ALFACOM

Active

Private limited company (pre-2019)founded 200223 yrs activeBeukenlei 17, 2960 Brecht, BelgiumKBO/BCE: BE 0479.202.269

Summary

ALFACOM has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €384,402 and a net result of €11,511. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 23% of 8741 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisWatch Report Compare

ALFACOMActiveChecked score 62/100

Risk analysis Report Compare

Activity

Wholesale of information and communication equipment

NACE 46500NACE 46660NACE 51850

2 sites

Size

€2.3mtotal assets 2025

Staff: 6 FTE
Equity: €384,402
Profit: €11,511

Turnover not published (abridged schema)

Financial health

62 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.5%

Structure

Largest shareholder: SMART DOCUMENT SOLUTIONS · 33%

Accounts filed 31 d late0 of 4 deeds read

Why 62- Latest accounts 31 days late; 2 of the last 3 late- Liquidity: current ratio 1.26, cash €16,422- Equity €384,402 (17.1% of total assets)+ Founded in 2002Show the evidence

Checked score

Score 2025

62 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 28% of its sector peers (NACE 46, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 42+1

equity 17.1% of total assets

Liquidity 14+2

short-term debt 69.6% · cash 0.7%

Profitability 36-2

return on assets 0.5%

Bankruptcy probability, 12 months

1.5% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)

Last 14 months 09-2025: 2.4% 10-2025: 2.4%● 0.0% vs 09-2025 11-2025: 2.4%● 0.0% vs 10-2025 12-2025: 2.4%● 0.0% vs 11-2025 01-2026: 2.4%● 0.0% vs 12-2025 02-2026: 2.5%▲ +1.7% vs 01-2026 03-2026: 2.4%▼ -1.9% vs 02-2026 04-2026: 2.4%▼ -2.1% vs 03-2026 05-2026: 2.4%▲ +1.1% vs 04-2026 06-2026: 2.4%▲ +1.0% vs 05-2026 07-2026: 2.4%▲ +1.1% vs 06-2026 08-2026: 3.8%▲ +57.3% vs 07-2026highest value 09-2026: 1.5%▼ -61.3% vs 08-2026lowest value 10-2026: 1.5%● 0.0% vs 09-2026lowest value

Latest accounts 31 days late; 2 of the last 3 late raises the probability
Liquidity: current ratio 1.26, cash €16,422 raises the probability
Founded in 2002 lowers the probability for this profile
Equity €384,402 (17.1% of total assets) raises the probability

Credit up to €23,000 at 30 days acceptable

Liquidity tight (current ratio 1.26 against 1.24 in 2024; short-term debt: 69.6% and cash: 0.7% of total assets), and 82.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 29%, liquidity 14%, profitability 29%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Latest accounts 31 days late; 2 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Liquidity: current ratio 1.26, cash €16,422

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 2002

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Equity €384,402 (17.1% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 8741 sector peers (2025).

NBB · sector comparison

Position among 8741 sector peers

Solvency

better than 23%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

31 d late

2024

29 d late

2023

31 d late

2022

123 d late

2021

79 d late

2020

101 d late

2019

200 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 85 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 September (4 of the last 5 filed years within 47 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage