ALBA CONSULTING
ActiveALBA CONSULTING has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €314k and a net result of €78k. Equity is growing by ~62.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+7
Solvency100▲+25
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 58.61 against 1.99 in 2024; short-term debt: 1.7% and cash: 3.5% of total assets), and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.3%
Return on assets
24.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 06-01-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
45 d early
2023
43 d early
2022
43 d early
2021
14 d early
2020
5 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€314k▲ 32.8%
2024 · €237k
2019: €-79k
2020: €-108k
2021: €-104k
2022: €-131k
2023: €150k
2024: €237k
2019 → 2025
Total assets
€320k▼ 32.9%
2024 · €476k
2019: €244k
2020: €265k
2021: €182k
2022: €84k
2023: €439k
2024: €476k
2019 → 2025
Net result
€78k▼ 10.1%
2024 · €86k
2019: €-26k
2020: €-29k
2021: €4k
2022: €-26k
2023: €281k
2024: €86k
2019 → 2025
Working capital
€313k▲ 32.3%
2024 · €237k
2019: €-201k
2020: €-185k
2021: €-170k
2022: €-154k
2023: €166k
2024: €237k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-104k-€-131k▼ 25.3%€150k€237k▲ 57.4%€314k▲ 32.8%
Operating result€9k-€-23k€280k€70k▼ 74.9%€70k▼ 0.2%
Net result€4k-€-26k€281k€86k▼ 69.3%€78k▼ 10.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €320k
Fixed assets
€906=
Current assets
€319k▼ 32.9%
Equity and liabilities €320k
Equity
€314k▲ 32.8%
Debt
€5k▼ 97.7%
The debt ratio falls from 50.3% to 1.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
98.3%▲
2024 · 49.7%
Current ratio
58.61▲
2024 · 1.99
Quick ratio
58.61▲
2024 · 1.99
Debt / equity
0.02▼
2024 · 1.01
ROE
24.7%▼
2024 · 36.5%
ROA
24.3%▲
2024 · 18.1%
Debt
€5k▼
2024 · €240k
Debt ≤ 1 year
€5k▼
2024 · €239k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€476k€320k▼
Fixed assets21/28€906€906=
Tangible fixed assets22/27€906€906=
Other tangible fixed assets26€906€906=
Current assets29/58€475k€319k▼
Amounts receivable after more than one year29€158k€162k▲
Other amounts receivable291€158k€162k▲
Amounts receivable within one year40/41€299k€140k▼
Trade receivables40€10k€9k▼
Other amounts receivable41€289k€130k▼
Cash at bank and in hand54/58€17k€11k▼
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€476k€320k▼
Equity10/15€237k€314k▲
Contributions10/11€575k€575k=
Capital10€575k€575k=
Issued capital100€575k€575k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-344k€-267k▲
Amounts payable17/49€240k€5k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€239k€5k▼
Current portion of amounts payable after more than one year42€17k€0▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€4k€5k▲
Suppliers440/4€4k€5k▲
Other amounts payable47/48€218k€0▼
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-
Other operating charges640/8€3k€3k▲
Gross operating margin9900€74k€74k=
Operating profit (loss)9901€70k€70k▼
Financial income75/76B€19k€10k▼
Recurring financial income75€19k€10k▼
Financial charges65/66B€349€281▼
Recurring financial charges65€349€281▼
Profit (loss) for the period before taxes9903€89k€80k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€86k€78k▼
Profit (loss) for the period to be appropriated9905€86k€78k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-344k€-267k▲
Profit (loss) brought forward from the previous period14P€-431k€-344k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Liquidity times 29current ratio 58.61
Current ratio from 1.99 to 58.61; short-term debt falls from €239k to €5k.
2024
17-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Equity above €200kEq €237k ▲57.4%
2 profitable years in a row build equity to €237k.
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €281k
Net result €281k after one loss-making year.
30-06
Financial
Liquidity times 13current ratio 1.61
Current ratio from 0.12 to 1.61.
30-06
Financial
Equity above €150kEq €150k
Equity rises from €-131k to €150k.
2022
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
17-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
26-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
22-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2016
15-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
18-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elzenlaan(Kok) 298670 KoksijdeGround area
2,243 m²
Building footprint
399 m²
Volume, LiDAR
1,855 m³
Parcel 38014F0369/00A003, Flanders · tallest building 7.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ALBA CONSULTING NV
since 20032.133.831.239
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38014F0369/00A003 | Flanders | 2,242 m² | 1 · 399 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GROUP SIGMA
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 37,859 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-07-2003
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.