Skip to content

AGVC INVEST

Active Private limited companyfounded 2023active for 3 yearsLeuvensesteenweg 510, 1930 ZaventemKBO/BCE: BE 0803.630.944

Lifetime

2 annual accounts with figures on one time axis
peak €10,301 (2024)
€10,301▲ €11,972
lowest -€1,671 (2023)
€8,146▲ €9,817
peak €9,475 (2024)
€9,475▲ 613%
€5,231 
Board1 name since 2023
Documentsfilings and deeds
21-08-202521 days late
2024micro format
Gross margin from -€1,671 to €10,301Back to profit: €8,146Registered office moved from Grimbergen to Zaventem 20-09Equity from €1,329 to €9,475

Key points

from the 2024 annual accounts

Investments

€3,598 11.3 × depreciation

Green is investment, beige is depreciation.

Position in the sector

€9,475

Less equity than 86% of companies in computer programming and consultancy. Sector median €73,748 · 20,549 companies.

2025 accounts not filed, 102 days past the deadline

Checked score

57
Fair
Financially stronger than 77% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.9% 01-2025: 0.9%● unchanged vs 12-2024 02-2025: 1.0%▲ +0.1 percentage points vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.5%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.1%▼ -1.4 percentage points vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.5%▲ +0.2 percentage points vs 08-2026 10-2026: 0.4%▼ -0.1 percentage points vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026

Financial strength
Strong

89equity 64.4% of total assets
84short-term debt 35.6% · cash 61.2%
100return on assets 55.4%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
Figures for financial year 2024 (filed on 21-08-2025)
Founded in 2023
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 2.18, cash €9,005
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 57% of them on solvency, 68% on liquidity, 82% on profitability and 99% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as AGVC INVEST has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of AGVC INVEST itself: 0.4% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for AGVC INVEST. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity is ample, with a current ratio of 2.18, above the usual 1.5. Short-term debt is 35.6% and cash 61.2% of total assets. 35.6% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Figures for financial year 2024 (filed on 21-08-2025)
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 2.18, cash €9,005
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 102 days later.
NBB · 2 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline10-11-2026 today
raises risk · 2024 accounts filed 21 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
not filed
2024
21 days late
2023
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 9 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

VC
Director, since 05-07-2023
  • AGOVIC Bekim founderdeed of 07-07-2023
  • VAN CRAENENBROECK Kevin founderdeed of 07-07-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0803630944
Registered office moved from Grimbergen to Zaventem New registered office: Leuvensesteenweg 510/11-1930 Zaventem · Previous registered office: Grimbergsesteenweg 188 Bus GLVL, 1853 Grimbergen · General meeting of 11-07-2024 · Gazette deed
Incorporation Founding capital of €3,000 · Founders: AGOVIC Bekim and VAN CRAENENBROECK Kevin · Appointment: VAN CRAENENBROECK Kevin (sole director) · published on 07-07-2023 · Gazette deed
First establishment Grimbergsesteenweg 188, Grimbergen
All 7 events

Comparable companies

same main activity, similar in size and age
Company
AGVC INVEST Zaventem €14,705 €10,301 64.4% -
OPTIA Leuven €13,538 €9,076 39.9% -
SimpleBlock Uccle €13,182 €8,300 84.6% -
JZR Antwerp €12,873 €12,462 85.4% -
BOLT STUDIO Ostend €11,397 €9,109 65.7% -
SBH Woluwe-Saint-Lambert €19,186 €9,592 -6.3% -
Spot On Digital Hoogstraten €14,745 €12,026 82.4% -

These companies have the same main activity as AGVC INVEST: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €11,400 and €19,200, founded between 2022 and 2024.

Official details

Source: KBO
Status
Active since 05-07-2023Normal situation
Registered office
114 active companies are registered at this address5 started in the 12 months before. Source: KBO register, as of 10 November 2026.
Activity
Computer consultancy and computer facilities managementNACE 62200and 2 others
Establishment unit
2.348.204.9021853 Grimbergen, since 05-07-2023
Financial year end
31 December
Peppol
Reachable since 13-10-2025
Company details

Annual accounts 2024

≈ €55,000estimated
€14,705▲ 11×
Filing
Filed on 21-08-2025
Financials

Insights on AGVC INVEST

AGVC INVEST has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9,475 and a net result of €8,146.

Its solvency ranks better than 52% of 20,537 sector peers (NACE 62, financial year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about AGVC INVEST

What is the company number of AGVC INVEST?
The company number of AGVC INVEST is 0803.630.944. The VAT number is the same number with BE in front: BE 0803.630.944.
Where is AGVC INVEST based?
The registered office is at Leuvensesteenweg 510, 1930 Zaventem.Company details
What does AGVC INVEST do?
According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
What is the legal form of AGVC INVEST?
AGVC INVEST is a private limited company (BV).
When was AGVC INVEST founded?
AGVC INVEST was founded on 05-07-2023.
Is AGVC INVEST still active?
Yes, AGVC INVEST is an active enterprise in the KBO register.
What is the turnover of AGVC INVEST?
The turnover in financial year 2024 is ≈ €55,000. This figure is estimated from the gross margin of €10,301 and 73 comparable companies (NACE 62200). It probably lies between €27,000 and €110,000. It is a rough estimate.Financials
Is AGVC INVEST profitable?
In financial year 2024, AGVC INVEST made a profit of €8,146.
Where can I find the annual accounts of AGVC INVEST?
AGVC INVEST filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.