Verbeeck Arne
ActiveSummary
The computed 12-month bankruptcy probability of Verbeeck Arne is 2.7% (moderate). The 2025 annual accounts show equity of €336 and a net result of €287. Its solvency ranks better than 10% of 27786 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68=
Solvency28▲+3
Growth78
Track record82
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.6%
Return on assets
2.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
20 d late
2024
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€336▲ 588%
2024 · €49
2024: €49
2024 → 2025
Total assets
€13k▼ 29.9%
2024 · €19k
2024: €19k
2024 → 2025
Net result
€287
2024 · €-51
2024: €-51
2024 → 2025
Working capital
€-1k
2024 · €8k
2024: €8k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€49-€336▲ 588%
Operating result€-47-€563
Net result€-51-€287
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €563 after a loss of €47 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13k
Fixed assets
€1k ▼ 34.3%
Current assets
€12k ▼ 29.4%
Equity and liabilities €13k
Equity
€336 ▲ 588%
Debt
€13k ▼ 31.5%
Debt's share of the balance-sheet total falls from 99.7% to 97.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1k▲
2024 · €211
Cash flow
€986▲
2024 · €207
Current ratio
0.92▼
2024 · 1.92
Quick ratio
0.86▼
2024 · 1.80
ROA
2.2%▲
2024 · -0.3%
Interest coverage
5.58▼
2024 · 21076.00
Debt ≤ 1 year
€13k▲
2024 · €9k
Income taxes
€72▲
2024 · €4
Equity ratios withheld: equity of €336 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€19k€13k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€1k€781▼
Furniture and vehicles24€913€560▼
Current assets29/58€17k€12k▼
Stocks and contracts in progress3€1k€817▼
Stocks30/36€1k€817▼
Amounts receivable within one year40/41€6k€5k▼
Trade receivables40€4k€4k▲
Other amounts receivable41€2k€688▼
Cash at bank and in hand54/58€10k€5k▼
Deferred charges and accrued income490/1-€647
Equity and liabilities
Total equity and liabilities10/49€19k€13k▼
Equity10/15€49€336▲
Contributions10/11€100€100=
Reserves13-€236
Distributable reserves133-€236
Profit (loss) carried forward14€-51-
Amounts payable17/49€19k€13k▼
Amounts payable after more than one year17€10k-
Financial debts170/4€10k-
Amounts payable within one year42/48€9k€13k▲
Trade debts44€2k€5k▲
Suppliers440/4€2k€5k▲
Taxes, remuneration and social security45€4€329▲
Taxes450/3€4€329▲
Other amounts payable47/48€7k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€258€700▲
Other operating charges640/8€118€381▲
Gross operating margin9900€329€2k▲
Operating profit (loss)9901€-47€563▲
Financial income75/76B-€22
Recurring financial income75-€22
Financial charges65/66B€0€226▲
Recurring financial charges65€0€226▲
Profit (loss) for the period before taxes9903€-47€358▲
Income taxes67/77€4€72▲
Profit (loss) for the period9904€-51€287▲
Profit (loss) for the period to be appropriated9905€-51€287▲
Appropriation of the result
Profit (loss) to be appropriated9906€-51€236▲
Profit (loss) brought forward from the previous period14P-€-51
Transfer to equity691/2-€236
To other reserves6921-€236
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Back to profitnet €287
Net result €287 after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Salvialaan 252840 RumstGround area
1,059 m²
Building footprint
201 m²
Volume, LiDAR
847 m³
Parcel 11036A0230/00X003, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
UGlow by Anne
since 20232.352.658.190
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036A0230/00X003 | Flanders | 1,059 m² | 1 · 201 m² | 8.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 195 EUR awarded · 195 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 195 EUR | 195 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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Brecht · Eq €406
LOODGIETERIJ AERTS
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TUUR VANMARCKE
BE 0628.970.962
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SANI CVC
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Boom · Eq €425
Of 7,041 companies in sector 43221 we hold annual accounts for 3,471. 103 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-11-2023
Fiscal year end31-12
Activities, NACEBEL 2025
43221Plumbing work
47750Retail sale of cosmetics and toilet articles
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.