Skip to content
Checked.be
Complete company report
Generated 08-08-2026
Active BE 0881.556.487Non-profit association

AL KARAM

Neerstalse Steenweg 52 ·1190 Vorst, Belgium· 20 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of AL KARAM is 0.1% (very low). The company has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 20 yrs
Board 4
Publications 7
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 2006, 20 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview
No financial data
No annual-account figures are available for this company yet. New companies are added continuously, check back soon, or email us to prioritise this one.
Directors & mandates 12 directors
Current directors & mandates
  • Youssef Amraoui
    Director
    State Gazette act 25075412 (16-06-2025)
    Current
    16-06-2025 → present
  • Abdenbi Rahmaoui Bezzai
    Director
    State Gazette act 24158279 (05-11-2024)
    Current
    05-11-2024 → present
  • Said El-Mouhayer
    Director
    State Gazette act 24158279 (05-11-2024)
    Current
    05-11-2024 → present
  • Ahmed Lawrizy
    Managing director
    State Gazette act 24158279 (05-11-2024)
    Current
    16-01-2023 → present
    4 events
    • 05-11-2024 Mandate renewed· Managing director
    • 01-03-2023 Appointed· Director
    • 28-01-2023 Appointed· Managing director
    • 16-01-2023 Appointed· Permanent representative
Former directors (8)
  • Mohammed Etterfassi
    Director
    State Gazette act 24158279 (05-11-2024)
    Former
    16-01-2023 → 10-09-2025
    6 events
    • 10-09-2025 Resigned· Director
    • 10-09-2025 Resigned· Managing director
    • 05-11-2024 Mandate renewed· Director
    • 01-03-2023 Appointed· Director
    • 28-01-2023 Appointed· Managing director
    • 16-01-2023 Appointed· Permanent representative
  • El Houcine Daanoune
    Director
    State Gazette act 24158279 (05-11-2024)
    Former
    16-01-2023 → 16-06-2025
    3 events
    • 16-06-2025 Resigned· Director
    • 05-11-2024 Mandate renewed· Director
    • 16-01-2023 Appointed· Permanent representative
  • ACHTIB Fadla
    Director
    State Gazette act 19111132 (14-08-2019)
    Former
    01-07-2019 → 16-01-2023
    2 events
    • 16-01-2023 Resigned· Permanent representative
    • 01-07-2019 Appointed· Director
  • AZEEBAL Hossein
    Permanent representative
    State Gazette act 23007520 (16-01-2023)
    Former
    - → 16-01-2023
  • AZEEBAL Sana
    Director
    State Gazette act 19111132 (14-08-2019)
    Former
    01-07-2019 → 16-01-2023
    2 events
    • 16-01-2023 Resigned· Permanent representative
    • 01-07-2019 Appointed· Director
  • AZEEBAL Fatima
    Director
    State Gazette act 19111132 (14-08-2019)
    Former
    - → 01-07-2019
  • AZEEBAL Hassan
    Director
    State Gazette act 19111132 (14-08-2019)
    Former
    - → 01-07-2019
  • El Mueden Rahma
    Director
    State Gazette act 19111132 (14-08-2019)
    Former
    - → 01-07-2019
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary -
Legal form Non-profit association(017)
Incorporation29-05-2006
StatusActive
Postal code1190
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21384D0212/00Z000 Brussels 281 m² 1 · 146 m² 13.1 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
16-03-2026
State Gazette act Director changes
2025
10-09-2025
State Gazette act Director changes
v3.2
16-06-2025
State Gazette act Director changes
v3.2
2024
05-11-2024
State Gazette act Director changes
v3.2
2023
02-05-2023
State Gazette act Director changes
v3.2
16-01-2023
State Gazette act Director changes
v3.2
2019
14-08-2019
State Gazette act Director changes
v3.2
Belgisch Staatsblad, acts 7 acts
All acts · 7 updated 4 months ago
2026
16-03-2026 Youssef Amraoui resigns as statutory auditor Director changes
  • Youssef Amraoui, Commissaris
Technical details 
{
  "events": [
    {
      "kind": "commissaris_out",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Youssef Amraoui",
        "address": "1190 Forest, Square des Bacchantes 1",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2026-02-16",
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gratelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2026-03-16",
    "filing_date": "2026-03-09",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2026-02-16",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0881.556.487",
    "name_full": "AL KARAM",
    "legal_form": "ASBL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Rachid Oamart",
    "org_rep_person_name": null,
    "person_role_at_subject": "Expert-comptable"
  },
  "co_filed_documents": [
    "le proc\u00E8s-verbal de l\u0027assembl\u00E9e g\u00E9n\u00E9rale du 16/02/2026"
  ],
  "corrected_publication_numac": null
}
2025
10-09-2025 2 resigning Director changes
  • Mohammed Etterfassi, Bestuurder
  • Mohammed Etterfassi, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mohammed Etterfassi",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e acte que Monsieur Mohammed Etterfassi d\u00E9missionne en tant qu\u0027administrateur, administrateur d\u00E9l\u00E9gu\u00E9 et personne d\u00E9l\u00E9gu\u00E9e \u00E0 la gestion journali\u00E8re."
    },
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Mohammed Etterfassi",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e acte que Monsieur Mohammed Etterfassi d\u00E9missionne en tant qu\u0027administrateur, administrateur d\u00E9l\u00E9gu\u00E9 et personne d\u00E9l\u00E9gu\u00E9e \u00E0 la gestion journali\u00E8re."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0881.556.487",
    "name_full": "AL KARAM",
    "legal_form": "ASBL"
  }
}
16-06-2025 1 director appointed, 1 resigning Director changes
  • Youssef Amraoui, Bestuurder
  • El Houcine Daanoune, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "El Houcine Daanoune",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "D\u00E9mission de Monsieur El Houcine Daanoune en tant qu\u0027administrateur"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Youssef Amraoui",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Nomination de Youssef Amraoui en tant qu\u0027administrateur et secr\u00E9taire"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0881.556.487",
    "name_full": "AL KARAM",
    "legal_form": "ASBL"
  }
}
2024
05-11-2024 2 directors appointed, 3 reappointed Director changes
  • Said El-Mouhayer, Bestuurder
  • Abdenbi Rahmaoui Bezzai, Bestuurder
  • Etterfassi Mohammed, Bestuurder
  • Ahmed Lawrizy, Gedelegeerd bestuurder
  • El Houcine Daanoune, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Said El-Mouhayer",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Nomination d\u0027administrateurs - Said El-Mouhayer"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Abdenbi Rahmaoui Bezzai",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Nomination d\u0027administrateurs - Abdenbi Rahmaoui Bezzai"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Etterfassi Mohammed",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Renouvellement de mandat d\u0027administrateur Etterfassi Mohammed et en tant qu\u0027administrateur d\u00E9l\u00E9gu\u00E9"
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Ahmed Lawrizy",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Renouvellement de mandat d\u0027administrateur ... Ahmed Lawrizy et en tant qu\u0027administrateur d\u00E9l\u00E9gu\u00E9"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "El Houcine Daanoune",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Renouvellement de mandat d\u0027administrateur ... El Houcine Daanoune"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0881.556.487",
    "name_full": "AL KARAM",
    "legal_form": "ASBL"
  }
}
2023
02-05-2023 2 directors appointed Director changes
  • Lawrizy Ahmed, Bestuurder
  • Etterfassi Mohammed, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Lawrizy Ahmed",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2023-03-01",
      "evidence_quote": "Il a \u00E9t\u00E9 d\u00E9cid\u00E9 lors de cette assembl\u00E9e que Monsieur Lawrizy Ahmed et Monsieur Etterfassi Mohammed tous deux nomm\u00E9s administrateurs d\u00E9l\u00E9gu\u00E9s et de la gestion journali\u00E8re \u00E0 partir du 1er mars 2023 de l\u0027ASBL AI Karam."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Etterfassi Mohammed",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2023-03-01",
      "evidence_quote": "Il a \u00E9t\u00E9 d\u00E9cid\u00E9 lors de cette assembl\u00E9e que Monsieur Lawrizy Ahmed et Monsieur Etterfassi Mohammed tous deux nomm\u00E9s administrateurs d\u00E9l\u00E9gu\u00E9s et de la gestion journali\u00E8re \u00E0 partir du 1er mars 2023 de l\u0027ASBL AI Karam."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0881.556.487",
    "name_full": "AL KARAM",
    "legal_form": "ASBL"
  }
}
16-01-2023 3 directors appointed, 3 resigning Director changes
  • LAWRIZY Ahmed, Vaste vertegenwoordiger
  • DAANOUNE El Houcine, Vaste vertegenwoordiger
  • ETTERFASSI Mohammed, Vaste vertegenwoordiger
  • AZEEBAL Hossein, Vaste vertegenwoordiger
  • AZEEBAL Sana, Vaste vertegenwoordiger
  • ACHTIB Fadla, Vaste vertegenwoordiger
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "AZEEBAL Hossein",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "D\u00E9mission: AZEEBAL Hossein en tant que Pr\u00E9sident,"
    },
    {
      "kind": "director_out",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "AZEEBAL Sana",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "D\u00E9mission: AZEEBAL Sana en tant que Tr\u00E9sorier,"
    },
    {
      "kind": "director_out",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "ACHTIB Fadla",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "D\u00E9mission: ACHTIB Fadla en tant que Secr\u00E9taire."
    },
    {
      "kind": "director_in",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "LAWRIZY Ahmed",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Nomination: LAWRIZY Ahmed en tant que Pr\u00E9sident."
    },
    {
      "kind": "director_in",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "DAANOUNE El Houcine",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Nomination: DAANOUNE El Houcine en tant que Secr\u00E9taire,"
    },
    {
      "kind": "director_in",
      "role": "vaste_vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "ETTERFASSI Mohammed",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Nomination: ETTERFASSI Mohammed en tant que Tr\u00E9sorier."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0881.556.487",
    "name_full": "AL KARAM",
    "legal_form": "ASBL"
  }
}
2019
14-08-2019 2 directors appointed, 3 resigning Director changes
  • AZEEBAL Sana, Bestuurder
  • ACHTIB Fadla, Bestuurder
  • AZEEBAL Fatima, Bestuurder
  • AZEEBAL Hassan, Bestuurder
  • El Mueden Rahma, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "AZEEBAL Fatima",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-07-01",
      "evidence_quote": "D\u00E9mission: AZEEBAL Fatima"
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "AZEEBAL Hassan",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-07-01",
      "evidence_quote": "D\u00E9mission: AZEEBAL Hassan"
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "El Mueden Rahma",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-07-01",
      "evidence_quote": "D\u00E9mission: El Mueden Rahma"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "AZEEBAL Sana",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-07-01",
      "evidence_quote": "Nomination: AZEEBAL Sana"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "ACHTIB Fadla",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2019-07-01",
      "evidence_quote": "Nomination: ACHTIB Fadla"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0881.556.487",
    "name_full": "AL KARAM",
    "legal_form": "ASBL"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR AL KARAM
Registered office
Neerstalse Steenweg 52
1190 Vorst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative