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AIP

Active
Private limited companyfounded 201115 yrs activeButswervestraat 29, 9990 Maldegem, BelgiumKBO/BCE: BE 0837.674.182

AIP has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €-4k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 44% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
65 / 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-26
Solvency74▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 2.07 in 2024; short-term debt: 48.3% and cash: 64.9% of total assets), but 51.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
48.6%
Return on assets
-2.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
24 d early
2023
on the day
2022
6 d early
2021
18 d early
2020
2 d early
2019
9 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€72k▼ 5.5%
2024 · €77k
2018: €78k 2019: €73k 2020: €49k 2021: €61k 2022: €67k 2023: €73k 2024: €77k
2018 → 2025
Total assets
€149k▲ 0.5%
2024 · €148k
2018: €111k 2019: €101k 2020: €111k 2021: €130k 2022: €132k 2023: €138k 2024: €148k
2018 → 2025
Net result
€-4k
2024 · €4k
2018: €11k 2019: €-5k 2020: €5k 2021: €16k 2022: €6k 2023: €8k 2024: €4k
2018 → 2025
Working capital
€77k▲ 0.5%
2024 · €77k
2018: €55k 2019: €51k 2020: €34k 2021: €50k 2022: €61k 2023: €73k 2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€61k-€67k▲ 9.3%€73k▲ 10.2%€77k▲ 4.3%€72k▼ 5.5%
Operating result€24k-€13k▼ 45.7%€15k▲ 10.5%€11k▼ 25.3%€37▼ 99.7%
Net result€16k-€6k▼ 60.2%€8k▲ 17.1%€4k▼ 47.4%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €24k€24kNet result 2021: €16k€16kOperating result 2022: €13k€13kNet result 2022: €6k€6kOperating result 2023: €15k€15kNet result 2023: €8k€8kOperating result 2024: €11k€11kNet result 2024: €4k€4kOperating result 2025: €37€37Net result 2025: €-4k€-4k20212022202320242025
The operating result has fallen two years in a row; 2025 is 100% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €149k
Equity €72k▼ 5.5%
Debt €77k▲ 6.8%
The debt ratio rises from 48.3% to 51.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€37
2024 · €11k
Cash flow
€-4k
2024 · €4k
Solvency
48.6%
2024 · 51.7%
Current ratio
2.07
2024 · 2.07
Quick ratio
2.07
2024 · 2.07
Debt / equity
1.06
2024 · 0.94
ROE
-5.8%
2024 · 5.2%
ROA
-2.8%
2024 · 2.7%
Interest coverage
0.01
2024 · 2.25
Debt
€77k
2024 · €72k
Debt ≤ 1 year
€72k
2024 · €72k
Income taxes
€132
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€148k€149k
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€148k€149k
Amounts receivable within one year40/41€17k€30k
Trade receivables40€17k€27k
Other amounts receivable41€11€3k
Current investments50/53-€19k
Cash at bank and in hand54/58€131k€97k
Deferred charges and accrued income490/1€640€3k
Equity and liabilities
Total equity and liabilities10/49€148k€149k
Equity10/15€77k€72k
Contributions10/11€6k€6k=
Reserves13€70k€70k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€70k€70k=
Profit (loss) carried forward14€0€-4k
Amounts payable17/49€72k€77k
Amounts payable within one year42/48€72k€72k
Trade debts44€2k€4k
Suppliers440/4€2k€4k
Taxes, remuneration and social security45€3k€6k
Taxes450/3€2k€4k
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€66k€62k
Accrued charges and deferred income492/3-€5k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54€0
Other operating charges640/8€592€742
Gross operating margin9900€12k€779
Operating profit (loss)9901€11k€37
Financial income75/76B€476€727
Recurring financial income75€476€727
Financial charges65/66B€5k€5k
Recurring financial charges65€5k€5k
Profit (loss) for the period before taxes9903€6k€-4k
Income taxes67/77€2k€132
Profit (loss) for the period9904€4k€-4k
Profit (loss) for the period to be appropriated9905€4k€-4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-4k
Transfer to equity691/2€3k€0
To other reserves6921€3k€0
Profit to be distributed694/7€833€0
Return on contributions (dividend)694€833€0

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €16k ▲247%
Operating result €24k, net result €16k, both a record.
29-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €5k
Net result €5k after one loss-making year.
22-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €-5k ▼144%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
22-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
22-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Butswervestraat 299990 Maldegem
Ground area
2,512 m²
Building footprint
265 m²
Volume, LiDAR
1,168 m³
Parcel 43503H0602/00E000, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AIP
Butswervestraat 29, 9990 MaldegemIT consultancy
since 20112.201.557.827
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43503H0602/00E000 Flanders 2,512 m² 1 · 265 m² 7.2 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,784 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-07-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.