ALF SOLUTIONS
ActiveSummary
ALF SOLUTIONS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €-10k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-10
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 84.4 against 76.16 in 2024; short-term debt: 1.2% and cash: 95.9% of total assets), and 1.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.8%
Return on assets
-19.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
9 d early
2024
14 d early
2023
16 d early
2022
11 d early
2021
27 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▼ 16.6%
2024 · €60k
2021: €27klowest in 5 years
2022: €31k▲ +15.3% vs 2021
2023: €64k▲ +109% vs 2022highest in 5 years
2024: €60k▼ -6.3% vs 2023
2025: €50k▼ -16.6% vs 2024
2021 → 2025
Total assets
€51k▼ 16.8%
2024 · €61k
2021: €51k
2022: €59k▲ +14.8% vs 2021
2023: €86k▲ +46.3% vs 2022highest in 5 years
2024: €61k▼ -29.3% vs 2023
2025: €51k▼ -16.8% vs 2024lowest in 5 years
2021 → 2025
Net result
€-10k▼ 146%
2024 · €-4k
2021: €23k
2022: €4k▼ -82.0% vs 2021
2023: €34k▲ +722% vs 2022highest in 5 years
2024: €-4k▼ -112% vs 2023
2025: €-10k▼ -146% vs 2024lowest in 5 years
2021 → 2025
Working capital
€50k▼ 15.5%
2024 · €59k
2021: €17klowest in 5 years
2022: €24k▲ +40.4% vs 2021
2023: €61k▲ +149% vs 2022highest in 5 years
2024: €59k▼ -2.8% vs 2023
2025: €50k▼ -15.5% vs 2024
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€31k▲ 15.3%€64k▲ 109%€60k▼ 6.3%€50k▼ 16.6%
2021: €27klowest in 5 years
2022: €31k▲ +15.3% vs 2021
2023: €64k▲ +109% vs 2022highest in 5 years
2024: €60k▼ -6.3% vs 2023
2025: €50k▼ -16.6% vs 2024
Operating result€32k-€6k▼ 81.6%€43k▲ 635%€-4k€-10k▼ 159%
2021: €32k
2022: €6k▼ -81.6% vs 2021
2023: €43k▲ +635% vs 2022highest in 5 years
2024: €-4k▼ -109% vs 2023
2025: €-10k▼ -159% vs 2024lowest in 5 years
Net result€23k-€4k▼ 82.0%€34k▲ 722%€-4k€-10k▼ 146%
2021: €23k
2022: €4k▼ -82.0% vs 2021
2023: €34k▲ +722% vs 2022highest in 5 years
2024: €-4k▼ -112% vs 2023
2025: €-10k▼ -146% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €10k in 2025 against €4k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€264 ▼ 76.2%
Current assets
€51k ▼ 15.7%
Equity and liabilities €51k
Equity
€50k ▼ 16.6%
Debt
€598 ▼ 24.9%
Debt's share of the balance-sheet total falls from 1.3% to 1.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-9k▼
2024 · €-1k
Cash flow
€-9k▼
2024 · €-2k
Current ratio
84.40▲
2024 · 76.16
Debt to equity
0.01▼
2024 · 0.01
ROE
-20.0%▼
2024 · -6.8%
ROA
-19.7%▼
2024 · -6.7%
Interest coverage
-73.90▼
2024 · -8.78
Debt ≤ 1 year
€598▼
2024 · €786
Income taxes
€141▲
2024 · €140
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€61k€51k▼
Fixed assets21/28€1k€264▼
Tangible fixed assets22/27€1k€264▼
Furniture and vehicles24€1k€264▼
Current assets29/58€60k€51k▼
Amounts receivable within one year40/41€1k€741▼
Trade receivables40€600-
Other amounts receivable41€763€741▼
Cash at bank and in hand54/58€57k€49k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€61k€51k▼
Equity10/15€60k€50k▼
Contributions10/11€4k€4k=
Reserves13€23k€23k=
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€34k€24k▼
Amounts payable17/49€797€598▼
Amounts payable within one year42/48€786€598▼
Trade debts44€401€458▲
Suppliers440/4€401€458▲
Taxes, remuneration and social security45€275€141▼
Taxes450/3€275€141▼
Other amounts payable47/48€110-
Accrued charges and deferred income492/3€11-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€842▼
Other operating charges640/8€578€516▼
Gross operating margin9900€-812€-8k▼
Operating profit (loss)9901€-4k€-10k▼
Financial income75/76B-€11
Recurring financial income75-€11
Financial charges65/66B€158€121▼
Recurring financial charges65€158€121▼
Profit (loss) for the period before taxes9903€-4k€-10k▼
Income taxes67/77€140€141▲
Profit (loss) for the period9904€-4k€-10k▼
Profit (loss) for the period to be appropriated9905€-4k€-10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€34k€24k▼
Profit (loss) brought forward from the previous period14P€38k€34k▼
Profit to be distributed694/7-€0
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €831 | €3k | €3k | €2k | €842 | ▼ 64.7% |
| Other operating charges640/8 | €119 | €216 | €126 | €578 | €516 | ▼ 10.8% |
| Gross operating margin9900 | €32k | €9k | €46k | €-812 | €-8k | ▼ 935% |
| Operating profit (loss)9901 | €32k | €6k | €43k | €-4k | €-10k | ▼ 159% |
| Financial income75/76B | - | €0 | - | - | €11 | - |
| Recurring financial income75 | - | €0 | - | - | €11 | - |
| Financial charges65/66B | €74 | €87 | €87 | €158 | €121 | ▼ 23.8% |
| Recurring financial charges65 | €74 | €87 | €87 | €158 | €121 | ▼ 23.8% |
| Profit (loss) for the period before taxes9903 | €31k | €6k | €42k | €-4k | €-10k | ▼ 151% |
| Income taxes67/77 | €9k | €2k | €9k | €140 | €141 | ▲ 1.0% |
| Profit (loss) for the period9904 | €23k | €4k | €34k | €-4k | €-10k | ▼ 146% |
| Profit (loss) for the period to be appropriated9905 | €23k | €4k | €34k | €-4k | €-10k | ▼ 146% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €51k | €59k | €86k | €61k | €51k | ▼ 16.8% |
| Fixed assets21/28 | €9k | €6k | €3k | €1k | €264 | ▼ 76.2% |
| Tangible fixed assets22/27 | €9k | €6k | €3k | €1k | €264 | ▼ 76.2% |
| Furniture and vehicles24 | €9k | €6k | €3k | €1k | €264 | ▼ 76.2% |
| Current assets29/58 | €42k | €53k | €83k | €60k | €51k | ▼ 15.7% |
| Amounts receivable within one year40/41 | €8k | €4k | €5k | €1k | €741 | ▼ 45.6% |
| Trade receivables40 | €8k | €4k | €5k | €600 | - | - |
| Other amounts receivable41 | €0 | €0 | €0 | €763 | €741 | ▼ 2.9% |
| Cash at bank and in hand54/58 | €33k | €47k | €76k | €57k | €49k | ▼ 15.3% |
| Deferred charges and accrued income490/1 | €809 | €931 | €990 | €1k | €1k | ▲ 3.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €51k | €59k | €86k | €61k | €51k | ▼ 16.8% |
| Equity10/15 | €27k | €31k | €64k | €60k | €50k | ▼ 16.6% |
| Contributions10/11 | €4k | €4k | €4k | €4k | €4k | = |
| Reserves13 | €23k | €23k | €23k | €23k | €23k | = |
| Distributable reserves133 | €23k | €23k | €23k | €23k | €23k | = |
| Profit (loss) carried forward14 | €81 | €4k | €38k | €34k | €24k | ▼ 29.8% |
| Amounts payable17/49 | €25k | €28k | €22k | €797 | €598 | ▼ 24.9% |
| Amounts payable within one year42/48 | €25k | €28k | €22k | €786 | €598 | ▼ 23.9% |
| Trade debts44 | €2k | €1k | €2k | €401 | €458 | ▲ 14.1% |
| Suppliers440/4 | €2k | €1k | €2k | €401 | €458 | ▲ 14.1% |
| Taxes, remuneration and social security45 | €16k | €19k | €17k | €275 | €141 | ▼ 48.8% |
| Taxes450/3 | €16k | €19k | €17k | €275 | €141 | ▼ 48.8% |
| Other amounts payable47/48 | €7k | €8k | €3k | €110 | - | - |
| Accrued charges and deferred income492/3 | €14 | €0 | €10 | €11 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23k | €4k | €34k | €-4k | €-10k | ▼ 146% |
| + Depreciation and write-downs630 | €831 | €3k | €3k | €2k | €842 | ▼ 64.7% |
| Operating cash flow (approximation) | €24k | €7k | €36k | €-2k | €-9k | ▼ 444% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €14k | €29k | €-19k | €-9k | ▲ 53.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 20current ratio 76.16
Current ratio from 3.77 to 76.16; short-term debt falls from €22k to €786.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €34k ▲722%
Operating result €43k, net result €34k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.77
Current ratio from 1.86 to 3.77; short-term debt falls from €28k to €22k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2021
Ground area
111 m²
Building footprint
130 m²
Volume, LiDAR
1,926 m³
Parcel 21492B0164/00H002, Brussels · tallest building 23.6 m, ±6 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
ALF SOLUTIONS
since 20212.315.777.703
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0164/00H002 | Brussels | 111 m² | 1 · 130 m² | 23.6 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,263 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.