AGRIPPA
ActiveSummary
AGRIPPA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €-16k. Equity is shrinking by ~14.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 15% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability17▲+16
Solvency30▼-1
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.05 against 1.1 in 2024; short-term debt: 94.8% and cash: 0.4% of total assets), and 94.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-16k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 7500 sector peers (2025).
NBB · sector comparisonPosition among 7500 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
19 d late
2022
32 d late
2021
30 d late
2020
1 d early
2019
63 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▼ 20.0%
2024 · €81k
2018: €334k
2019: €352k▲ +5.4% vs 2018
2020: €525k▲ +49.1% vs 2019highest in 8 years
2021: €213k▼ -59.5% vs 2020
2022: €350k▲ +64.8% vs 2021
2023: €268k▼ -23.6% vs 2022
2024: €81k▼ -69.8% vs 2023
2025: €65k▼ -20.0% vs 2024lowest in 8 years
2018 → 2025
Total assets
€1.24M▼ 4.9%
2024 · €1.30M
2018: €2.66M
2019: €3.66M▲ +38.0% vs 2018highest in 8 years
2020: €2.92M▼ -20.4% vs 2019
2021: €1.75M▼ -40.0% vs 2020
2022: €1.54M▼ -12.0% vs 2021
2023: €1.43M▼ -7.3% vs 2022
2024: €1.30M▼ -8.7% vs 2023
2025: €1.24M▼ -4.9% vs 2024lowest in 8 years
2018 → 2025
Net result
€-16k▲ 91.3%
2024 · €-187k
2018: €-65k
2019: €18k▲ +128% vs 2018
2020: €173k▲ +864% vs 2019highest in 8 years
2021: €-312k▼ -281% vs 2020lowest in 8 years
2022: €138k▲ +144% vs 2021
2023: €-83k▼ -160% vs 2022
2024: €-187k▼ -125% vs 2023
2025: €-16k▲ +91.3% vs 2024
2018 → 2025
Working capital
€58k▼ 50.2%
2024 · €117k
2018: €830k
2019: €348k▼ -58.1% vs 2018
2020: €1.12M▲ +222% vs 2019highest in 8 years
2021: €809k▼ -27.8% vs 2020
2022: €596k▼ -26.3% vs 2021
2023: €514k▼ -13.9% vs 2022
2024: €117k▼ -77.2% vs 2023
2025: €58k▼ -50.2% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€213k-€350k▲ 64.8%€268k▼ 23.6%€81k▼ 69.8%€65k▼ 20.0%
2021: €213k
2022: €350k▲ +64.8% vs 2021highest in 5 years
2023: €268k▼ -23.6% vs 2022
2024: €81k▼ -69.8% vs 2023
2025: €65k▼ -20.0% vs 2024lowest in 5 years
Operating result€-296k-€148k€-10k€-143k▼ 1,290%€-883▲ 99.4%
2021: €-296klowest in 5 years
2022: €148k▲ +150% vs 2021highest in 5 years
2023: €-10k▼ -107% vs 2022
2024: €-143k▼ -1290% vs 2023
2025: €-883▲ +99.4% vs 2024
Net result€-312k-€138k€-83k€-187k▼ 125%€-16k▲ 91.3%
2021: €-312klowest in 5 years
2022: €138k▲ +144% vs 2021highest in 5 years
2023: €-83k▼ -160% vs 2022
2024: €-187k▼ -125% vs 2023
2025: €-16k▲ +91.3% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €883 in 2025 against €143k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.24M
Fixed assets
€6k ▼ 9.9%
Current assets
€1.23M ▼ 4.8%
Equity and liabilities €1.24M
Equity
€65k ▼ 20.0%
Debt
€1.17M ▼ 3.9%
Debt's share of the balance-sheet total rises from 93.8% to 94.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-184▲
2024 · €-143k
Cash flow
€-15k▲
2024 · €-186k
Current ratio
1.05▼
2024 · 1.10
Debt to equity
18.15▲
2024 · 15.11
ROE
-25.0%▲
2024 · -230.9%
ROA
-1.3%▲
2024 · -14.3%
Interest coverage
-0.01▲
2024 · -3.27
Debt ≤ 1 year
€1.17M▼
2024 · €1.18M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.30M€1.24M▼
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€4k€4k=
Current assets29/58€1.30M€1.23M▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€1.29M€1.23M▼
Trade receivables40€101k€49k▼
Other amounts receivable41€1.19M€1.18M▼
Cash at bank and in hand54/58€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.30M€1.24M▼
Equity10/15€81k€65k▼
Contributions10/11€6k€6k=
Reserves13€75k€58k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€73k€57k▼
Amounts payable17/49€1.22M€1.17M▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€1.18M€1.17M▼
Trade debts44€36k€878▼
Suppliers440/4€36k€878▼
Other amounts payable47/48€1.14M€1.17M▲
Accrued charges and deferred income492/3€43k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€451€700▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€-138k€4k▲
Operating profit (loss)9901€-143k€-883▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€44k€15k▼
Recurring financial charges65€44k€15k▼
Profit (loss) for the period before taxes9903€-187k€-16k▲
Profit (loss) for the period9904€-187k€-16k▲
Profit (loss) for the period to be appropriated9905€-187k€-16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-187k€-16k▲
Transfer from equity791/2€187k€16k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €451 | €700 | ▲ 55.1% |
| Other operating charges640/8 | €156 | €2k | €1k | €4k | €4k | ▼ 11.2% |
| Gross operating margin9900 | €-296k | €150k | €-9k | €-138k | €4k | ▲ 103% |
| Operating profit (loss)9901 | €-296k | €148k | €-10k | €-143k | €-883 | ▲ 99.4% |
| Financial income75/76B | €18 | €1 | €1 | €1 | €0 | ▼ 100% |
| Recurring financial income75 | €18 | €1 | €1 | €1 | €0 | ▼ 100% |
| Financial charges65/66B | €16k | €11k | €72k | €44k | €15k | ▼ 65.0% |
| Recurring financial charges65 | €16k | €11k | €72k | €44k | €15k | ▼ 65.0% |
| Profit (loss) for the period before taxes9903 | €-312k | €138k | €-83k | €-187k | €-16k | ▲ 91.3% |
| Income taxes67/77 | €0 | - | - | - | - | - |
| Profit (loss) for the period9904 | €-312k | €138k | €-83k | €-187k | €-16k | ▲ 91.3% |
| Profit (loss) for the period to be appropriated9905 | €-312k | €138k | €-83k | €-187k | €-16k | ▲ 91.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.75M | €1.54M | €1.43M | €1.30M | €1.24M | ▼ 4.9% |
| Fixed assets21/28 | €4k | €4k | €4k | €7k | €6k | ▼ 9.9% |
| Tangible fixed assets22/27 | - | - | - | €3k | €2k | ▼ 23.0% |
| Furniture and vehicles24 | - | - | - | €3k | €2k | ▼ 23.0% |
| Financial fixed assets28 | €4k | €4k | €4k | €4k | €4k | = |
| Current assets29/58 | €1.74M | €1.54M | €1.42M | €1.30M | €1.23M | ▼ 4.8% |
| Stocks and contracts in progress3 | €856k | €99k | €85k | €0 | - | - |
| Stocks30/36 | €856k | €99k | €85k | €0 | - | - |
| Amounts receivable within one year40/41 | €728k | €1.41M | €1.26M | €1.29M | €1.23M | ▼ 4.8% |
| Trade receivables40 | €119k | €134k | €103k | €101k | €49k | ▼ 51.2% |
| Other amounts receivable41 | €609k | €1.27M | €1.16M | €1.19M | €1.18M | ▼ 0.9% |
| Cash at bank and in hand54/58 | €161k | €28k | €73k | €5k | €5k | ▼ 5.7% |
| Deferred charges and accrued income490/1 | €266 | €243 | €0 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.75M | €1.54M | €1.43M | €1.30M | €1.24M | ▼ 4.9% |
| Equity10/15 | €213k | €350k | €268k | €81k | €65k | ▼ 20.0% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €206k | €344k | €261k | €75k | €58k | ▼ 21.7% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €204k | €342k | €259k | €73k | €57k | ▼ 22.2% |
| Amounts payable17/49 | €1.54M | €1.19M | €1.16M | €1.22M | €1.17M | ▼ 3.9% |
| Amounts payable after more than one year17 | €600k | €250k | €250k | €0 | - | - |
| Financial debts170/4 | €600k | €250k | €250k | €0 | - | - |
| Amounts payable within one year42/48 | €936k | €939k | €909k | €1.18M | €1.17M | ▼ 0.3% |
| Current portion of amounts payable after more than one year42 | €500k | €0 | - | - | - | - |
| Financial debts43 | €63k | €63k | €0 | - | - | - |
| Credit institutions430/8 | €63k | €63k | €0 | - | - | - |
| Trade debts44 | €182k | €15k | €13k | €36k | €878 | ▼ 97.5% |
| Suppliers440/4 | €182k | €15k | €13k | €36k | €878 | ▼ 97.5% |
| Advances received on contracts in progress46 | €0 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €119k | €0 | - | - | - | - |
| Taxes450/3 | €119k | €0 | - | - | - | - |
| Other amounts payable47/48 | €71k | €860k | €896k | €1.14M | €1.17M | ▲ 2.7% |
| Accrued charges and deferred income492/3 | - | - | - | €43k | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-312k | €138k | €-83k | €-187k | €-16k | ▲ 91.3% |
| + Depreciation and write-downs630 | - | - | - | €451 | €700 | ▲ 55.1% |
| Operating cash flow (approximation) | €-312k | €138k | €-83k | €-186k | €-15k | ▲ 91.7% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-4k | €0 | ▲ 100% |
| Change in cash | - | €-133k | €45k | €-68k | €-308 | ▲ 99.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 19 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
31-12
Financial
Back to profitnet €138k
Net result €138k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €-312k
Net result drops to €-312k, the lowest in the series; recovery starts the following year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €173k ▲864%
Operating result €243k, net result €173k, both a record.
31-12
Financial
Equity above €500kEq €525k ▲49.1%
2 profitable years in a row build equity to €525k.
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 63 days late
2019
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
Show earlier events
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 7 days late
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 2011
Ground area
800 m²
Building footprint
179 m²
Volume, LiDAR
764 m³
Parcel 13005B0174/00E003, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AGRIPPA
since 20112.198.727.209
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13005B0174/00E003 | Flanders | 800 m² | 1 · 179 m² | 6.3 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 13,197 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded06-04-2011
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
77110Renting and leasing of cars and light motor vehicles
Scores and ratios are computed by Checked and are not a credit decision.