ALF SOLUTIONS
ActiveALF SOLUTIONS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €-10k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-10
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 84.4 against 76.16 in 2024; short-term debt: 1.2% and cash: 95.9% of total assets), and 1.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.8%
Return on assets
-19.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
9 d early
2024
14 d early
2023
16 d early
2022
11 d early
2021
27 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▼ 16.6%
2024 · €60k
2021: €27k
2022: €31k
2023: €64k
2024: €60k
2021 → 2025
Total assets
€51k▼ 16.8%
2024 · €61k
2021: €51k
2022: €59k
2023: €86k
2024: €61k
2021 → 2025
Net result
€-10k▼ 146%
2024 · €-4k
2021: €23k
2022: €4k
2023: €34k
2024: €-4k
2021 → 2025
Working capital
€50k▼ 15.5%
2024 · €59k
2021: €17k
2022: €24k
2023: €61k
2024: €59k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€31k▲ 15.3%€64k▲ 109%€60k▼ 6.3%€50k▼ 16.6%
Operating result€32k-€6k▼ 81.6%€43k▲ 635%€-4k€-10k▼ 159%
Net result€23k-€4k▼ 82.0%€34k▲ 722%€-4k€-10k▼ 146%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€264▼ 76.2%
Current assets
€51k▼ 15.7%
Equity and liabilities €51k
Equity
€50k▼ 16.6%
Debt
€598▼ 24.9%
The debt ratio falls from 1.3% to 1.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-9k▼
2024 · €-1k
Cash flow
€-9k▼
2024 · €-2k
Solvency
98.8%▲
2024 · 98.7%
Current ratio
84.40▲
2024 · 76.16
Quick ratio
84.40▲
2024 · 76.16
Debt / equity
0.01▼
2024 · 0.01
ROE
-20.0%▼
2024 · -6.8%
ROA
-19.7%▼
2024 · -6.7%
Interest coverage
-73.90▼
2024 · -8.78
Debt
€598▼
2024 · €797
Debt ≤ 1 year
€598▼
2024 · €786
Income taxes
€141▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€51k▼
Fixed assets21/28€1k€264▼
Tangible fixed assets22/27€1k€264▼
Furniture and vehicles24€1k€264▼
Current assets29/58€60k€51k▼
Amounts receivable within one year40/41€1k€741▼
Trade receivables40€600-
Other amounts receivable41€763€741▼
Cash at bank and in hand54/58€57k€49k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€61k€51k▼
Equity10/15€60k€50k▼
Contributions10/11€4k€4k=
Reserves13€23k€23k=
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€34k€24k▼
Amounts payable17/49€797€598▼
Amounts payable within one year42/48€786€598▼
Trade debts44€401€458▲
Suppliers440/4€401€458▲
Taxes, remuneration and social security45€275€141▼
Taxes450/3€275€141▼
Other amounts payable47/48€110-
Accrued charges and deferred income492/3€11-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€842▼
Other operating charges640/8€578€516▼
Gross operating margin9900€-812€-8k▼
Operating profit (loss)9901€-4k€-10k▼
Financial income75/76B-€11
Recurring financial income75-€11
Financial charges65/66B€158€121▼
Recurring financial charges65€158€121▼
Profit (loss) for the period before taxes9903€-4k€-10k▼
Income taxes67/77€140€141▲
Profit (loss) for the period9904€-4k€-10k▼
Profit (loss) for the period to be appropriated9905€-4k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€24k▼
Profit (loss) brought forward from the previous period14P€38k€34k▼
Profit to be distributed694/7-€0
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 20current ratio 76.16
Current ratio from 3.77 to 76.16; short-term debt falls from €22k to €786.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €34k ▲722%
Operating result €43k, net result €34k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.77
Current ratio from 1.86 to 3.77; short-term debt falls from €28k to €22k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentsesteenweg 2871081 KoekelbergGround area
111 m²
Building footprint
130 m²
Volume, LiDAR
1,926 m³
Parcel 21492B0164/00H002, Brussels · tallest building 23.6 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
ALF SOLUTIONS
since 20212.315.777.703
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0164/00H002 | Brussels | 111 m² | 1 · 130 m² | 23.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,263 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.