AJAR & CO
ActiveSummary
AJAR & CO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €36,160 and a net result of €509. Equity is growing by ~68.7% per year across the filed fiscal years. Its solvency ranks better than 88% of 3542 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability40▼-15
Solvency100▲+21
Growth52▼-6
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
Liquidity ample (current ratio 5.31 against 2.17 in 2023; short-term debt: 18.8% and cash: 29.2% of total assets), and 18.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
81.2%
Return on assets
1.1%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-02-2026, 202 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
202 d late
2023
30 d early
2022
92 d late
2021
82 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 87 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€36,160▲ 120%
2023 · €16,423
Total assets
€44,556▲ 46.2%
2023 · €30,483
Net result
€509▼ 75.6%
2023 · €2,084
Working capital
€36,160▲ 120%
2023 · €16,423
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€1,229--€11,561€2,338€460▼ 80.3%
Net result€1,176within the sector's middle half--€11,762below the sector's middle half€2,084within the sector's middle half€509within the sector's middle half▼ 75.6%
Equity€16,726within the sector's middle half-€4,964below the sector's middle half▼ 70.3%€16,423within the sector's middle half▲ 231%€36,160within the sector's middle half▲ 120%
Total assets€37,642below the sector's middle half-€14,996below the sector's middle half▼ 60.2%€30,483below the sector's middle half▲ 103%€44,556below the sector's middle half▲ 46.2%
Debt€20,916-€10,032▼ 52.0%€14,060▲ 40.2%€8,396▼ 40.3%
Working capital€16,726within the sector's middle half-€4,964within the sector's middle half▼ 70.3%€16,423within the sector's middle half▲ 231%€36,160within the sector's middle half▲ 120%
Solvency44.4%within the sector's middle half-33.1%within the sector's middle half▼ 11.3pp53.9%within the sector's middle half▲ 20.8pp81.2%above the sector's middle half▲ 27.3pp
Current ratio1.80within the sector's middle half-1.49within the sector's middle half▼ 0.302.17within the sector's middle half▲ 0.675.31above the sector's middle half▲ 3.14
Return on assets (ROA)3.1%within the sector's middle half--78.4%below the sector's middle half▼ 81.6pp6.8%within the sector's middle half▲ 85.3pp1.1%within the sector's middle half▼ 5.7pp
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 80% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €44,556
Equity
€36,160 ▲ 120%
Debt
€8,396 ▼ 40.3%
Debt's share of the balance-sheet total falls from 46.1% to 18.8%. Equity is higher and debt is lower.
Key figures and ratios
Quick ratio
1.55▲
2023 · 1.43
Debt to equity
0.23▼
2023 · 0.86
ROE
1.4%▼
2023 · 12.7%
Debt ≤ 1 year
€8,396▼
2023 · €14,060
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,048 companies that looked in July 2024 the way this one looks now, 2.2% went bankrupt within 24 months and 94% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
2.2%
went bankrupt
3.8%
stopped otherwise
94%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €15,449 | €11,514 | €1,110 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,000 | - | - | - | - |
| Other operating charges640/8 | €147 | €5,484 | €3,140 | €2,534 | ▼ 19.3% |
| Gross operating margin9900 | €17,825 | €5,437 | €6,589 | €2,993 | ▼ 54.6% |
| Operating profit (loss)9901 | €1,229 | -€11,561 | €2,338 | €460 | ▼ 80.3% |
| Financial income75/76B | - | - | - | €263 | - |
| Recurring financial income75 | - | - | - | €263 | - |
| Non-recurring financial income76B | - | - | - | €263 | - |
| Financial charges65/66B | €53 | €201 | €254 | €214 | ▼ 15.9% |
| Recurring financial charges65 | €53 | €201 | €254 | €214 | ▼ 15.9% |
| Profit (loss) for the period before taxes9903 | €1,176 | -€11,762 | €2,084 | €509 | ▼ 75.6% |
| Profit (loss) for the period9904 | €1,176 | -€11,762 | €2,084 | €509 | ▼ 75.6% |
| Profit (loss) for the period to be appropriated9905 | €1,176 | -€11,762 | €2,084 | €509 | ▼ 75.6% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €37,642 | €14,996 | €30,483 | €44,556 | ▲ 46.2% |
| Current assets29/58 | €37,642 | €14,996 | €30,483 | €44,556 | ▲ 46.2% |
| Stocks and contracts in progress3 | €20,295 | €3,336 | €10,335 | €31,560 | ▲ 205% |
| Stocks30/36 | €20,295 | €3,336 | €10,335 | €31,560 | ▲ 205% |
| Amounts receivable within one year40/41 | €14,394 | €11,637 | €17,771 | - | - |
| Trade receivables40 | €11,524 | €8,727 | €16,939 | - | - |
| Other amounts receivable41 | €2,870 | €2,911 | €832 | - | - |
| Cash at bank and in hand54/58 | €2,953 | €23 | €2,378 | €12,996 | ▲ 447% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €37,642 | €14,996 | €30,483 | €44,556 | ▲ 46.2% |
| Equity10/15 | €16,726 | €4,964 | €16,423 | €36,160 | ▲ 120% |
| Contributions10/11 | €15,550 | €15,550 | €24,925 | €52,655 | ▲ 111% |
| Outside capital11 | €15,550 | €15,550 | €24,925 | €52,655 | ▲ 111% |
| Other1109/19 | €15,550 | €15,550 | €24,925 | €52,655 | ▲ 111% |
| Profit (loss) carried forward14 | €1,176 | -€10,586 | -€8,502 | -€16,495 | ▼ 94.0% |
| Amounts payable17/49 | €20,916 | €10,032 | €14,060 | €8,396 | ▼ 40.3% |
| Amounts payable within one year42/48 | €20,916 | €10,032 | €14,060 | €8,396 | ▼ 40.3% |
| Trade debts44 | €10,753 | €8,654 | €13,931 | €1,940 | ▼ 86.1% |
| Suppliers440/4 | €10,753 | €8,654 | €13,931 | €1,940 | ▼ 86.1% |
| Advances received on contracts in progress46 | - | €130 | €130 | €130 | = |
| Taxes, remuneration and social security45 | €10,162 | €1,248 | - | €6,326 | - |
| Taxes450/3 | €5,959 | €1,244 | - | €6,326 | - |
| Remuneration and social security454/9 | €4,203 | €4 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,176 | -€11,762 | €2,084 | €509 | ▼ 75.6% |
| + Depreciation and write-downs630 | €1,000 | - | - | - | - |
| Operating cash flow (approximation) | €2,176 | -€11,762 | €2,084 | €509 | ▼ 75.6% |
| Change in cash | - | -€2,930 | €2,354 | €10,619 | ▲ 351% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 202 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 5.31
Current ratio from 2.17 to 5.31; short-term debt falls from €14,060 to €8,396.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2,084
Net result €2,084 after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
31-12
Financial
Weakest financial yearnet -€11,762
Net result drops to -€11,762, the lowest in the series; recovery starts the following year.
21-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 82 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2020
Ground area
91 m²
Building footprint
82 m²
Volume, LiDAR
761 m³
Parcel 23027G0117/00A000, Flanders · tallest building 15.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AJAR & CO
since 20202.306.476.688
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027G0117/00A000 | Flanders | 91 m² | 1 · 82 m² | 15.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 862 companies in sector 95100 we hold annual accounts for 264. 209 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
95100Repair and maintenance of computers and communication equipment
47400Retail sale of information and communication equipment
61100Wired, wireless and satellite telecommunications
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID
0208:0750999635
Also
9925:BE0750999635
Registered
18-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.