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SBH

Active
Private limited companyfounded 20242 yrs activeJulilaan 28, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 1006.049.950
Summary

The computed 12-month bankruptcy probability of SBH is 1.9% (moderate). The 2024 annual accounts show negative equity (-€4,538) and a net result of -€7,538. Its solvency ranks better than 6% of 20782 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability0
Solvency1
Growth-
Track record67
Bankruptcy probability, 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.48; short-term debt: 122.4% and cash: 2.6% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-24.3%
Return on assets
-40.4%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2024
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its 2024 accounts 29 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 February 2024, SBH was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€4,538
Total assets
€18,660
Net result
-€7,538
Working capital
-€11,949

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €18,660
Fixed assets €7,760
Current assets €10,899
Key figures and ratios
2024 value
EBITDA
-€6,562
Cash flow
-€7,114
Solvency
-24.3%
Current ratio
0.48
Debt to equity
-5.11
ROA
-40.4%
Interest coverage
-19.45
Debt
€23,198
Debt ≤ 1 year
€22,848
Income taxes
€214

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 33 lines
Balance sheet Code2024
Assets
Total assets20/58€18,660
Fixed assets21/28€7,760
Tangible fixed assets22/27€7,760
Furniture and vehicles24€7,760
Current assets29/58€10,899
Amounts receivable within one year40/41€10,419
Trade receivables40€8,349
Other amounts receivable41€2,070
Cash at bank and in hand54/58€480
Equity and liabilities
Total equity and liabilities10/49€18,660
Equity10/15-€4,538
Contributions10/11€3,000
Profit (loss) carried forward14-€7,538
Amounts payable17/49€23,198
Amounts payable within one year42/48€22,848
Trade debts44€419
Suppliers440/4€419
Taxes, remuneration and social security45€5,473
Taxes450/3€3,323
Remuneration and social security454/9€2,150
Other amounts payable47/48€16,956
Accrued charges and deferred income492/3€350
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€425
Other operating charges640/8€285
Gross operating margin9900-€6,277
Operating profit (loss)9901-€6,987
Financial charges65/66B€337
Recurring financial charges65€337
Profit (loss) for the period before taxes9903-€7,324
Income taxes67/77€214
Profit (loss) for the period9904-€7,538
Profit (loss) for the period to be appropriated9905-€7,538
Appropriation of the result
Profit (loss) to be appropriated9906-€7,538

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€425
Other operating charges640/8€285
Gross operating margin9900-€6,277
Operating profit (loss)9901-€6,987
Financial charges65/66B€337
Recurring financial charges65€337
Profit (loss) for the period before taxes9903-€7,324
Income taxes67/77€214
Profit (loss) for the period9904-€7,538
Profit (loss) for the period to be appropriated9905-€7,538
Line2024
Assets
Total assets20/58€18,660
Fixed assets21/28€7,760
Tangible fixed assets22/27€7,760
Furniture and vehicles24€7,760
Current assets29/58€10,899
Amounts receivable within one year40/41€10,419
Trade receivables40€8,349
Other amounts receivable41€2,070
Cash at bank and in hand54/58€480
Equity and liabilities
Total equity and liabilities10/49€18,660
Equity10/15-€4,538
Contributions10/11€3,000
Profit (loss) carried forward14-€7,538
Amounts payable17/49€23,198
Amounts payable within one year42/48€22,848
Trade debts44€419
Suppliers440/4€419
Taxes, remuneration and social security45€5,473
Taxes450/3€3,323
Remuneration and social security454/9€2,150
Other amounts payable47/48€16,956
Accrued charges and deferred income492/3€350
Line2024
Profit (loss) for the period9904-€7,538
+ Depreciation and write-downs630€425
Operating cash flow (approximation)-€7,114

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
207 m²
Building footprint
95 m²
Volume, LiDAR
964 m³
Parcel 21673D0087/00V025, Brussels · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
SBH
Julilaan 28, 1200 Sint-Lambrechts-WoluweAgents in non-specialised wholesale trade
since 20242.355.971.434
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21673D0087/00V025 Brussels 207 m² 1 · 95 m² 12.8 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
E-invoicing
Reachable via Peppol
Peppol ID 0208:1006049950
Registered 29-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.