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Active
BE 0718.784.054Private limited company (pre-2019)Open bankruptcy
Alba
· 7 yrs active
Sector: Retail trade
(47811)
Conclusion
A bankruptcy procedure is open for Alba according to publications in the Belgian State Gazette. The 2022 annual accounts show equity of €28k and a net result of €18k.
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €28k |
| Net result | €18k |
| Better than sector | 91% |
| Active | 7 yrs |
Snowflake analysis
62
/ 100
Strong profile, led by solvency.
Health
49
Profitability
86
Solvency
100
Growth
74
Stability
0
Bankruptcy probability (12 mo)
Bankruptcy opened
A bankruptcy procedure is already open — a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Risk Assessment
50 / 100
High riskComponents
· Open bankruptcy (+50)
Trust signals
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
No administrative flags
Health barometer
49
/ 100
Fair
Unlock the full score breakdown, per-year score history and the indicative credit limit from Starter.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative — not credit advice.
Financial overview
Annual accounts filed on 31-05-2023 with the NBB · fiscal year 2022 · micro
Sector comparison
Fiscal year 2022 · NACE 47 — Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 72.2% | 16.5% | |
| Net result | €18k | €1k | |
| Equity | €28k | €10k | |
| Gross operating margin | €24k | €13k | |
| Total assets | €39k | €65k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€143k
-0.9%
20–22
€20k
+26.6%
20–22
€18k
+28.5%
20–22
€19k
+26.4%
20–22
€39k
-50.2%
20–22
€28k
+38.2%
20–22
€28k
+43.9%
20–22
€1k
+29.7%
20–22
€12k
—
20–22
€11k
-81.3%
20–22
€11k
-81.3%
20–22
3.60
+168.9%
20–22
1.18
+1896.7%
20–22
72.2%
+177.3%
20–22
0.38
-86.5%
20–22
63.3%
-7.0%
20–22
45.7%
+157.9%
20–22
12.4%
+29.7%
20–22
14.1%
+27.8%
20–22
105.67
-2.0%
20–22
Figures by fiscal year
| Fiscal year | 2022 |
|---|---|
| Revenue | €143k |
| EBITDA | €20k |
| Net profit | €18k |
| Cash flow | €19k |
| Staff costs | — |
| Income taxes | €1k |
| Dividends | — |
| Total assets | €39k |
| Equity | €28k |
| Debt | €11k |
| of which ≤ 1y | €11k |
| of which > 1y | — |
| Working capital | €28k |
| Employees (FTE) | — |
Ratios (computed)
| 2022 | |
|---|---|
| Current ratio | 3.60 |
| Quick ratio | 1.18 |
| Working capital ratio | 72.2% |
| Solvency | 72.2% |
| Debt / equity | 0.38 |
| Long-term debt ratio | — |
| Interest coverage | 105.67 |
| Gross margin | 16.7% |
| Net margin | 12.4% |
| ROA | 45.7% |
| ROE | 63.3% |
| EBITDA margin | 14.1% |
| Days sales outstanding | — |
| Days payable outstanding | 4d |
| Inventory turnover | 4.56 |
| Days inventory (DSI) | 80d |
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2022 |
|---|---|---|
| Balance sheet — Assets | ||
| TOTAL ASSETS | 20/58 | €39k |
| Current assets | 29/58 | €39k |
| Stocks & contracts in progress | 3 | €26k |
| Cash & bank | 54/58 | €13k |
| Balance sheet — Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €39k |
| Equity | 10/15 | €28k |
| Contributions / capital | 10/11 | €20k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €6k |
| Amounts payable | 17/49 | €11k |
| Amounts payable within one year | 42/48 | €11k |
| Trade debts payable within one year | 44 | €1k |
| Income statement | ||
| Turnover | 70 | €143k |
| Gross operating margin | 9900 | €24k |
| Operating result | 9901 | €19k |
| Financial charges | 65 | €191 |
| Result before taxes | 9903 | €19k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €18k |
| Result to be appropriated | 9905 | €18k |
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Directors & mandates
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | ALEXANDRE BASTENIER LEON STYNENSTRAAT 63,
2000 ANTWERPEN 1 |
25-01-2024 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Retail trade(47811) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 17-01-2019 |
| Status | Active |
| Postal code | — |
| First BS signal | 02-02-2024 |
| Latest BS signal | 02-02-2024 |
Company structure — linked entities
Mandates
↔
1
of these mandate-holders are active on other cases — click any red card to open that KBO.
Establishment units
Establishment
since 20192.286.369.776
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates — not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052D0013/00Z000 | Flanders | 921 m² | 1 · 295 m² | 11.2 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data — this is not proof of ownership.
Updates
A single timeline of everything that happened to this company — publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2024
02-02-2024
Bankruptcy
Opening
2023
31-05-2023
NBB filing
Annual accounts filed
2022
03-07-2022
NBB filing
Annual accounts filed
03-07-2022
NBB filing
Annual accounts filed
Lifecycle & Insolvency Signals
02-02-2024
Bankruptcy
Opening
Time machine — BS events + macro context
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023–2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Credit advice
AI due-diligence brief
Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE)
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Verhuur en lease van personenauto's en lichte bestelwagens (< 3,5 ton)77110Verhuur en lease van personenauto’s en andere lichte motorvoertuigen77110
Primary activity highlighted.
Names & trade names
| Legal nameNL | Alba |
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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