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ALBO.PRODUCT

Active
Public limited companyfounded 2013active for 13 yearsRoute de Liers 140, 4041 Herstal, BelgiumKBO/BCE: BE 0534.721.903

From the official registers: KBO 12 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ALBO.PRODUCT has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.6m and a net result of -€23,870. Equity has been growing by about 16% per year since 2018. Its solvency ranks better than 29% of 2,445 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow ReportCompare
ALBO.PRODUCTActiveChecked score 68/100
Risk analysis ReportCompare

Overview

Official details

KBO
Status
Active since 27-05-2013 Normal situation
Activity
Joinery installation NACE 43320and 3 others
Establishment units
2.219.594.877 4342 Awans, since 05-08-2013
2.300.433.192 4041 Herstal, since 01-01-2021
Financial year end
31 December
Peppol
Reachable since 27-03-2026
Company details

Board and ownership

Board
and 2 other directors
Auditor
3R LEBOUTTE & CO SRL
Shareholders
and 1 other shareholder
Board & ownership

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Turnover
€13.2m
▲ 17.6%
Loss
€23,870
▼ 86.9%
Equity
€2.6m
▼ 3.3%
Total assets
€9.5m
▼ 12.5%
Staff
42.3 FTE
▼ 0.9%
Filed on 27-07-2026, 4 days before the deadlineat the National Bank
Financials
Score breakdownraises riskLiquidity: current ratio 0.96, cash €59,359, halvedLoss of €23,870, the second in a row (financial year 2025)Sector: Specialised construction activities (NACE 43)lowers riskFounded in 2013Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 39% of small companies in specialised construction (NACE 43)
Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 52+3
equity 27.1% of total assets
Liquidity 39-7
short-term debt 28.2% · cash 0.6%
Profitability 64+8
return on assets -0.3%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (2,649 companies, NACE 43, small)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.3%▼ -0.1 percentage points vs 02-2025lowest value 04-2025: 0.4%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.9%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 0.7%▼ -0.2 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.6%▼ -0.1 percentage points vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%▼ -0.1 percentage points vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026
Credit of up to €170,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.96 (1.11 in 2024), below 1. Short-term debt is 28.2% and cash 0.6% of total assets. 72.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, small). It does better than 33% of them on solvency, 40% on liquidity, 33% on profitability and 52% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.96, cash €59,359, halved
NBB · annual accounts
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Loss of €23,870, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€23,870
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
7 days late
2023
11 days late
2022
20 days late
2021
43 days early
2020
54 days early
2019
99 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 23 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from -€182,457 to -€23,870 ▲ 86.9% View
  • Caution: Lower net result than 86% of companies in specialised constructionsector median €42,866 · 2,446 companies -€23,870 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€23,870 View
  • Board changedlatest change 23-06-2026 · 4 in office 1 joined · 1 left View

Companies linked to ALBO.PRODUCT

Comparable companies

These companies have the same main activity as ALBO.PRODUCT: joinery installation (NACE 43320). They are comparable in size and age: total assets between €5.8m and €10m, founded between 2001 and 2019.

CompanyTotal assetsTurnover
ALBO.PRODUCT Herstal€9.5m€13.2m
M.I.B.A Liedekerke€10.2m€17.0m
Veldeman DB Dendermonde€5.8m€13.1m
ICOMET Deinze€7.2m€15.5m
ALL DOOR SYSTEMS & SERVICES Ath€6.9m€12.2m
BOSSUYT GROOTKEUKEN Kuurne€7.6m€15.3m
C-METAL Temse€6.6m€9.9m
Full comparison

Documents

Annual accounts at the NBB

All 12 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about ALBO.PRODUCT
What is the company number of ALBO.PRODUCT?
The company number of ALBO.PRODUCT is 0534.721.903. The VAT number is the same number with BE in front: BE 0534.721.903.
Where is ALBO.PRODUCT based?
The registered office is at Route de Liers 140, 4041 Herstal.Company details
What does ALBO.PRODUCT do?
According to the KBO register, the main activity is joinery installation (NACE 43320).
What is the legal form of ALBO.PRODUCT?
The legal form of ALBO.PRODUCT is Public limited company (NV).
When was ALBO.PRODUCT founded?
ALBO.PRODUCT was founded on 27-05-2013.
Is ALBO.PRODUCT still active?
Yes, ALBO.PRODUCT is an active enterprise in the KBO register.
How many employees does ALBO.PRODUCT have?
ALBO.PRODUCT had an average of 42.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of ALBO.PRODUCT?
The turnover of ALBO.PRODUCT was €13.2m in financial year 2025, according to the filed annual accounts.
Is ALBO.PRODUCT profitable?
In financial year 2025, ALBO.PRODUCT made a loss of €23,870.
Where can I find the annual accounts of ALBO.PRODUCT?
ALBO.PRODUCT filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of ALBO.PRODUCT due?
ALBO.PRODUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check

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