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Complete company report
Generated 10-07-2026
Active BE 0795.127.608Private limited company

AGROW

Ringlaan 122 ·1180 Ukkel, Belgium· 3 yrs active
Sector: Financial services (64210)
Conclusion Checked

AGROW is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €17.11M and a net result of €10k. Its solvency ranks better than 85% of 191 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €17.11M
Net result €10k
Better than sector 85%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability33Solvency81Growth78Stability94
57 / 100

Mixed profile: strong on stability, weaker on health.

Health 0
Profitability 33
Solvency 81
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview2 NBB filings
Annual accounts filed on 29-01-2026 with the NBB · fiscal year 2025 · volledig
€-50k€0€50k€100kOperating result 2024: €9k€9kNet result 2024: €6k€6kRevenue 2025: €121k€121kOperating result 2025: €-35k€-35kNet result 2025: €10k€10k20242025
RevenueOperating resultNet result
Sector comparison
Fiscal year 2025 · NACE 64, Financial services · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 94.0% 50.3%
better than 85% of 191 sector peers
Net result €10k €73k
better than 30% of 191 sector peers
Equity €17.11M €2.51M
better than 75% of 191 sector peers
Total assets €18.20M €5.57M
better than 69% of 191 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€10k
+59.5% far above sector median
Total assets
€18.20M
+2202.3% far above sector median
Equity
€17.11M
+153164.5% far above sector median
Income taxes
€4k
+105.6% +191% vs sector
Debt
€1.09M
+39.7% far above sector median
Debt ≤ 1y
€982k
+25.9% far above sector median
Debt > 1y
€105k
- +16% vs sector
Solvency
94.0%
+6556.9% +5% vs sector
ROE
0.1%
-99.9% far above sector median
ROA
0.1%
-93.1% far above sector median
Figures by fiscal year
Fiscal year2025
Revenuen/a
EBITDAn/a
Net profit€10k
Cash flown/a
Staff costs-
Income taxes€4k
Dividends-
Total assets€18.20M
Equity€17.11M
Debt€1.09M
of which ≤ 1y€982k
of which > 1y€105k
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency94.0%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA0.1%
ROE0.1%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€18.20M
Fixed assets 21/28€17.09M
Financial fixed assets 28€17.09M
Current assets 29/58€1.11M
Stocks & contracts in progress 3€0
Amounts receivable within one year 40/41€408k
Cash & bank 54/58€2
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€18.20M
Equity 10/15€17.11M
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€16k
Amounts payable 17/49€1.09M
Amounts payable after one year 17€105k
Amounts payable within one year 42/48€982k
Trade debts payable within one year 44€129k
Income statement
Turnover 70€121k
Operating result 9901€-35k
Financial income 75€52k
Financial charges 65€3k
Result before taxes 9903€14k
Income taxes 67/77€4k
Net result for the period 9904€10k
Result to be appropriated 9905€10k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation20-12-2022
StatusActive
Postal code1180
Establishment units 1 location
AGROW
Ringlaan 122, 1180 UkkelOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20222.344.429.226
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21612D0073/00D002 Brussels 555 m² 1 · 163 m² 11.6 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
29-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2025
29-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL AGROW
Registered office
Ringlaan 122
1180 Ukkel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative