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ALB SERVICES

Active
Private limited companyfounded 20242 yrs activeArtesiëstraat 62, 1000 Brussel, BelgiumKBO/BCE: BE 1012.432.253
Summary

The computed 12-month bankruptcy probability of ALB SERVICES is 5.7% (elevated). The 2025 annual accounts show equity of €13,060 and a net result of €11,060. Its solvency ranks better than 46% of 4695 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
59 / 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency60
Growth-
Track record67
Bankruptcy probability, 12 months
5.7% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.04; short-term debt: 65% and cash: 60.2% of total assets), and 65% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35%
Return on assets
29.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
12 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

ALB SERVICES was incorporated on 13 August 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€13,060
Total assets
€37,326
Net result
€11,060
Working capital
€1,056

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €37,326
Fixed assets €12,004
Current assets €25,322
Equity and liabilities €37,326
Equity €13,060
Debt €24,265
Debt finances 65.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€19,467
Cash flow
€16,531
Current ratio
1.04
Debt to equity
1.86
ROE
84.7%
ROA
29.6%
Interest coverage
247.14
Debt ≤ 1 year
€24,265
Income taxes
€2,857

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 5.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€37,326
Fixed assets21/28€12,004
Tangible fixed assets22/27€12,004
Plant, machinery and equipment23€917
Furniture and vehicles24€11,087
Current assets29/58€25,322
Amounts receivable within one year40/41€2,848
Trade receivables40€1,191
Other amounts receivable41€1,657
Cash at bank and in hand54/58€22,474
Equity and liabilities
Total equity and liabilities10/49€37,326
Equity10/15€13,060
Contributions10/11€2,000
Profit (loss) carried forward14€11,060
Amounts payable17/49€24,265
Amounts payable within one year42/48€24,265
Trade debts44€2,433
Suppliers440/4€2,433
Taxes, remuneration and social security45€4,832
Taxes450/3€2,857
Remuneration and social security454/9€1,975
Other amounts payable47/48€17,000
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,471
Other operating charges640/8€1,862
Gross operating margin9900€21,330
Operating profit (loss)9901€13,996
Financial charges65/66B€79
Recurring financial charges65€79
Profit (loss) for the period before taxes9903€13,917
Income taxes67/77€2,857
Profit (loss) for the period9904€11,060
Profit (loss) for the period to be appropriated9905€11,060
Appropriation of the result
Profit (loss) to be appropriated9906€11,060

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,471
Other operating charges640/8€1,862
Gross operating margin9900€21,330
Operating profit (loss)9901€13,996
Financial charges65/66B€79
Recurring financial charges65€79
Profit (loss) for the period before taxes9903€13,917
Income taxes67/77€2,857
Profit (loss) for the period9904€11,060
Profit (loss) for the period to be appropriated9905€11,060
Line2025
Assets
Total assets20/58€37,326
Fixed assets21/28€12,004
Tangible fixed assets22/27€12,004
Plant, machinery and equipment23€917
Furniture and vehicles24€11,087
Current assets29/58€25,322
Amounts receivable within one year40/41€2,848
Trade receivables40€1,191
Other amounts receivable41€1,657
Cash at bank and in hand54/58€22,474
Equity and liabilities
Total equity and liabilities10/49€37,326
Equity10/15€13,060
Contributions10/11€2,000
Profit (loss) carried forward14€11,060
Amounts payable17/49€24,265
Amounts payable within one year42/48€24,265
Trade debts44€2,433
Suppliers440/4€2,433
Taxes, remuneration and social security45€4,832
Taxes450/3€2,857
Remuneration and social security454/9€1,975
Other amounts payable47/48€17,000
Line2025
Profit (loss) for the period9904€11,060
+ Depreciation and write-downs630€5,471
Operating cash flow (approximation)€16,531

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
12-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
NBB filing
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
481 m²
Building footprint
431 m²
Volume, LiDAR
7,992 m³
2 parcels, Brussels · tallest building 22.0 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
ALB SERVICES
Zespenningenstraat 49/18, 1000 BrusselNon-scheduled passenger transport by road
since 20242.364.241.178
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21811M1225/00C000 Brussels 419 m² 1 · 376 m² 22.0 m · 6 fl.
21810L2201/02D000 Brussels 62 m² 1 · 55 m² 15.0 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 6,684 companies in sector 49330 we hold annual accounts for 2,297. 1,979 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
49330On-demand passenger transport by chauffeured vehicle
E-invoicing
Reachable via Peppol
Peppol ID 0208:1012432253
Also 9925:BE1012432253
Registered 09-02-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.