AIA CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of AIA CONSTRUCT is 1.9% (moderate). The 2025 annual accounts show equity of €170k and a net result of €45k. Equity is growing by ~61.9% per year across the filed fiscal years. Its solvency ranks better than 59% of 830 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency66▲+31
Growth85=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.05 against 0.99 in 2024; short-term debt: 57.6% and cash: 14% of total assets), and 59.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.6%
Return on assets
10.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-10-2025, 99 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
99 d early
2024
266 d late
2023
632 d late
2022
483 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€557k▼ 1.0%
2024 · €563k
2022: €190k
2024: €563k
2022 → 2025
EBIT margin
11.3%▼ 24.2pp
2024 · 35.5%
2022: 22.9%
2024: 35.5%
2022 → 2025
Net result
€45k▼ 70.6%
2024 · €152k
2022: €35k
2023: €30k
2024: €152k
2022 → 2025
Working capital
€12k
2024 · €-3k
2022: €-38k
2023: €4k
2024: €-3k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€190k-€563k€557k▼ 1.0%
Equity€38k-€68k▲ 79.8%€45k▼ 33.2%€170k▲ 276%
Operating result€44k-€38k▼ 12.8%€200k▲ 426%€63k▼ 68.5%
Net result€35k-€30k▼ 13.3%€152k▲ 408%€45k▼ 70.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 68% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €418k
Fixed assets
€166k ▲ 150%
Current assets
€252k ▼ 37.6%
Equity and liabilities €418k
Equity
€170k ▲ 276%
Debt
€248k ▼ 41.7%
Debt's share of the balance-sheet total falls from 90.4% to 59.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€116k▼
2024 · €241k
Cash flow
€97k▼
2024 · €193k
Current ratio
1.05▲
2024 · 0.99
Debt to equity
1.46▼
2024 · 9.42
ROE
26.4%▼
2024 · 337.7%
ROA
10.7%▼
2024 · 32.4%
Interest coverage
277.03▼
2024 · 2407.04
Debt ≤ 1 year
€241k▼
2024 · €407k
Debt > 1 year
€7k▼
2024 · €18k
Income taxes
€18k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€470k€418k▼
Fixed assets21/28€66k€166k▲
Tangible fixed assets22/27€66k€166k▲
Land and buildings22-€109k
Plant, machinery and equipment23-€570
Furniture and vehicles24€66k€56k▼
Current assets29/58€404k€252k▼
Amounts receivable within one year40/41€208k€194k▼
Trade receivables40€163k€73k▼
Other amounts receivable41€44k€120k▲
Cash at bank and in hand54/58€196k€59k▼
Equity and liabilities
Total equity and liabilities10/49€470k€418k▼
Equity10/15€45k€170k▲
Contributions10/11€3k€3k=
Capital10€3k€3k=
Issued capital100€3k€3k=
Reserves13€300€300=
Non-distributable reserves130/1€300€300=
Legal reserve130€300€300=
Profit (loss) carried forward14€42k€166k▲
Amounts payable17/49€425k€248k▼
Amounts payable after more than one year17€18k€7k▼
Financial debts170/4€18k€7k▼
Amounts payable within one year42/48€407k€241k▼
Trade debts44€106k€641▼
Suppliers440/4€106k€641▼
Advances received on contracts in progress46€27k€3k▼
Taxes, remuneration and social security45€152k€135k▼
Taxes450/3€152k€135k▼
Other amounts payable47/48€122k€102k▼
Income statement
Code20242025
Turnover70€563k€557k▼
Goods, raw materials, services and sundry goods60/61€322k€440k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€52k▲
Other operating charges640/8-€1k
Gross operating margin9900€241k€117k▼
Operating profit (loss)9901€200k€63k▼
Financial charges65/66B€100€417▲
Recurring financial charges65€100€417▲
Profit (loss) for the period before taxes9903€200k€63k▼
Income taxes67/77€48k€18k▼
Profit (loss) for the period9904€152k€45k▼
Profit (loss) for the period to be appropriated9905€152k€45k▼
Appropriation of the result
Profit (loss) to be appropriated9906€152k€45k▼
Transfer from equity791/2€0-
Transfer to equity691/2€300€300=
To the legal reserve6920€300€300=
Shareholders' contribution to the loss794€65k€122k▲
Profit to be distributed694/7€175k-
Directors or managers695€175k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 266 days late
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 632 days late
30-06
Financial
Equity above €150kEq €170k ▲276%
4 profitable years in a row build equity to €170k.
2024
30-06
Financial
Highest result since 2022net €152k ▲408%
Operating result €200k, net result €152k, both a record.
28-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 483 days late
2023
30-06
Financial
Weakest financial yearnet €30k ▼13.3%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity quadruplescurrent ratio 1.04
Current ratio from 0.27 to 1.04.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liedekerke · 1 establishment unit since 2021
Ground area
211 m²
Building footprint
83 m²
Volume, LiDAR
462 m³
Parcel 23044A0802/00M008, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AIA CONSTRUCT
since 20212.316.336.541
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23044A0802/00M008 | Flanders | 211 m² | 1 · 82 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DE KERPEL
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HAPKA
BE 0733.742.642
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EXPERT CONSTRUCT
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 12,411 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2021
Fiscal year end30-06
Activities, NACEBEL 2025
41001General construction of residential buildings
41003General construction of other non-residential buildings
43110Demolition
43221Plumbing work
43422Screed work
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.