PS-CvdH
ActivePS-CvdH has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133k and a net result of €-29k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 90% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 10.83 against 2.4 in 2024), and 8.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.4%
Return on assets
-19.8%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€29k
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-02-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
5 d late
2024
14 d early
2023
21 d early
2022
18 d early
2021
4 d early
2020
6 d early
2019
161 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€133k▼ 17.8%
2024 · €162k
2019: €118k
2020: €147k
2021: €779k
2022: €800k
2023: €564k
2024: €162k
2019 → 2025
Total assets
€146k▼ 45.8%
2024 · €269k
2019: €152k
2020: €187k
2021: €821k
2022: €835k
2023: €857k
2024: €269k
2019 → 2025
Net result
€-29k▼ 951%
2024 · €-3k
2019: €32k
2020: €31k
2021: €634k
2022: €23k
2023: €31k
2024: €-3k
2019 → 2025
Working capital
€123k▼ 17.9%
2024 · €150k
2019: €120k
2020: €148k
2021: €779k
2022: €800k
2023: €562k
2024: €150k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€779k-€800k▲ 2.7%€564k▼ 29.5%€162k▼ 71.2%€133k▼ 17.8%
Operating result€17k-€17k▲ 3.4%€12k▼ 27.0%€-19k€-33k▼ 72.1%
Net result€634k-€23k▼ 96.4%€31k▲ 34.7%€-3k€-29k▼ 951%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €33k in 2025 against €19k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €146k
Fixed assets
€11k▼ 17.1%
Current assets
€135k▼ 47.2%
Equity and liabilities €146k
Equity
€133k▼ 17.8%
Debt
€12k▼ 88.3%
The debt ratio falls from 39.6% to 8.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-30k▼
2024 · €-18k
Cash flow
€-26k▼
2024 · €-2k
Solvency
91.4%▲
2024 · 60.4%
Current ratio
10.83▲
2024 · 2.40
Quick ratio
10.83▲
2024 · 2.40
Debt / equity
0.09▼
2024 · 0.66
ROE
-21.7%▼
2024 · -1.7%
ROA
-19.8%▼
2024 · -1.0%
Interest coverage
-11.20▼
2024 · -10.43
Debt
€12k▼
2024 · €107k
Debt ≤ 1 year
€12k▼
2024 · €107k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€269k€146k▼
Fixed assets21/28€13k€11k▼
Tangible fixed assets22/27€13k€11k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€7k€6k▼
Financial fixed assets28€5€5=
Current assets29/58€256k€135k▼
Amounts receivable after more than one year29€54k-
Other amounts receivable291€54k-
Amounts receivable within one year40/41€168k€127k▼
Trade receivables40€3k€13k▲
Other amounts receivable41€165k€114k▼
Cash at bank and in hand54/58€28k€5k▼
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€269k€146k▼
Equity10/15€162k€133k▼
Contributions10/11€6k€6k=
Reserves13€156k€156k=
Distributable reserves133€156k€156k=
Profit (loss) carried forward14-€-29k
Amounts payable17/49€107k€12k▼
Amounts payable within one year42/48€107k€12k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€4k€10k▲
Taxes450/3€4k€10k▲
Other amounts payable47/48€99k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€925€3k▲
Gross operating margin9900€-17k€-27k▼
Operating profit (loss)9901€-19k€-33k▼
Financial income75/76B€19k€9k▼
Recurring financial income75€19k€9k▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€-2k€-27k▼
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€-3k€-29k▼
Profit (loss) for the period to be appropriated9905€-3k€-29k▼
Appropriation of the result
Profit (loss) to be appropriated9906€397k€-29k▼
Profit (loss) brought forward from the previous period14P€400k-
Transfer from equity791/2€2k-
Profit to be distributed694/7€399k-
Return on contributions (dividend)694€399k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
30-06
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series.
30-06
Financial
Liquidity times 5current ratio 10.83
Current ratio from 2.40 to 10.83; short-term debt falls from €107k to €12k.
17-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €634k ▲1966%
Net result €634k, the highest in the series.
30-06
Financial
Liquidity quadruplescurrent ratio 19.76
Current ratio from 4.83 to 19.76.
30-06
Financial
Equity above €500kEq €779k ▲429%
3 profitable years in a row build equity to €779k.
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 161 days late
17-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 411 days late
2018
22-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 111 days late
2017
11-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 100 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenlaan 109250 WaasmunsterGround area
2,090 m²
Building footprint
166 m²
Volume, LiDAR
572 m³
Parcel 42342C1557/00E000, Flanders · tallest building 5.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Beukenlaan 10, 9250 Waasmunster
since 20112.206.976.662
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42342C1557/00E000 | Flanders | 2,090 m² | 1 · 166 m² | 5.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 40,730 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2011
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.