Alfabet
ActiveAlfabet has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-42k) and a net result of €8k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 255 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+95
Solvency0=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 255 sector peers (2025).
NBB · sector comparisonPosition among 255 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
19 d late
2024
43 d late
2023
40 d late
2022
92 d late
2021
89 d late
2020
31 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-42k▲ 15.4%
2024 · €-50k
2018: €-89k
2019: €-81k
2020: €-63k
2021: €-62k
2022: €-46k
2023: €-49k
2024: €-50k
2018 → 2025
Total assets
€2k▼ 35.8%
2024 · €3k
2018: €17k
2019: €18k
2020: €18k
2021: €5k
2022: €12k
2023: €5k
2024: €3k
2018 → 2025
Net result
€8k
2024 · €-1k
2018: €2k
2019: €8k
2020: €18k
2021: €2k
2022: €16k
2023: €-3k
2024: €-1k
2018 → 2025
Working capital
€-42k▲ 18.5%
2024 · €-52k
2018: €-83k
2019: €-81k
2020: €-63k
2021: €-62k
2022: €-51k
2023: €-52k
2024: €-52k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-62k-€-46k▲ 25.3%€-49k▼ 6.0%€-50k▼ 3.0%€-42k▲ 15.4%
Operating result€5k-€17k▲ 261%€-3k€-644▲ 79.7%€8k
Net result€2k-€16k▲ 861%€-3k€-1k▲ 47.8%€8k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8k after a loss of €644 in 2024.
Key figures and ratios
EBITDA
€10k▲
2024 · €442
Cash flow
€10k▲
2024 · €-354
Interest coverage
19.71▲
2024 · 0.56
Debt
€44k▼
2024 · €53k
Debt ≤ 1 year
€44k▼
2024 · €53k
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3k€2k▼
Fixed assets21/28€2k-
Tangible fixed assets22/27€2k-
Furniture and vehicles24€2k-
Current assets29/58€1k€2k▲
Amounts receivable within one year40/41€285€285=
Other amounts receivable41€285€285=
Cash at bank and in hand54/58€721€2k▲
Equity and liabilities
Total equity and liabilities10/49€3k€2k▼
Equity10/15€-50k€-42k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-118k€-111k▲
Amounts payable17/49€53k€44k▼
Amounts payable within one year42/48€53k€44k▼
Trade debts44€10k€2k▼
Suppliers440/4€10k€2k▼
Advances received on contracts in progress46€8k€3k▼
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€32k€37k▲
Income statement
Code20242025
Remuneration, social security and pensions62€485-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€3k€2k▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€4k€13k▲
Operating profit (loss)9901€-644€8k▲
Financial charges65/66B€784€515▼
Recurring financial charges65€784€515▼
Profit (loss) for the period before taxes9903€-1k€8k▲
Income taxes67/77€12-
Profit (loss) for the period9904€-1k€8k▲
Profit (loss) for the period to be appropriated9905€-1k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-118k€-111k▲
Profit (loss) brought forward from the previous period14P€-117k€-118k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 19 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 43 days late
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
31-12
Financial
Weakest financial yearnet €-3k ▼118%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €18k ▲139%
Net result €18k, the highest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hazenhof(BEV) 449120 Beveren-Kruibeke-ZwijndrechtGround area
520 m²
Building footprint
149 m²
Volume, LiDAR
792 m³
Parcel 46502E0084/00E002, Flanders · tallest building 9.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ALFABET NV
since 19882.033.547.689
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46502E0084/00E002 | Flanders | 520 m² | 1 · 149 m² | 9.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
Admint
BE 0764.920.521
Beveren-Kruibeke-Zwijndrecht
SVM Publishing
BE 0687.479.679
Beveren-Kruibeke-Zwijndrecht
4 Art's Sake
BE 0764.358.020
Aalst
Amethist
BE 0642.510.974
Gent
Archipel
BE 0778.278.114
Herzele
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 1,111 companies in sector 58110 we hold annual accounts for 363.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-09-1984
Fiscal year end31-12
Activities, NACEBEL
58110Book publishing
47620Retail trade
47621Retail sale of newspapers and periodicals
52470
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.