Albaje Consulting
ActiveAlbaje Consulting has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €31k. Equity is shrinking by ~29.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 29% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+92
Solvency53▼-37
Growth52=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 2.03 in 2024; short-term debt: 71.8% and cash: 74.5% of total assets), and 71.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.2%
Return on assets
19%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
26 d late
2024
37 d early
2023
19 d late
2022
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€46k▼ 45.5%
2024 · €85k
2022: €45k
2023: €130k
2024: €85k
2022 → 2025
Total assets
€165k▲ 26.0%
2024 · €131k
2022: €68k
2023: €185k
2024: €131k
2022 → 2025
Net result
€31k
2024 · €-45k
2022: €35k
2023: €85k
2024: €-45k
2022 → 2025
Working capital
€19k▼ 58.7%
2024 · €47k
2022: €43k
2023: €81k
2024: €47k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€45k-€130k▲ 189%€85k▼ 34.4%€46k▼ 45.5%
Operating result€45k-€108k▲ 142%€-44k€32k
Net result€35k-€85k▲ 144%€-45k€31k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €32k after a loss of €44k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165k
Fixed assets
€27k▼ 29.4%
Current assets
€138k▲ 49.0%
Equity and liabilities €165k
Equity
€46k▼ 45.5%
Debt
€118k▲ 160%
The debt ratio rises from 34.8% to 71.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€43k▲
2024 · €-33k
Cash flow
€43k▲
2024 · €-33k
Solvency
28.2%▼
2024 · 65.2%
Current ratio
1.16▼
2024 · 2.03
Quick ratio
1.16▼
2024 · 2.03
Debt / equity
2.55▲
2024 · 0.53
ROE
67.3%▲
2024 · -52.5%
ROA
19.0%▲
2024 · -34.2%
Interest coverage
212.27▲
2024 · -263.69
Debt
€118k▲
2024 · €45k
Debt ≤ 1 year
€118k▲
2024 · €45k
Income taxes
€141▲
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€131k€165k▲
Fixed assets21/28€38k€27k▼
Tangible fixed assets22/27€38k€27k▼
Furniture and vehicles24€31k€21k▼
Other tangible fixed assets26€7k€6k▼
Current assets29/58€92k€138k▲
Amounts receivable within one year40/41€1k€13k▲
Trade receivables40-€13k
Other amounts receivable41€1k-
Cash at bank and in hand54/58€91k€123k▲
Deferred charges and accrued income490/1€454€2k▲
Equity and liabilities
Total equity and liabilities10/49€131k€165k▲
Equity10/15€85k€46k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€75k€36k▼
Amounts payable17/49€45k€118k▲
Amounts payable within one year42/48€45k€118k▲
Trade debts44€510€21k▲
Suppliers440/4€510€21k▲
Taxes, remuneration and social security45€29k€21k▼
Taxes450/3€26k€19k▼
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€16k€76k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▼
Other operating charges640/8€549€566▲
Gross operating margin9900€-33k€43k▲
Operating profit (loss)9901€-44k€32k▲
Financial charges65/66B€126€202▲
Recurring financial charges65€126€202▲
Profit (loss) for the period before taxes9903€-45k€31k▲
Income taxes67/77€128€141▲
Profit (loss) for the period9904€-45k€31k▲
Profit (loss) for the period to be appropriated9905€-45k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€75k€106k▲
Profit (loss) brought forward from the previous period14P€120k€75k▼
Profit to be distributed694/7-€70k
Return on contributions (dividend)694-€70k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-45k ▼153%
Net result drops to €-45k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Highest result since 2022net €85k ▲144%
Operating result €108k, net result €85k, both a record.
31-12
Financial
Equity above €100kEq €130k ▲189%
2 profitable years in a row build equity to €130k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Crokaertlaan 1081150 Sint-Pieters-WoluweGround area
259 m²
Building footprint
64 m²
Volume, LiDAR
560 m³
Parcel 21683D0371/00A037, Brussels · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ALBAJE Consulting
since 20212.323.453.668
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21683D0371/00A037 | Brussels | 259 m² | 1 · 64 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 37,724 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.