ALCACO
ActiveALCACO has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €4k. Equity is growing by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 53% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability9▲+9
Solvency47▲+2
Growth52=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.07 in 2024), and 62.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.5%
Return on assets
0.7%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
17 d early
2023
28 d late
2022
11 d early
2021
18 d early
2020
5 d early
2019
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€201k▲ 1.9%
2024 · €198k
2018: €26k
2019: €20k
2020: €85k
2021: €90k
2022: €193k
2023: €200k
2024: €198k
2018 → 2025
Total assets
€537k▼ 1.7%
2024 · €546k
2018: €123k
2019: €121k
2020: €790k
2021: €773k
2022: €959k
2023: €860k
2024: €546k
2018 → 2025
Net result
€4k
2024 · €-2k
2018: €60k
2019: €-5k
2020: €-41k
2021: €6k
2022: €103k
2023: €6k
2024: €-2k
2018 → 2025
Working capital
€-100k▲ 5.0%
2024 · €-106k
2018: €26k
2019: €24k
2020: €-91k
2021: €-81k
2022: €200k
2023: €-106k
2024: €-106k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€193k▲ 114%€200k▲ 3.4%€198k▼ 1.0%€201k▲ 1.9%
Operating result€18k-€1k▼ 91.7%€7k▲ 406%€9k▲ 24.3%€14k▲ 49.7%
Net result€6k-€103k▲ 1,718%€6k▼ 93.7%€-2k€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 50% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €537k
Fixed assets
€523k▼ 2.7%
Current assets
€13k▲ 58.8%
Equity and liabilities €537k
Equity
€201k▲ 1.9%
Debt
€335k▼ 3.8%
The debt ratio falls from 63.8% to 62.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€28k▲
2024 · €24k
Cash flow
€18k▲
2024 · €12k
Solvency
37.5%▲
2024 · 36.2%
Current ratio
0.12▲
2024 · 0.07
Quick ratio
0.12▲
2024 · 0.07
Debt / equity
1.66▼
2024 · 1.76
ROE
1.9%▲
2024 · -1.0%
ROA
0.7%▲
2024 · -0.4%
Interest coverage
2.85▲
2024 · 2.11
Debt
€335k▼
2024 · €348k
Debt ≤ 1 year
€114k▼
2024 · €114k
Debt > 1 year
€190k▼
2024 · €209k
Income taxes
€577
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€546k€537k▼
Fixed assets21/28€538k€523k▼
Tangible fixed assets22/27€538k€523k▼
Land and buildings22€538k€523k▼
Current assets29/58€8k€13k▲
Amounts receivable within one year40/41€6k€4k▼
Trade receivables40€673€673=
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€2k€9k▲
Equity and liabilities
Total equity and liabilities10/49€546k€537k▼
Equity10/15€198k€201k▲
Contributions10/11€125k€125k=
Reserves13€57k€57k=
Non-distributable reserves130/1€297€297=
Reserves not available under the articles1311€297€297=
Distributable reserves133€56k€56k=
Profit (loss) carried forward14€16k€20k▲
Amounts payable17/49€348k€335k▼
Amounts payable after more than one year17€209k€190k▼
Financial debts170/4€209k€190k▼
Amounts payable within one year42/48€114k€114k▼
Current portion of amounts payable after more than one year42€19k€19k▲
Trade debts44€243€243=
Suppliers440/4€243€243=
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€3k€2k▼
Other amounts payable47/48€92k€92k=
Accrued charges and deferred income492/3€25k€32k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k=
Other operating charges640/8€3k€1k▼
Gross operating margin9900€27k€29k▲
Operating profit (loss)9901€9k€14k▲
Financial income75/76B€37€557▲
Recurring financial income75€37€557▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€-2k€4k▲
Income taxes67/77-€577
Profit (loss) for the period9904€-2k€4k▲
Profit (loss) for the period to be appropriated9905€-2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€20k▲
Profit (loss) brought forward from the previous period14P€18k€16k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Equity above €200kEq €201k ▲1.9%
Equity rises from €198k to €201k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €103k ▲1718%
Net result €103k, the highest in the series.
31-12
Financial
Liquidity times 8current ratio 1.97
Current ratio from 0.25 to 1.97.
31-12
Financial
Equity above €150kEq €193k ▲114%
2 profitable years in a row build equity to €193k.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-41k
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evere · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
G. De Lombaerdestraat 411140 EvereGround area
3,050 m²
Building footprint
2,156 m²
Volume, LiDAR
27,282 m³
2 parcels, Brussels · tallest building 43.8 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
GALERIE DUQUE & PIRSON
since 20062.153.037.833
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372C0093/00P002 | Brussels | 1,793 m² | 1 · 1,334 m² | 8.2 m · 2 fl. |
| 21807G0212/00V000 | Brussels | 1,256 m² | 1 · 822 m² | 43.8 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,235 companies in sector 47789 we hold annual accounts for 1,016. 791 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2006
Fiscal year end31-12
Activities, NACEBEL
47789Other retail sale of new goods
52498
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.