AISET

Active

Private limited companyfounded 20224 yrs activeRue des Balsamines(BL) 15, 5001 Namur, BelgiumKBO/BCE: BE 0790.704.309

AISET has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €161k. Equity is growing by ~106.6% per year across the filed fiscal years. Its solvency ranks better than 21% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

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Checked score

Score 2025

63 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability89▲+16

Solvency35▲+16

Growth78=

Track record94

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €6k at 30 days acceptable

Liquidity short (current ratio 0.43 against 0.5 in 2024; short-term debt: 47.9% and cash: 4.3% of total assets), and 89.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

10.2%

Return on assets

16%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 2672 sector peers (2025).

NBB · sector comparison

Position among 2672 sector peers

Solvency

better than 21%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

25 d late

2024

28 d late

2023

29 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€161k▲ 387%

2024 · €33k

2023: €-111k 2024: €33k

2023 → 2025

Working capital

€-275k▼ 13.9%

2024 · €-241k

2023: €-367k 2024: €-241k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€-91k-€-58k▲ 36.3%€103k

Operating result€-74k-€78k€215k▲ 175%

Net result€-111k-€33k€161k▲ 387%

Result per fiscal year

Operating resultNet result

The operating result has risen two years in a row; 2025 is 175% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €1.01M

79.4%

20.6%

Fixed assets €799k▲ 20.7%

Current assets €208k▼ 15.1%

Equity and liabilities €1.01M

10%

89.8%

Equity €103k

Debt €904k

Debt finances 89.8% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

EBITDA

€489k▲

2024 · €329k

Cash flow

€436k▲

2024 · €284k

Solvency

10.2%▲

2024 · -6.4%

Current ratio

0.43▼

2024 · 0.50

Quick ratio

0.43▼

2024 · 0.50

Debt / equity

8.76▲

2024 · -16.64

ROE

156.2%

ROA

16.0%▲

2024 · 3.6%

Interest coverage

12.20▲

2024 · 8.14

Debt

€904k▼

2024 · €965k

Debt ≤ 1 year

€482k▼

2024 · €486k

Debt > 1 year

€410k▼

2024 · €469k

Income taxes

€13k▲

2024 · €4k

Staff costs

€421k▲

2024 · €357k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€907k€1.01M▲

Fixed assets21/28€662k€799k▲

Intangible fixed assets21€662k€792k▲

Tangible fixed assets22/27-€7k

Furniture and vehicles24-€7k

Current assets29/58€244k€208k▼

Amounts receivable within one year40/41€215k€159k▼

Trade receivables40€185k€153k▼

Other amounts receivable41€30k€6k▼

Cash at bank and in hand54/58€22k€43k▲

Deferred charges and accrued income490/1€8k€5k▼

Equity and liabilities

Total equity and liabilities10/49€907k€1.01M▲

Equity10/15€-58k€103k▲

Contributions10/11€20k€20k=

Profit (loss) carried forward14€-78k€83k▲

Amounts payable17/49€965k€904k▼

Amounts payable after more than one year17€469k€410k▼

Financial debts170/4€227k€174k▼

Other amounts payable178/9€242k€236k▼

Amounts payable within one year42/48€486k€482k▼

Current portion of amounts payable after more than one year42€51k€53k▲

Financial debts43€125k€125k=

Credit institutions430/8€125k€125k=

Trade debts44€247k€220k▼

Suppliers440/4€247k€220k▼

Taxes, remuneration and social security45€62k€84k▲

Taxes450/3€27k€43k▲

Remuneration and social security454/9€35k€41k▲

Accrued charges and deferred income492/3€10k€11k▲

Income statement Code20242025

Remuneration, social security and pensions62€357k€421k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€251k€275k▲

Other operating charges640/8€2k€1k▼

Gross operating margin9900€688k€912k▲

Operating profit (loss)9901€78k€215k▲

Financial income75/76B€1€0▼

Recurring financial income75€1€0▼

Financial charges65/66B€40k€40k▼

Recurring financial charges65€40k€40k▼

Profit (loss) for the period before taxes9903€38k€174k▲

Income taxes67/77€4k€13k▲

Profit (loss) for the period9904€33k€161k▲

Profit (loss) for the period to be appropriated9905€33k€161k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-78k€83k▲

Profit (loss) brought forward from the previous period14P€-111k€-78k▲

Social balance

Average headcount (FTE)90875.96.7▲

The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 6Financial 3Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

25-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 25 days late

2025

31-12

Financial Highest result since 2023net €161k ▲387%

Operating result €215k, net result €161k, both a record.

31-12

Financial Equity above €100kEq €103k

2 profitable years in a row build equity to €103k.

28-08

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 28 days late

2024

31-12

Financial Back to profitnet €33k

Net result €33k after one loss-making year.

29-08

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 29 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Namur · 3 establishment units since 2022

establishment All 3 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue des Balsamines(BL) 155001 Namur

Ground area

8,505 m²

Building footprint

1,171 m²

Volume, LiDAR

32,392 m³

3 parcels, Brussels, Wallonia · tallest building 37.2 m, ±11 floors. Linked by address, not a title deed.

3 establishment units

AISET

Rue des Balsamines(BL) 15, 5001 NamurRetail trade

since 20222.335.575.502

AISET

Chaussée de Waterloo(SS) 277, 5002 NamurIT consultancy

since 20222.336.284.689

AISET

Terhulpsesteenweg 181, 1170 Watermaal-BosvoordeIT consultancy

since 20222.336.284.788

3 parcels

Wallonia 2 (66.7%) Brussels 1 (33.3%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21652E0041/00D002 ProtectedSite or landscapeBoom: Rode beukSource ↗	Brussels	7,508 m²	1 · 1,001 m²	37.2 m · 11 fl.
92010D0176/00P005	Wallonia	763 m²	1 · 123 m²	8.1 m · 2 fl.
92108B0377/00Y022	Wallonia	234 m²	1 · 47 m²	7.6 m · 2 fl.