AGRIVERT
ActiveAGRIVERT has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €104k and a net result of €4k. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 113 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+17
Solvency92=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 1.89 in 2024; short-term debt: 32.6% and cash: 17.1% of total assets), and 32.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 02
Relative position
BE, all sectors
reference
Sector 02
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.4%
Return on assets
2.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
60 d late
2023
78 d late
2022
130 d late
2021
121 d late
2020
89 d late
2019
182 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k
2024 · €-7k
2018: €-17k
2019: €-10k
2020: €6k
2021: €6k
2022: €-22k
2023: €-30k
2024: €-7k
2018 → 2025
Working capital
€58k▲ 32.9%
2024 · €44k
2018: €118k
2019: €112k
2020: €119k
2021: €80k
2022: €57k
2023: €39k
2024: €44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€159k-€137k▼ 13.8%€107k▼ 21.8%€100k▼ 6.4%€104k▲ 4.0%
Operating result€7k-€-21k€-29k▼ 39.2%€-6k▲ 80.5%€5k
Net result€6k-€-22k€-30k▼ 36.7%€-7k▲ 77.2%€4k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€46k▼ 18.6%
Current assets
€109k▲ 16.4%
Equity and liabilities €155k
Equity
€104k▲ 4.0%
Debt
€50k▲ 1.8%
The debt ratio falls from 33.0% to 32.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▲
2024 · €6k
Cash flow
€14k▲
2024 · €5k
Solvency
67.4%▲
2024 · 67.0%
Current ratio
2.16▲
2024 · 1.89
Quick ratio
2.12▲
2024 · 1.86
Debt / equity
0.48▼
2024 · 0.49
ROE
3.8%▲
2024 · -6.8%
ROA
2.6%▲
2024 · -4.6%
Interest coverage
19.40▲
2024 · 5.00
Debt
€50k▲
2024 · €49k
Debt ≤ 1 year
€50k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€150k€155k▲
Fixed assets21/28€56k€46k▼
Tangible fixed assets22/27€54k€43k▼
Land and buildings22€1k€1k=
Plant, machinery and equipment23€17k€14k▼
Furniture and vehicles24€36k€28k▼
Financial fixed assets28€3k€3k▼
Current assets29/58€93k€109k▲
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41€4k€12k▲
Trade receivables40€4k€12k▲
Current investments50/53€68k€68k=
Cash at bank and in hand54/58€20k€26k▲
Equity and liabilities
Total equity and liabilities10/49€150k€155k▲
Equity10/15€100k€104k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€29k€29k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€22k€22k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€9k€13k▲
Amounts payable17/49€49k€50k▲
Amounts payable within one year42/48€49k€50k▲
Trade debts44€377€941▲
Suppliers440/4€377€941▲
Taxes, remuneration and social security45€146€1k▲
Taxes450/3€146€1k▲
Other amounts payable47/48€49k€48k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€10k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€8k€17k▲
Operating profit (loss)9901€-6k€5k▲
Financial income75/76B€12€10▼
Recurring financial income75€12€10▼
Financial charges65/66B€1k€784▼
Recurring financial charges65€1k€784▼
Profit (loss) for the period before taxes9903€-7k€4k▲
Profit (loss) for the period9904€-7k€4k▲
Profit (loss) for the period to be appropriated9905€-7k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€13k▲
Profit (loss) brought forward from the previous period14P€16k€9k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 60 days late
2024
17-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 78 days late
2023
31-12
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
08-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 130 days late
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 121 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 89 days late
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 182 days late
2020
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 807.93
Current ratio from 148.75 to 807.93; short-term debt falls from €757 to €147.
31-12
Financial
Equity above €150kEq €153k ▲4.3%
Equity rises from €146k to €153k.
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 71 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Braicheux(M) 897110 La LouvièreGround area
1,161 m²
Building footprint
171 m²
Volume, LiDAR
989 m³
Parcel 55026B0471/00M000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AGRIVERT
since 19972.080.520.435
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55026B0471/00M000 | Wallonia | 1,161 m² | 1 · 170 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600QBJ5FY6JIR4V16
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Of 294 companies in sector 02400 we hold annual accounts for 77. 55 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-02-1997
Fiscal year end31-12
Activities, NACEBEL
02020
02400Forestry and logging
01410Raising of dairy cattle
43120Site preparation
45112
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.