FOBIS

Active

Private limited companyfounded 2001active for 25 yearsLentedreef 5, 8520 Kuurne, BelgiumKBO/BCE: BE 0474.103.039

Summary

FOBIS has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €318,031 and a net result of €30,117. Equity is growing by about 7.4% per year across the filed financial years. Its solvency ranks better than 95% of 39,131 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

FOBISActiveChecked score 96/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200

1 site

Size

€326,957total assets 2025

Equity: €318,031
Profit: €30,117

Turnover not published (micro format)

Financial health

96 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Sabrina FiévéDirector
Stefaan VerschuereDirector

2025 accounts 48 days early

Why 96lowers riskLiquidity: current ratio 21.38, cash €176,208Equity €318,031 (97.3% of total assets)Sector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €326,957Show the evidence

Checked score

Score 2025

96 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 71% of its sector peers (NACE 70, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 97.3% of total assets

Liquidity 100=

short-term debt 2.7% · cash 53.9%

Profitability 80=

return on assets 9.2%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,420 companies, NACE 70, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026highest value 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €30,000 on 30-day terms is acceptable

Liquidity ample (current ratio 21.38, compared with 17.79 in 2024, above the usual 1.5; short-term debt: 2.7% and cash: 53.9% of total assets), and 2.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 97% on liquidity, 47% on profitability and 53% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Liquidity: current ratio 21.38, cash €176,208

NBB · annual accounts

Equity €318,031 (97.3% of total assets)

NBB · annual accounts

Sector: Activities of head offices; management consultancy activities (NACE 70)

KBO

Size: total assets €326,957

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-03-2026, 48 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

48 days early

2024

47 days early

2023

53 days early

2022

51 days early

2021

46 days early

2020

49 days early

2019

42 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 13 March (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end25-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

13-03-2026 Annual accounts filedfinancial year 2025 · micro…
30-09-2025 Highest result from 2019 to 2025net €30,117 ▲12.1%
14-03-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Among the best 5% on solvencysector median 55.6% · 39,131 companies 97.3% View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 7 profitable years in a rowprofit 2025: €30,117 7 years View

By topic

Financials

Financial year: 2025
Total assets: €326,957
Profit: €30,117
Solvency: 97.3%

Total assets▲ 6.1%

Net result

20192025

Go to Financials

Board & ownership

Board: 2 members

Sabrina FiévéDirector
Stefaan VerschuereDirector

Go to Board & ownership

Timeline

Events: 27
Since: 2003
Next accounts: by 30-04-2027

08-03-2024Annual accounts filed
14-02-2024Resignations: Stefaan Verschuere (niet statutaire zaakvoerder) and…
10-03-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Business and other management consultancyNACE 70200
Founded: 16-02-2001
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 36

Annual meeting: Second Friday of March at 18:00
Purpose: “1. Het aanhouden en verwerven van deelnemingen; 2) Het uitoefenen van alle functies die…” (deed in Dutch)

Go to Articles of association

Key facts about FOBIS

What is the company number of FOBIS?: 0474.103.039. In Belgium the VAT number is the company number with BE in front: BE 0474.103.039.
Where is FOBIS based?: The registered office is at Lentedreef 5, 8520 Kuurne.Company details
What does FOBIS do?: According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of FOBIS?: Private limited company (BV).
When was FOBIS founded?: On 16-02-2001.
Is FOBIS still active?: Yes, FOBIS is an active enterprise in the KBO register.
What is the turnover of FOBIS?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is FOBIS profitable?: In financial year 2025, FOBIS made a profit of €30,117.
Where can I find the annual accounts of FOBIS?: FOBIS filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FOBIS due?: By 30-04-2027, for financial year 2026.Timeline