - | - | €5,435 | - |
| Plant, machinery and equipment23 | - | - | €1,462 | €970 | €478 | ▼ 50.8% |
| Furniture and vehicles24 | - | - | €529 | €399 | €47,199 | ▲ 11,716% |
| Current assets29/58 | €37,242 | €292,070 | €681,014 | €733,657 | €554,382 | ▼ 24.4% |
| Stocks and contracts in progress3 | - | €202,175 | €419,520 | €435,754 | €435,754 | = |
| Stocks30/36 | - | €202,175 | €419,520 | €435,754 | €435,754 | = |
| Amounts receivable within one year40/41 | €18,264 | €83,653 | €261,340 | €253,128 | €112,131 | ▼ 55.7% |
| Trade receivables40 | €12,100 | €40,959 | €102,850 | €11,132 | - | - |
| Other amounts receivable41 | €6,164 | €42,694 | €158,490 | €241,996 | €112,131 | ▼ 53.7% |
| Cash at bank and in hand54/58 | €18,978 | €6,242 | €154 | €44,774 | €6,497 | ▼ 85.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €37,242 | €292,070 | €683,005 | €735,026 | €607,494 | ▼ 17.4% |
| Equity10/15 | €23,842 | €59,871 | €219,383 | €271,708 | €132,488 | ▼ 51.2% |
| Contributions10/11 | €5,000 | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Reserves13 | €18,842 | €54,871 | €214,383 | €266,708 | €266,708 | = |
| Distributable reserves133 | €18,842 | €54,871 | €214,383 | €266,708 | €266,708 | = |
| Profit (loss) carried forward14 | - | - | - | - | -€139,220 | - |
| Amounts payable17/49 | €13,400 | €232,199 | €463,622 | €463,318 | €475,006 | ▲ 2.5% |
| Amounts payable after more than one year17 | - | €172,236 | €322,410 | €315,359 | €434,694 | ▲ 37.8% |
| Financial debts170/4 | - | €172,236 | €322,410 | €315,359 | €345,721 | ▲ 9.6% |
| Other amounts payable178/9 | - | - | - | - | €88,974 | - |
| Amounts payable within one year42/48 | €12,700 | €58,463 | €139,713 | €147,960 | €40,312 | ▼ 72.8% |
| Current portion of amounts payable after more than one year42 | - | €6,609 | €6,826 | €21,888 | €25,511 | ▲ 16.6% |
| Trade debts44 | €340 | €12,115 | €3,734 | €25,702 | €6,367 | ▼ 75.2% |
| Suppliers440/4 | €340 | €12,115 | €3,734 | €25,702 | €6,367 | ▼ 75.2% |
| Taxes, remuneration and social security45 | €12,360 | €39,740 | €129,152 | €100,370 | €8,434 | ▼ 91.6% |
| Taxes450/3 | €12,360 | €39,740 | €129,152 | €100,370 | €8,434 | ▼ 91.6% |
| Accrued charges and deferred income492/3 | €700 | €1,500 | €1,500 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €18,842 | €36,029 | €159,511 | €52,325 | -€139,220 | ▼ 366% |
| + Depreciation and write-downs630 | - | - | €132 | €621 | €12,418 | ▲ 1,898% |
| Operating cash flow (approximation) | €18,842 | €36,029 | €159,644 | €52,947 | -€126,802 | ▼ 339% |
| Investment in fixed assets (approximation) | - | - | - | €0 | -€64,161 | - |
| Change in cash | - | -€12,736 | -€6,088 | €44,620 | -€38,277 | ▼ 186% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
31-12
Financial
Weakest financial yearnet -€139,220
Net result drops to -€139,220, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 13.75
Current ratio from 4.96 to 13.75; short-term debt falls from €147,960 to €40,312.
21-10
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 16-10-2025
24-09
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · event 18-09-2025
19-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Highest result since 2021net €159,511 ▲343%
Operating result €232,045, net result €159,511, both a record.
31-12
Financial
Equity above €200,000Eq €219,383 ▲266%
3 profitable years in a row build equity to €219,383.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 71 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Ground area
98 m²
Building footprint
71 m²
Volume, LiDAR
408 m³
Parcel 11345B0225/00M013, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALG Consult
since 20212.320.080.642
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11345B0225/00M013 | Flanders | 98 m² | 1 · 71 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | THOMAS DEBAENE KONINKLIJKE LAAN 60,
2600 BERCHEM (ANTWERPEN) |
18-09-2025 → 16-10-2025 |
Recognitions · licences · registrations
Legal Entity Identifier
254900OC5Q7NX0R7ZM64
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Of 30,007 companies in sector 62200 we hold annual accounts for 18,396. 15,418 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0770952040
Also
9925:BE0770952040
Registered
14-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.