Checked.be
Active
BE 0861.655.948Private limited company
AGYP CONSTRUCTIONS & TECHNICS
Vinkenstraat 31 ·2530 Boechout, Belgium· 22 yrs active
Sector: General electrical installation work
(43211)
Conclusion
AGYP CONSTRUCTIONS & TECHNICS has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €227k and a net result of €11k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 25% of 343 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €227k |
| Net result | €11k |
| Better than sector | 25% |
| Active | 22 yrs |
Financial profile
52
/ 100
Mixed profile: strong on stability, weaker on solvency.
All 5 axes are computed from data Checked has read.
Health
41
Profitability
25
Solvency
15
Growth
78
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 2003, 22 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
41
/ 100
Weak
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€9k
estimate, not credit advice
Score history
79
2023
100
2024
41
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 0.64 (< 1.0)
-10
Leverage
Debt/equity 4.54 (> 3.0)
-10
Profitability
ROE 5%
+3
Interest coverage
Interest coverage 6.0× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 24-07-2026 with the NBB · fiscal year 2025 · abbreviated schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Net result: growth of ~35.6%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 43, Specialised construction activities · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 18.0% | 39.1% | |
| Net result | €11k | €40k | |
| Equity | €227k | €193k | |
| Gross operating margin | €87k | €230k | |
| Employees (FTE) | 0.0 | 3.5 |
€67k
-40.0%
23-25
€11k
-80.6%
23-25
€57k
-41.7%
23-25
€1.26M
+234.9%
23-25
€227k
+5.2%
23-25
€-143k
-
23-25
0
-
23-25
€-633
-
23-25
€1.03M
+544.6%
23-25
€394k
+390.9%
23-25
€637k
+719.7%
23-25
0.64
-81.3%
23-25
0.64
-81.3%
23-25
18.0%
-68.6%
23-25
4.54
+512.7%
23-25
5.0%
-81.6%
23-25
0.9%
-94.2%
23-25
6.03
-62.3%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Deposit | abbreviated schema | abbreviated schema | abbreviated schema |
| Revenue | - | - | - |
| EBITDA | €67k | €111k | €51k |
| Net profit | €11k | €58k | €3k |
| Cash flow | €57k | €98k | €43k |
| Staff costs | - | - | - |
| Income taxes | €-633 | €9k | €428 |
| Dividends | - | - | - |
| Total assets | €1.26M | €376k | €341k |
| Equity | €227k | €216k | €158k |
| Debt | €1.03M | €160k | €183k |
| of which ≤ 1y | €394k | €80k | €63k |
| of which > 1y | €637k | €78k | €121k |
| Working capital | €-143k | €192k | €136k |
| Employees (FTE) | 0.0 | 0.0 | 0.0 |
Ratios (computed)
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Current ratio | 0.64 | 3.40 | 3.17 |
| Quick ratio | 0.64 | 3.40 | 3.17 |
| Working capital ratio | -11.4% | 51.2% | 39.8% |
| Solvency | 18.0% | 57.4% | 46.2% |
| Debt / equity | 4.54 | 0.74 | 1.16 |
| Long-term debt ratio | 2.81 | 0.36 | 0.77 |
| Interest coverage | 6.03 | 15.98 | 6.46 |
| Gross margin | - | - | - |
| Net margin | - | - | - |
| ROA | 0.9% | 15.5% | 0.9% |
| ROE | 5.0% | 26.9% | 2.0% |
| EBITDA margin | - | - | - |
| Days sales outstanding | - | - | - |
| Days payable outstanding | - | - | - |
| Inventory turnover | - | - | - |
| Days inventory (DSI) | - | - | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet, Assets | ||||
| TOTAL ASSETS | 20/58 | €1.26M | €376k | €341k |
| Fixed assets | 21/28 | €1.01M | €103k | €143k |
| Tangible fixed assets | 22/27 | €1.01M | €103k | €143k |
| Current assets | 29/58 | €250k | €273k | €199k |
| Amounts receivable within one year | 40/41 | €217k | €112k | €86k |
| Cash & bank | 54/58 | €31k | €158k | €110k |
| Balance sheet, Equity & liabilities | ||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.26M | €376k | €341k |
| Equity | 10/15 | €227k | €216k | €158k |
| Contributions / capital | 10/11 | €19k | €19k | €19k |
| Reserves | 13 | €208k | €197k | €183k |
| Accumulated profits (losses) | 14 | - | €0 | €-44k |
| Amounts payable | 17/49 | €1.03M | €160k | €183k |
| Amounts payable after one year | 17 | €637k | €78k | €121k |
| Amounts payable within one year | 42/48 | €394k | €80k | €63k |
| Trade debts payable within one year | 44 | €77k | €2k | €265 |
| Income statement | ||||
| Gross operating margin | 9900 | €87k | €113k | €52k |
| Operating result | 9901 | €21k | €72k | €12k |
| Financial income | 75 | €563 | €2k | - |
| Financial charges | 65 | €11k | €7k | €8k |
| Result before taxes | 9903 | €11k | €67k | €4k |
| Income taxes | 67/77 | €-633 | €9k | €428 |
| Net result for the period | 9904 | €11k | €58k | €3k |
| Result to be appropriated | 9905 | €11k | €58k | €3k |
Legal Structure
| NACE primary | General electrical installation work(43211) |
| Legal form | Private limited company(610) |
| Incorporation | 17-11-2003 |
| Status | Active |
| Postal code | 2530 |
Establishment units
AGYP Construction & Technics (AGYP)
since 20032.134.858.746
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004C0362/00X000 | Flanders | 1,725 m² | 1 · 212 m² | 7.3 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2023net €58k ▲1698%
Operating result €72k, net result €58k, both a record.
31-12
Financial
Equity above €200kEq €216k ▲36.8%
2 profitable years in a row build equity to €216k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
17-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 48 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
General electrical installation work4321145310
Names & trade names
| Legal nameNL | AGYP CONSTRUCTIONS & TECHNICS |
| AbbreviationNL | AGYP |
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