ALCHRI Management is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €21k and a net result of €16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 7980 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 7980 sector peers (2025).
NBB · sector comparisonPosition among 7980 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-10-2025, 18 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
18 d early
2024
8 d early
2023
22 d early
2022
14 d early
2021
3 d early
2020
9 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 80.6%
2024 · €108k
2020: €87k
2021: €66k
2022: €182k
2023: €177k
2024: €108k
2020 → 2025
Net result
€16k▲ 48.3%
2024 · €11k
2020: €82k
2021: €-21k
2022: €117k
2023: €130k
2024: €11k
2020 → 2025
Total assets
€137k▼ 20.4%
2024 · €172k
2020: €123k
2021: €98k
2022: €206k
2023: €202k
2024: €172k
2020 → 2025
Solvency
15.3%▼ 47.3pp
2024 · 62.6%
2020: 70.3%
2021: 67.1%
2022: 88.7%
2023: 87.7%
2024: 62.6%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€66k-€182k▲ 177%€177k▼ 2.9%€108k▼ 39.2%€21k▼ 80.6%
Operating result€-20k-€148k€171k▲ 15.8%€19k▼ 89.0%€25k▲ 33.1%
Net result€-21k-€117k€130k▲ 11.1%€11k▼ 91.8%€16k▲ 48.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 33% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€9k▼ 34.9%
Current assets
€128k▼ 19.2%
Equity and liabilities €137k
Equity
€21k▼ 80.6%
Debt
€116k▲ 80.2%
The debt ratio rises from 37.4% to 84.7%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
15.3%▼
2024 · 62.6%
ROE
75.2%▲
2024 · 9.8%
ROA
11.5%▲
2024 · 6.2%
Debt
€116k▲
2024 · €64k
Debt ≤ 1 year
€116k▲
2024 · €64k
Income taxes
€6k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€172k€137k▼
Fixed assets21/28€14k€9k▼
Tangible fixed assets22/27€13k€8k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€9k€5k▼
Financial fixed assets28€925€925=
Current assets29/58€159k€128k▼
Amounts receivable within one year40/41€117k€83k▼
Trade receivables40€87k€79k▼
Other amounts receivable41€30k€4k▼
Cash at bank and in hand54/58€40k€38k▼
Deferred charges and accrued income490/1€1k€7k▲
Equity and liabilities
Total equity and liabilities10/49€172k€137k▼
Equity10/15€108k€21k▼
Contributions10/11€5k€5k=
Reserves13€103k€16k▼
Distributable reserves133€103k€16k▼
Profit (loss) carried forward14€189€392▲
Amounts payable17/49€64k€116k▲
Amounts payable within one year42/48€64k€116k▲
Trade debts44€45k€3k▼
Suppliers440/4€45k€3k▼
Taxes, remuneration and social security45€19k€16k▼
Taxes450/3€12k€9k▼
Remuneration and social security454/9€7k€7k▲
Other amounts payable47/48€0€96k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€23k€31k▲
Operating profit (loss)9901€19k€25k▲
Financial income75/76B€582€0▼
Recurring financial income75€582€0▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€16k€22k▲
Income taxes67/77€6k€6k▲
Profit (loss) for the period9904€11k€16k▲
Profit (loss) for the period to be appropriated9905€11k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€16k▲
Profit (loss) brought forward from the previous period14P€100€189▲
Transfer from equity791/2€80k€103k▲
Transfer to equity691/2€11k€16k▲
To other reserves6921€11k€16k▲
Profit to be distributed694/7€80k€103k▲
Return on contributions (dividend)694€80k€103k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
13-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Highest result since 2020net €130k ▲11.1%
Operating result €171k, net result €130k, both a record.
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Back to profitnet €117k
Net result €117k after one loss-making year.
31-03
Financial
Liquidity triplescurrent ratio 8.70
Current ratio from 2.91 to 8.70; short-term debt falls from €32k to €23k.
31-03
Financial
Equity above €150kEq €182k ▲177%
Equity rises from €66k to €182k.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial
Weakest financial yearnet €-21k ▼126%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heistraat 139080 LochristiGround area
1,473 m²
Building footprint
159 m²
Volume, LiDAR
732 m³
Parcel 44008C0010/00A000, Flanders · tallest building 9.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ALCHRI Management
since 20192.291.510.578
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44008C0010/00A000 | Flanders | 1,473 m² | 1 · 159 m² | 9.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 7,545 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-07-2019
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.