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Generated 19-08-2026
Active BE 0460.891.045Private limited company

AL MUBARAK TRADING

Mariemontkaai 56 ·1080 Sint-Jans-Molenbeek, Belgium· 29 yrs active
Sector: Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton) (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of AL MUBARAK TRADING is 1.8% (moderate). The 2023 annual accounts show negative equity (€-45k) and a net result of €68k. Equity is growing by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 11% of 825 sector peers (fiscal year 2023). The company has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €-45k
Net result €68k
Better than sector 11%
Active 29 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health16Profitability0Solvency33Growth78Stability100
45 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 16
Profitability 0
Solvency 33
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
1.8% Moderate
0%0,5%1,5%4%10%≥25%
Higher-failure-rate region +Annual accounts: weaker financial profile +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1997, 29 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
16 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 14-07-2024 with the NBB · fiscal year 2023 · volledig
€-300k€-200k€-100k€0€100kOperating result 2019: €-13k€-13kNet result 2019: €-227k€-227kOperating result 2020: €-16k€-16kNet result 2020: €-243k€-243kOperating result 2021: €8k€8kNet result 2021: €7k€7kOperating result 2022: €49k€49kNet result 2022: €49k€49kOperating result 2023: €1k€1kNet result 2023: €68k€68k20192020202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~9.1%/year over 6 fiscal years, indicative, assuming unchanged policy.
€-200k€-100k€0€100k2024: €-87k (€-138k - €-36k)2025: €-73k (€-155k - €8k)2026: €-60k (€-173k - €52k)2018: €-139k2019: €-153k2020: €-169k2021: €-162k2022: €-113k2023: €-45k201820192020202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency -29.7% 18.0%
better than 11% of 825 sector peers
Net result €68k €11k
better than 74% of 821 sector peers
Equity €-45k €80k
better than 14% of 826 sector peers
Gross operating margin €13k €162k
better than 17% of 745 sector peers
Total assets €153k €648k
better than 19% of 825 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€3k
-95.1% 18-23
Net profit
€68k
+37.0% 18-23
Cash flow
€69k
+32.6% 18-23
Total assets
€153k
-0.7% 18-23
Equity
€-45k
+59.8% 18-23
Working capital
€-160k
+30.1% 18-23
Debt
€199k
-25.7% 18-23
Debt ≤ 1y
€199k
-25.7% 18-23
Show 7 other metrics
Current ratio
0.19
+35.1% 18-23
Quick ratio
0.19
+35.1% 18-23
Solvency
-29.7%
+59.5% 18-23
Debt / equity
-4.37
-84.8% 18-23
ROE
-148.8%
-240.9% 18-23
ROA
44.2%
+38.0% 18-23
Interest coverage
64.90
-86.6% 18-23
Figures by fiscal year
Fiscal year2023
Depositvolledig
Revenue-
EBITDA€3k
Net profit€68k
Cash flow€69k
Staff costs-
Income taxes-
Dividends-
Total assets€153k
Equity€-45k
Debt€199k
of which ≤ 1y€199k
of which > 1y-
Working capital€-160k
Employees (FTE)-
Ratios (computed)
2023
Current ratio0.19
Quick ratio0.19
Working capital ratio-104.4%
Solvency-29.7%
Debt / equity-4.37
Long-term debt ratio-
Interest coverage64.90
Gross margin-
Net margin-
ROA44.2%
ROE-148.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€153k
Fixed assets 21/28€114k
Tangible fixed assets 22/27€114k
Financial fixed assets 28€124
Current assets 29/58€39k
Cash & bank 54/58€39k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€153k
Equity 10/15€-45k
Contributions / capital 10/11€74k
Accumulated profits (losses) 14€-120k
Amounts payable 17/49€199k
Amounts payable within one year 42/48€199k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€13k
Operating result 9901€1k
Financial income 75€66k
Financial charges 65€39
Result before taxes 9903€68k
Net result for the period 9904€68k
Result to be appropriated 9905€68k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • SAM SAMIA FARAJ
    Director
    State Gazette act 22099598 (19-08-2022)
    Current
    19-08-2022 → present
Former directors (1)
  • MRAIBUT SABAH
    Director
    State Gazette act 22099598 (19-08-2022)
    Former
    - → 27-03-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811)
Legal form Private limited company(610)
Incorporation25-06-1997
StatusActive
Postal code1080
Establishment units 1 location
Edingenstraat 40, 1080 Sint-Jans-Molenbeek
de groothandel in nieuwe en gebruikte auto's voor personenvervoer, inclusief die voor bijzondere doeleinden(vb ambulances)
since 19972.082.423.516
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21523B0939/00N096 Brussels 1,602 m² 1 · 1,480 m² 17.0 m · 4 fl.
21523B0939/00Y106 Brussels 1,346 m² 1 · 665 m² 15.8 m · 5 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
18-10-2024
State Gazette act Capital & shares
Michel Cornelis
14-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
14-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
22-09-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
19-08-2022
State Gazette act Capital & shares
2021
25-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
31-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
24-06-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
06-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
26-06-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
28-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
29-06-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
Belgian State Gazette reading coverage 0 of 6 acts read

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Capital history · 2
18-10-2024
Capital change
19-08-2022
Capital change
All acts · 2 updated 1 year ago
2024
18-10-2024 Transaction in capital or shares Capital & shares·Michel Cornelis
Notary: Michel Cornelis · Anderlecht
Technical details 
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  "notary": {
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  "act_meta": {
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    "filing_date": "2024-10-16",
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  "decision": {
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    "act_date": "2024-09-26",
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  "co_filed_documents": [
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  "shareholders_after": [],
  "share_classes_after": [
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      "n_shares": 3000,
      "class_name": "Gewone Aandelen",
      "capital_share_eur": null,
      "voting_rights_per_share": 1.0
    }
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}
2022
19-08-2022 All shares are now held by a single shareholder Capital & shares
Technical details 
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      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Buelles",
    "is_associated": false
  },
  "act_meta": {
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    "pub_date": null,
    "filing_date": "2022-08-09",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
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    "body": "algemene_vergadering",
    "act_date": "2022-03-28",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2022-03-28"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
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    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0480.411.504",
    "org_name": "ASBL UCM Guichet d\u0027entreprises",
    "person_name": null,
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  },
  "co_filed_documents": [
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    "procuration"
  ],
  "shareholders_after": [
    {
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      "pct": 5.0,
      "kind": "person",
      "name": "SAM SAMIA FARAJ",
      "role": "g\u00E9rant_statutaire",
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  "share_classes_after": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Groothandel in motorvoertuigen50101Groothandel in auto's en lichte bestelwagens (<= 3,5 ton)46711
Primary activity highlighted.
Names & trade names
Legal nameFR AL MUBARAK TRADING
Registered office
Mariemontkaai 56
1080 Sint-Jans-Molenbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative