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ALF INVEST

Active
Public limited companyfounded 1964active for 62 yearsGrote Zavel 38, 1000 Brussel, BelgiumKBO/BCE: BE 0402.867.130
Summary

ALF INVEST has been active since 1964 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.5m and a net result of -€9,497. Equity has been stable since 2018 (±1.4% per year). Its solvency ranks better than 36% of 516 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

Source: KBO
Status
Active since 19-03-1964 Normal situation
Activity
Hotels and similar accommodation NACE 55100and 1 other
Establishment unit
2.160.891.170 1000 Brussel, since 07-02-2007
Financial year end
31 December
Peppol
Reachable since 08-04-2026

Board and ownership

Board

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€992,456
▲ 18.9%
Turnover
≈ €1.9m
estimated
Loss
€9,497
Equity
€3.5m
▼ 3.1%
Total assets
€17.7m
▲ 48.9%
Employees on 31-12-2025
1
=
Filed on 11-07-2026, 20 days before the deadline
Score breakdownraises riskLiquidity: current ratio 0.32, cash €92,127lowers riskSize: 1 FTE, total assets €17.7mFounded in 1964Figures for financial year 2025 (filed on 11-07-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 47% of micro companies in accommodation (NACE 55)
Financial strength · tick: 2024
Average
Solvency 45-11
equity 19.9% of total assets
Liquidity 51+12
short-term debt 6.4% · cash 0.5%
Profitability 51-7
return on assets -0.1%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,521 companies, NACE 55, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -0.2 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.2%▲ +0.1 percentage points vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026 11-2026: 0.2%● unchanged vs 10-2026
Credit of up to €310,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.32 (0.11 in 2024), below 1. Short-term debt is 6.4% and cash 0.5% of total assets. 80.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 48% of them on solvency, 58% on liquidity, 41% on profitability and 40% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: 1 FTE, total assets €17.7m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1964
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.32, cash €92,127
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 11-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-07-2026, 20 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
20 days early
2024
27 days late
2023
24 days late
2022
30 days late
2021
31 days late
2020
27 days late
2019
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 21 days after the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €80,303 in 2024 -€9,497 View
  • Positive: 8th oldest company in the Brussels-Capital Region, Accommodation sectorin the Checked rankings No. 8 View

Comparable companies

These companies have the same main activity as ALF INVEST: hotels and similar accommodation (NACE 55100). They are comparable in size and age: total assets between €5.7m and €40m, founded between 1968 and 1990.

CompanyTotal assetsGross margin
ALF INVEST Brussel€17.7m€1.0m
Batraco Brussel€16.5m€0.9m
PropCo Koning Albert II-laan 44 Brussel€39.9m€2.0m
BELSQUARE RESIDENCE Etterbeek€7.7m€0.4m
ROJAN Nieuwpoort€9.5m€1.2m
The Old Exchange Antwerpen€8.8m€1.7m
GRAND HOTEL GEORGE V Oostende€5.7m€0.7m
Full comparison

Key facts about ALF INVEST

What is the company number of ALF INVEST?
The company number of ALF INVEST is 0402.867.130. The VAT number is the same number with BE in front: BE 0402.867.130.
Where is ALF INVEST based?
The registered office is at Grote Zavel 38, 1000 Brussel.Company details
What does ALF INVEST do?
According to the KBO register, the main activity is hotels and similar accommodation (NACE 55100).
What is the legal form of ALF INVEST?
The legal form of ALF INVEST is Public limited company (NV).
When was ALF INVEST founded?
ALF INVEST was founded on 19-03-1964.
Is ALF INVEST still active?
Yes, ALF INVEST is an active enterprise in the KBO register.
How many employees does ALF INVEST have?
ALF INVEST had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ALF INVEST?
The turnover in financial year 2025 is ≈ €1.9m. This figure is estimated from the gross margin of €992,456 and 30 comparable companies (NACE 55). It probably lies between €1.5m and €2.4m.
Is ALF INVEST profitable?
In financial year 2025, ALF INVEST made a loss of €9,497.
Where can I find the annual accounts of ALF INVEST?
ALF INVEST filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ALF INVEST due?
ALF INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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