AL 33
ActiveAL 33 has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €373k and a net result of €70k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 55% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+1
Solvency61▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.42 against 0.4 in 2024; short-term debt: 14.4% and cash: 3.7% of total assets), and 64% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36%
Return on assets
6.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
21 d early
2023
1 d early
2022
26 d early
2021
42 d early
2020
26 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€373k▲ 23.1%
2024 · €303k
2019: €300k
2020: €354k
2021: €401k
2022: €458k
2023: €523k
2024: €303k
2019 → 2025
Total assets
€1.04M▼ 11.9%
2024 · €1.18M
2019: €1.31M
2020: €1.28M
2021: €1.26M
2022: €1.23M
2023: €1.19M
2024: €1.18M
2019 → 2025
Net result
€70k=
2024 · €70k
2019: €32k
2020: €54k
2021: €47k
2022: €57k
2023: €65k
2024: €70k
2019 → 2025
Working capital
€-87k▲ 62.8%
2024 · €-235k
2019: €-53k
2020: €-35k
2021: €-25k
2022: €-6k
2023: €22k
2024: €-235k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€401k-€458k▲ 14.2%€523k▲ 14.1%€303k▼ 42.0%€373k▲ 23.1%
Operating result€77k-€89k▲ 16.0%€99k▲ 10.5%€104k▲ 5.2%€105k▲ 1.5%
Net result€47k-€57k▲ 20.5%€65k▲ 14.1%€70k▲ 8.3%€70k=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.04M
Fixed assets
€975k▼ 4.6%
Current assets
€62k▼ 59.9%
Equity and liabilities €1.04M
Equity
€373k▲ 23.1%
Debt
€664k▼ 24.1%
The debt ratio falls from 74.3% to 64.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€153k▲
2024 · €151k
Cash flow
€118k=
2024 · €118k
Solvency
36.0%▲
2024 · 25.7%
Current ratio
0.42▲
2024 · 0.40
Quick ratio
0.42▲
2024 · 0.40
Debt / equity
1.78▼
2024 · 2.89
ROE
18.8%▼
2024 · 23.1%
ROA
6.8%▲
2024 · 6.0%
Interest coverage
12.24▼
2024 · 14.21
Debt
€664k▼
2024 · €875k
Debt ≤ 1 year
€150k▼
2024 · €391k
Debt > 1 year
€514k▲
2024 · €484k
Income taxes
€24k▼
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.18M€1.04M▼
Fixed assets21/28€1.02M€975k▼
Tangible fixed assets22/27€1.02M€975k▼
Land and buildings22€1.02M€975k▼
Current assets29/58€156k€62k▼
Amounts receivable within one year40/41€25k€24k▼
Trade receivables40€6k€23k▲
Other amounts receivable41€18k€2k▼
Current investments50/53€0-
Cash at bank and in hand54/58€130k€38k▼
Deferred charges and accrued income490/1€507€87▼
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.04M▼
Equity10/15€303k€373k▲
Contributions10/11€200k€200k=
Reserves13€103k€173k▲
Distributable reserves133€103k€173k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€875k€664k▼
Amounts payable after more than one year17€484k€514k▲
Financial debts170/4€484k€514k▲
Amounts payable within one year42/48€391k€150k▼
Current portion of amounts payable after more than one year42€85k€107k▲
Trade debts44€3k€3k=
Suppliers440/4€3k€3k=
Advances received on contracts in progress46€14k€0▼
Taxes, remuneration and social security45€14k€0▼
Taxes450/3€14k€0▼
Other amounts payable47/48€276k€40k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€48k€48k=
Other operating charges640/8€15k€16k▲
Gross operating margin9900€166k€169k▲
Operating profit (loss)9901€104k€105k▲
Financial income75/76B€716€693▼
Recurring financial income75€716€693▼
Financial charges65/66B€11k€12k▲
Recurring financial charges65€11k€12k▲
Profit (loss) for the period before taxes9903€94k€94k▼
Income taxes67/77€24k€24k▼
Profit (loss) for the period9904€70k€70k=
Profit (loss) for the period to be appropriated9905€70k€70k=
Appropriation of the result
Profit (loss) to be appropriated9906€70k€70k=
Transfer from equity791/2€140k€0▼
Transfer to equity691/2€70k€70k=
To other reserves6921€70k€70k=
Profit to be distributed694/7€140k€0▼
Other beneficiaries697€140k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €70k ▲8.3%
Net result €70k, the highest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Equity above €500kEq €523k ▲14.1%
5 profitable years in a row build equity to €523k.
05-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
08-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 2712018 AntwerpenGround area
3,241 m²
Building footprint
2,607 m²
Parcel 11806F1354/00X009, Flanders. Linked by address, not a title deed.
1 establishment unit
AL 33
since 20152.247.229.484
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1354/00X009 | Flanders | 3,241 m² | 1 · 2,607 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Gryson Construct
BE 0828.624.181
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DENVEST
BE 0631.785.447
Nieuwpoort · Eq €374k
VASTGOED VALKENBORGH
BE 0643.764.353
Hasselt · Eq €372k
IMMO LECLERCQ
BE 0880.145.237
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MALEIN
BE 0739.734.074
Sint-Truiden · Eq €372k
Of 7,321 companies in sector 68110 we hold annual accounts for 5,381. 3,802 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2015
Fiscal year end30-06
Activities, NACEBEL
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.