Skip to content

ALBA SERVICES

Active
Private limited companyfounded 20251 yr activeStrostraat 18, 1000 Brussel, BelgiumKBO/BCE: BE 1021.207.387
Summary

The computed 12-month bankruptcy probability of ALBA SERVICES is 5.8% (elevated). The 2025 annual accounts show negative equity (-€5,536) and a net result of -€7,536. Its solvency ranks better than 5% of 28374 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
5.8% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.61; short-term debt: 164.4% and cash: 36.1% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-64.4%
Return on assets
-87.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-05-2026, 78 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
78 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ALBA SERVICES was incorporated on 19 March 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
-€5,536
Total assets
€8,594
Net result
-€7,536
Working capital
-€5,536

Turnover and EBIT margin not published: the micro schema does not require them.

Key figures and ratios
2025 value
Solvency
-64.4%
Current ratio
0.61
ROA
-87.7%
Debt
€14,130
Debt ≤ 1 year
€14,130
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 1,322 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
5.5% stopped otherwise
90% still going

For this company itself Checked computes a higher bankruptcy probability: 5.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€8,594
Current assets29/58€8,594
Amounts receivable within one year40/41€5,495
Trade receivables40€5,495
Cash at bank and in hand54/58€3,099
Equity and liabilities
Total equity and liabilities10/49€8,594
Equity10/15-€5,536
Contributions10/11€2,000
Profit (loss) carried forward14-€7,536
Amounts payable17/49€14,130
Amounts payable within one year42/48€14,130
Trade debts44€291
Suppliers440/4€291
Taxes, remuneration and social security45€5,528
Taxes450/3€128
Remuneration and social security454/9€5,400
Other amounts payable47/48€8,311
Income statement Code2025
Other operating charges640/8€181
Gross operating margin9900-€7,451
Operating profit (loss)9901-€7,632
Financial income75/76B€127
Recurring financial income75€127
Financial charges65/66B€31
Recurring financial charges65€31
Profit (loss) for the period before taxes9903-€7,536
Profit (loss) for the period9904-€7,536
Profit (loss) for the period to be appropriated9905-€7,536
Appropriation of the result
Profit (loss) to be appropriated9906-€7,536

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€181
Gross operating margin9900-€7,451
Operating profit (loss)9901-€7,632
Financial income75/76B€127
Recurring financial income75€127
Financial charges65/66B€31
Recurring financial charges65€31
Profit (loss) for the period before taxes9903-€7,536
Profit (loss) for the period9904-€7,536
Profit (loss) for the period to be appropriated9905-€7,536
Line2025
Assets
Total assets20/58€8,594
Current assets29/58€8,594
Amounts receivable within one year40/41€5,495
Trade receivables40€5,495
Cash at bank and in hand54/58€3,099
Equity and liabilities
Total equity and liabilities10/49€8,594
Equity10/15-€5,536
Contributions10/11€2,000
Profit (loss) carried forward14-€7,536
Amounts payable17/49€14,130
Amounts payable within one year42/48€14,130
Trade debts44€291
Suppliers440/4€291
Taxes, remuneration and social security45€5,528
Taxes450/3€128
Remuneration and social security454/9€5,400
Other amounts payable47/48€8,311
Line2025
Profit (loss) for the period9904-€7,536
Operating cash flow (approximation)-€7,536

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
14-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
276 m²
Building footprint
122 m²
Volume, LiDAR
1,614 m³
Parcel 21808H1723/00B000, Brussels · tallest building 17.1 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
ALBA SERVICES
Strostraat 18, 1000 BrusselPlumbing work
since 20252.371.428.680
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21808H1723/00B000 Brussels 276 m² 1 · 122 m² 17.1 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 7,038 companies in this sector we hold annual accounts for 3,481. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded19-03-2025
Fiscal year end31-12
Activities, NACEBEL 2008
43221Plumbing
E-invoicing
Reachable via Peppol
Peppol ID 0208:1021207387
Registered 17-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.