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AJ bâtiment

Active
Private limited companyfounded 20205 years activeRue de la Paille 35, 4690 Bassenge, BelgiumKBO/BCE: BE 0755.968.708
Summary

AJ bâtiment has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116,180 and a net result of €27,118. Equity is growing by ~51.5% per year across the filed fiscal years. Its solvency ranks better than 50% of 9,066 sector peers (NACE 41, fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€267,464total assets 2025
Staff
1 FTE
Equity
€116,180
Profit
€27,118
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Structure
Accounts filed 23 days late1 of 2 deeds read
Why 67- Sector Construction of residential and non-residential buildings (NACE 41)- Founded in 2020- 1 change of registered office in 24 months+ Liquidity: current ratio 1.70, cash €191,556Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 66% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency 68+7
equity 43.4% of total assets
Liquidity 76+1
short-term debt 47.8% · cash 71.6%
Profitability 81-2
return on assets 10.1%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,362 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● unchanged vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.9%▲ +0.1 percentage points vs 02-2025 04-2025: 1.0%▲ +0.1 percentage points vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 0.7%▼ -0.3 percentage points vs 06-2025 08-2025: 0.7%● unchanged vs 07-2025 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.5%▼ -0.2 percentage points vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.4 percentage points vs 07-2026 09-2026: 0.5%▼ -0.5 percentage points vs 08-2026lowest value 10-2026: 1.1%▲ +0.6 percentage points vs 09-2026highest value
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 1.7 against 1.48 in 2024; short-term debt: 47.8% and cash: 71.6% of total assets), but 56.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 51% on solvency, 80% on liquidity, 63% on profitability and 71% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.70, cash €191,556
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2020
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filings
Deviation from the deadline
2025
23 days late
2024
41 days early
2023
16 days late
2022
30 days late
2021
16 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 9 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Registered office · Statutes amendmentName change · Registered-office move…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Equity above €100,000Eq €116,180 ▲30.4%

Key points

  • Among the largest 18% on gross marginsector median €31,634 · 9,052 companies €109,511 View
  • Positive: 5 profitable years in a rowprofit 2025: €27,118 5 years View
  • Total assets 20255 fiscal years filed €267,464 View

By topic

Financials

Fiscal year
2025
Total assets
€267,464
Profit
€27,118
Solvency
43.4%
Total assets▲ 7.5%
Net result
20212025
Go to Financials

Timeline

Events
8
Since
2022
Next accounts
by 31-07-2027
  1. 20-06-2025Annual accounts filed
  2. 31-12-2024Highest result since 2021
  3. 16-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
09-10-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
27
Who signs
Each director alone
Annual meeting
First Friday of June at 17:00
Purpose
Projectontwikkeling voor de nieuwbouw van individuele woningen en renovatiewerkzaamheden…
Go to Articles of association

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