GDD Consulting
ActiveSummary
GDD Consulting has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €35k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 315 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+90
Solvency96▲+6
Growth33▲+6
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.34 against 2.71 in 2024; short-term debt: 28.9% and cash: 96.4% of total assets), and 28.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 02
Relative position
BE, all sectors
reference
Sector 02
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.1%
Return on assets
27.6%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
17 d late
2024
6 d early
2023
8 d early
2022
39 d early
2021
34 d early
2020
36 d early
2019
5 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€152k▲ 19.4%
2024 · €127k
2021: €151k
2022: €149k
2023: €150k
2024: €127k
2021 → 2025
EBIT margin
31.9%▲ 35.3pp
2024 · -3.5%
2021: 11.1%
2022: 12.1%
2023: 11.9%
2024: -3.5%
2021 → 2025
Net result
€35k
2024 · €-5k
2018: €83k
2019: €-57k
2020: €-22k
2021: €15k
2022: €16k
2023: €16k
2024: €-5k
2018 → 2025
Working capital
€85k▲ 68.9%
2024 · €50k
2018: €90k
2019: €32k
2020: €8k
2021: €24k
2022: €40k
2023: €57k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€151k-€149k▼ 1.4%€150k▲ 0.7%€127k▼ 15.2%€152k▲ 19.4%
Equity€26k-€43k▲ 62.1%€59k▲ 37.8%€54k▼ 7.8%€89k▲ 63.6%
Operating result€17k-€18k▲ 7.2%€18k▼ 1.3%€-4k€48k
Net result€15k-€16k▲ 7.3%€16k▼ 1.3%€-5k€35k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €48k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€4k ▲ 1.4%
Current assets
€121k ▲ 52.2%
Equity and liabilities €125k
Equity
€89k ▲ 63.6%
Debt
€36k ▲ 23.6%
Debt's share of the balance-sheet total falls from 35.0% to 28.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49k▲
2024 · €-4k
Cash flow
€35k▲
2024 · €-4k
Current ratio
3.34▲
2024 · 2.71
Debt to equity
0.41▼
2024 · 0.54
ROE
38.9%▲
2024 · -8.4%
ROA
27.6%▲
2024 · -5.5%
Interest coverage
344.84▲
2024 · -74.19
Debt ≤ 1 year
€36k▲
2024 · €29k
Income taxes
€14k▲
2024 · €113
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€84k€125k▲
Fixed assets21/28€4k€4k▲
Tangible fixed assets22/27€1k€1k▲
Furniture and vehicles24€1k€1k▲
Financial fixed assets28€3k€3k=
Current assets29/58€79k€121k▲
Amounts receivable within one year40/41€14k€148▼
Trade receivables40€14k-
Other amounts receivable41-€148
Cash at bank and in hand54/58€66k€121k▲
Equity and liabilities
Total equity and liabilities10/49€84k€125k▲
Equity10/15€54k€89k▲
Contributions10/11€6k€6k=
Reserves13€50k€84k▲
Distributable reserves133€50k€84k▲
Profit (loss) carried forward14€-1k€-1k=
Amounts payable17/49€29k€36k▲
Amounts payable within one year42/48€29k€36k▲
Trade debts44€575-
Suppliers440/4€575-
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€5k▲
Other amounts payable47/48€27k€31k▲
Income statement
Code20242025
Turnover70€127k€152k▲
Goods, raw materials, services and sundry goods60/61€132k€103k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€398€505▲
Gross operating margin9900€-4k€49k▲
Operating profit (loss)9901€-4k€48k▲
Financial charges65/66B€54€142▲
Recurring financial charges65€54€142▲
Profit (loss) for the period before taxes9903€-4k€48k▲
Income taxes67/77€113€14k▲
Profit (loss) for the period9904€-5k€35k▲
Profit (loss) for the period to be appropriated9905€-5k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€33k▲
Profit (loss) brought forward from the previous period14P€3k€-1k▼
Transfer to equity691/2-€35k
To other reserves6921-€35k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
2025
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
31-12
Financial
Weakest financial yearnet €-57k ▼168%
Net result drops to €-57k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nandrin · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Sur le Bois 254550 NandrinGround area
984 m²
Building footprint
146 m²
Volume, LiDAR
651 m³
Parcel 61078C0020/00D005, Wallonia · tallest building 6.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GDD CONSULTING
since 20172.261.571.430
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61078C0020/00D005 | Wallonia | 983 m² | 1 · 146 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NICOLAS BACLIN
BE 0805.829.181
Libramont-Chevigny · Eq €87k
LD GARDEN
BE 0466.934.244
La Bruyère · Eq €77k
ALGEMENE BOOMWERKEN
BE 0899.188.416
Rotselaar · Eq €102k
AGRIVERT
BE 0460.007.553
La Louvière · Eq €104k
RICOLE
BE 0818.170.551
Lokeren · Eq €106k
Of 294 companies in sector 02400 we hold annual accounts for 77. 53 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
02400Forestry and logging
47120Other non-specialised retail sale
47761Retail sale of flowers, plants, seeds and fertilisers
85599Other education
86995Nutrition and dietetics services
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.