FAY'S INVEST
ActiveThe computed 12-month bankruptcy probability of FAY'S INVEST is 13.6% (high). The 2024 annual accounts show negative equity (€-1k) and a net result of €-5k. Its solvency ranks better than 8% of 6714 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability33
Solvency37
Growth-
Stability67
Bankruptcy probability, 12 months
13.6%
High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Age of the figures
Age of the figures
20 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
34 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€5k
EBIT margin
-120.9%
Net result
€-5k
Working capital
€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €3k
Fixed assets
€257
Current assets
€3k
Key figures and ratios
EBITDA
€-5k
Cash flow
€-5k
Interest coverage
-94.88
Debt
€4k
Debt ≤ 1 year
€4k
Staff costs
€2k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€3k
Fixed assets21/28€257
Financial fixed assets28€257
Current assets29/58€3k
Amounts receivable within one year40/41€592
Trade receivables40€399
Other amounts receivable41€193
Cash at bank and in hand54/58€2k
Equity and liabilities
Total equity and liabilities10/49€3k
Equity10/15€-1k
Contributions10/11€4k
Profit (loss) carried forward14€-5k
Amounts payable17/49€4k
Amounts payable within one year42/48€4k
Taxes, remuneration and social security45€148
Remuneration and social security454/9€148
Other amounts payable47/48€4k
Income statement
Code2024
Turnover70€5k
Goods, raw materials, services and sundry goods60/61€8k
Remuneration, social security and pensions62€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€826
Other operating charges640/8€78
Gross operating margin9900€-3k
Operating profit (loss)9901€-6k
Financial income75/76B€767
Recurring financial income75€767
Financial charges65/66B€56
Recurring financial charges65€56
Profit (loss) for the period before taxes9903€-5k
Profit (loss) for the period9904€-5k
Profit (loss) for the period to be appropriated9905€-5k
Appropriation of the result
Profit (loss) to be appropriated9906€-5k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Mettewielaan 51081 KoekelbergGround area
1,355 m²
Building footprint
288 m²
Volume, LiDAR
5,808 m³
Parcel 21011A0058/00V000, Brussels · tallest building 22.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
FAY'S INVEST
since 20242.358.154.528
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21011A0058/00V000 | Brussels | 1,355 m² | 1 · 288 m² | 22.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
B.M TAXI BELGE
BE 1013.947.037
Koekelberg
BBC & Co
BE 0839.238.258
Koekelberg
BILLY MIKE TRANSPORT
BE 1013.712.059
Koekelberg
BW RIDES
BE 1025.800.635
Koekelberg
CA TOUR
BE 0740.769.303
Koekelberg
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 6,627 companies in sector 49330 we hold annual accounts for 2,256.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-03-2024
Fiscal year end31-12
Activities, NACEBEL
49320Taxi operation
49330On-demand passenger transport by chauffeured vehicle
10712Artisanal bread and fresh pastry making
46323Wholesale trade
47241Retail sale of bread and pastry (bakery outlets)
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.