ALAIN WERY AVOCAT
ActiveSummary
ALAIN WERY AVOCAT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160k and a net result of €171k. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 57% of 1004 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency66▼-4
Growth57=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.19 in 2024; short-term debt: 58.1% and cash: 66.2% of total assets), and 59.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.8%
Return on assets
43.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
19 d late
2023
21 d late
2022
20 d late
2021
16 d late
2020
31 d late
2019
73 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€335k▲ 2.4%
2023 · €327k
2020: €410k
2021: €305k
2022: €294k
2023: €327k
2020 → 2024
EBIT margin
65.9%▲ 10.0pp
2023 · 56.0%
2020: 53.5%
2021: 36.5%
2022: 37.6%
2023: 56.0%
2020 → 2024
Net result
€171k▼ 11.5%
2024 · €194k
2018: €53k
2019: €63k
2020: €199k
2021: €62k
2022: €89k
2023: €147k
2024: €194k
2018 → 2025
Working capital
€41k▲ 14.5%
2024 · €36k
2018: €-12k
2019: €3k
2020: €127k
2021: €91k
2022: €55k
2023: €83k
2024: €36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€305k-€294k▼ 3.7%€327k▲ 11.4%€335k▲ 2.4%
Equity€99k-€98k▼ 1.1%€145k▲ 47.9%€169k▲ 16.3%€160k▼ 5.1%
Operating result€111k-€110k▼ 0.9%€183k▲ 66.0%€221k▲ 20.6%€255k▲ 15.3%
Net result€62k-€89k▲ 43.2%€147k▲ 65.3%€194k▲ 31.7%€171k▼ 11.5%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 15% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €393k
Fixed assets
€124k ▼ 13.3%
Current assets
€270k ▲ 17.6%
Equity and liabilities €393k
Equity
€160k ▼ 5.1%
Debt
€233k ▲ 14.9%
Debt's share of the balance-sheet total rises from 54.5% to 59.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€280k▲
2024 · €243k
Cash flow
€197k▼
2024 · €216k
Current ratio
1.18▼
2024 · 1.19
Debt to equity
1.45▲
2024 · 1.20
ROE
106.8%▼
2024 · 114.6%
ROA
43.6%▼
2024 · 52.1%
Interest coverage
326.55▲
2024 · 215.47
Debt ≤ 1 year
€229k▲
2024 · €193k
Debt > 1 year
€4k▼
2024 · €9k
Income taxes
€82k▲
2024 · €26k
Staff costs
€33k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€372k€393k▲
Fixed assets21/28€143k€124k▼
Tangible fixed assets22/27€142k€123k▼
Plant, machinery and equipment23€3k€5k▲
Furniture and vehicles24€43k€31k▼
Other tangible fixed assets26€96k€87k▼
Financial fixed assets28€778€778=
Current assets29/58€229k€270k▲
Amounts receivable within one year40/41€8k€9k▲
Other amounts receivable41€8k€9k▲
Cash at bank and in hand54/58€221k€260k▲
Deferred charges and accrued income490/1€210€90▼
Equity and liabilities
Total equity and liabilities10/49€372k€393k▲
Equity10/15€169k€160k▼
Contributions10/11€12k€12k=
Capital10€12k€12k=
Issued capital100€19k€19k=
Uncalled capital101€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€155k€146k▼
Amounts payable17/49€203k€233k▲
Amounts payable after more than one year17€9k€4k▼
Financial debts170/4€9k€4k▼
Amounts payable within one year42/48€193k€229k▲
Current portion of amounts payable after more than one year42€5k€5k=
Trade debts44€12k€35k▲
Suppliers440/4€12k€35k▲
Advances received on contracts in progress46€787€4k▲
Taxes, remuneration and social security45€56k€59k▲
Taxes450/3€52k€54k▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€119k€126k▲
Income statement
Code20242025
Turnover70€335k-
Non-recurring operating income76A€994-
Goods, raw materials, services and sundry goods60/61€63k-
Remuneration, social security and pensions62€28k€33k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€25k▲
Other operating charges640/8€2k€5k▲
Gross operating margin9900€273k€317k▲
Operating profit (loss)9901€221k€255k▲
Financial income75/76B-€31
Recurring financial income75-€31
Financial charges65/66B€1k€857▼
Recurring financial charges65€1k€857▼
Profit (loss) for the period before taxes9903€220k€254k▲
Income taxes67/77€26k€82k▲
Profit (loss) for the period9904€194k€171k▼
Profit (loss) for the period to be appropriated9905€194k€171k▼
Appropriation of the result
Profit (loss) to be appropriated9906€325k€326k▲
Profit (loss) brought forward from the previous period14P€131k€155k▲
Profit to be distributed694/7€170k€180k▲
Return on contributions (dividend)694€170k€180k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 29 days late
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 19 days late
2024
31-12
Financial
Equity above €150kEq €169k ▲16.3%
7 profitable years in a row build equity to €169k.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 21 days late
2023
31-12
Financial
Equity above €100kEq €145k ▲47.9%
6 profitable years in a row build equity to €145k.
20-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 20 days late
2022
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 16 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €199k ▲215%
Net result €199k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.48
Current ratio from 1.05 to 2.48.
31-12
Financial
Equity above €100kEq €137k ▲670%
3 profitable years in a row build equity to €137k.
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 73 days late
Show earlier events
2019
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 1 day late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 23 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlues · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Marais 1086150 AnderluesGround area
1,317 m²
Building footprint
196 m²
Volume, LiDAR
891 m³
2 parcels, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Emile Tumelaire 43, 6000 Charleroi
since 20102.224.494.268
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56302E0169/00N000 | Wallonia | 1,180 m² | 1 · 137 m² | 9.5 m · 2 fl. |
| 52011B0239/00N063 | Wallonia | 137 m² | 1 · 59 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Advocaat Vincent Hauquier
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Stéphanie Taelemans Advocatenkantoor
BE 0628.505.659
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Jonkers Law
BE 0664.884.520
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ADVOCATENKANTOOR JEF PEETERS
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,516 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2010
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:a.wery@avocat.be