AK TOITURES
ActiveThe computed 12-month bankruptcy probability of AK TOITURES is 2.3% (moderate). The 2025 annual accounts show equity of €142k and a net result of €157k. Equity is growing by ~33.5% per year across the filed fiscal years. Its solvency ranks better than 41% of 27711 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency64▲+10
Growth78=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.18 in 2024; short-term debt: 56.4% and cash: 68% of total assets), and 61.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.9%
Return on assets
43%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
2 d early
2024
6 d early
2023
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€142k▲ 38.3%
2024 · €103k
2023: €73k
2024: €103k
2023 → 2025
Total assets
€365k▲ 2.9%
2024 · €355k
2023: €419k
2024: €355k
2023 → 2025
Net result
€157k▲ 6.7%
2024 · €147k
2023: €128k
2024: €147k
2023 → 2025
Working capital
€91k▲ 130%
2024 · €40k
2023: €25k
2024: €40k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€73k-€103k▲ 40.1%€142k▲ 38.3%
Operating result€164k-€190k▲ 15.3%€203k▲ 6.9%
Net result€128k-€147k▲ 15.1%€157k▲ 6.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €365k
Fixed assets
€68k▼ 28.2%
Current assets
€297k▲ 14.3%
Equity and liabilities €365k
Equity
€142k▲ 38.3%
Debt
€223k▼ 11.5%
The debt ratio falls from 71.0% to 61.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€235k▲
2024 · €223k
Cash flow
€189k▲
2024 · €180k
Solvency
38.9%▲
2024 · 29.0%
Current ratio
1.44▲
2024 · 1.18
Quick ratio
1.38▲
2024 · 1.13
Debt / equity
1.57▼
2024 · 2.45
ROE
110.5%▼
2024 · 143.1%
ROA
43.0%▲
2024 · 41.5%
Interest coverage
292.05▲
2024 · 220.92
Debt
€223k▼
2024 · €252k
Debt ≤ 1 year
€206k▼
2024 · €220k
Debt > 1 year
€17k▼
2024 · €32k
Income taxes
€47k▲
2024 · €44k
Staff costs
€111k▲
2024 · €98k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€355k€365k▲
Formation expenses20€654€440▼
Fixed assets21/28€94k€68k▼
Tangible fixed assets22/27€94k€68k▼
Plant, machinery and equipment23€54k€43k▼
Furniture and vehicles24€41k€25k▼
Current assets29/58€260k€297k▲
Stocks and contracts in progress3€11k€13k▲
Stocks30/36€11k€13k▲
Amounts receivable within one year40/41€32k€30k▼
Trade receivables40€22k€29k▲
Other amounts receivable41€10k€1k▼
Cash at bank and in hand54/58€216k€248k▲
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€355k€365k▲
Equity10/15€103k€142k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€88k€127k▲
Amounts payable17/49€252k€223k▼
Amounts payable after more than one year17€32k€17k▼
Financial debts170/4€32k€17k▼
Amounts payable within one year42/48€220k€206k▼
Current portion of amounts payable after more than one year42€15k€15k=
Trade debts44€14k€11k▼
Suppliers440/4€14k€11k▼
Taxes, remuneration and social security45€62k€65k▲
Taxes450/3€61k€65k▲
Remuneration and social security454/9€1k€75▼
Other amounts payable47/48€129k€115k▼
Income statement
Code20242025
Remuneration, social security and pensions62€98k€111k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€32k▼
Other operating charges640/8€8k€7k▼
Gross operating margin9900€329k€352k▲
Operating profit (loss)9901€190k€203k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€1k€805▼
Recurring financial charges65€1k€805▼
Profit (loss) for the period before taxes9903€191k€204k▲
Income taxes67/77€44k€47k▲
Profit (loss) for the period9904€147k€157k▲
Profit (loss) for the period to be appropriated9905€147k€157k▲
Appropriation of the result
Profit (loss) to be appropriated9906€205k€245k▲
Profit (loss) brought forward from the previous period14P€58k€88k▲
Profit to be distributed694/7€118k€118k=
Return on contributions (dividend)694€118k€118k=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €157k ▲6.7%
Operating result €203k, net result €157k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €103k ▲40.1%
2 profitable years in a row build equity to €103k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pont-à-Celles · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Godron(VIE) 46230 Pont-à-CellesGround area
220 m²
Building footprint
37 m²
Volume, LiDAR
276 m³
Parcel 52067B0226/02R000, Wallonia · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Godron(VIE) 4, 6230 Pont-à-Celles
since 20232.341.173.489
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52067B0226/02R000 | Wallonia | 220 m² | 1 · 37 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VS Dakwerken
BE 0553.671.446
Tessenderlo-Ham · Eq €142k
Schrijnwerkerij Blomme
BE 0773.692.982
Sint-Martens-Latem · Eq €142k
PAL TOITURES
BE 0803.868.197
Yvoir · Eq €142k
PEREMANS MICHEL
BE 0442.857.161
Bonheiden · Eq €142k
Roof Concept
BE 0779.913.751
Namur · Eq €142k
Of 8,563 companies in sector 43410 we hold annual accounts for 4,358. 3,769 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2023
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.