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Complete company report
Generated 12-08-2026
Active BE 1004.692.247Private limited company

AGRIFLAM

Rue de Tirlemont 3 ·4287 Lincent, Belgium· 2 yrs active
Sector: Detailhandel in vaste, vloeibare en gasvormige brandstoffen, muv motorbrandstoffen (47781)
Conclusion Checked

The computed 12-month bankruptcy probability of AGRIFLAM is 2.7% (moderate). The 2025 annual accounts show equity of €2k and a net result of €-63. Its solvency ranks better than 26% of 1408 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €2k
Net result €-63
Better than sector 26%
Active 2 yrs
Snowflake analysis 4 of 5 axes measured · computed by Checked
Health26Profitability25Solvency9Growth-Stability67
32 / 100

Fragile profile, watch solvency in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 26
Profitability 25
Solvency 9
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
2.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
26 / 100 Weak
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 08-12-2025 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 2.5% 23.8%
better than 26% of 1408 sector peers
Net result €-63 €8k
better than 30% of 1405 sector peers
Equity €2k €26k
better than 25% of 1409 sector peers
Gross operating margin €7k €36k
better than 24% of 1402 sector peers
Total assets €77k €133k
better than 35% of 1409 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue€59k
EBITDA€6k
Net profit€-63
Cash flow€4k
Staff costs-
Income taxes-
Dividends-
Total assets€77k
Equity€2k
Debt€75k
of which ≤ 1y€69k
of which > 1y€6k
Working capital€-13k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.81
Quick ratio0.24
Working capital ratio-16.7%
Solvency2.5%
Debt / equity38.77
Long-term debt ratio3.29
Interest coverage2.48
Gross margin11.7%
Net margin-0.1%
ROA-0.1%
ROE-3.3%
EBITDA margin10.2%
Days sales outstanding63d
Days payable outstanding37d
Inventory turnover1.32
Days inventory (DSI)277d
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€77k
Fixed assets 21/28€21k
Tangible fixed assets 22/27€21k
Current assets 29/58€56k
Stocks & contracts in progress 3€39k
Amounts receivable within one year 40/41€10k
Cash & bank 54/58€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€77k
Equity 10/15€2k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€-63
Amounts payable 17/49€75k
Amounts payable after one year 17€6k
Amounts payable within one year 42/48€69k
Trade debts payable within one year 44€5k
Income statement
Turnover 70€59k
Gross operating margin 9900€7k
Operating result 9901€2k
Financial charges 65€2k
Result before taxes 9903€-63
Net result for the period 9904€-63
Result to be appropriated 9905€-63
Ratios computed by Checked.
Legal Structure
NACE primary Detailhandel in vaste, vloeibare en gasvormige brandstoffen, muv motorbrandstoffen(47781)
Legal form Private limited company(610)
Incorporation15-01-2024
StatusActive
Postal code4287
Establishment units 1 location
AGRIFLAM
Rue de Tirlemont 3, 4287 LincentOndersteunende activiteiten in verband met de teelt van gewassen
since 20242.354.737.554
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64062A0671/00L000 Wallonia 1,758 m² 1 · 138 m² 9.3 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
08-12-2025
NBB filing Annual accounts filed
fiscal year 2025 · micro
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in vaste, vloeibare en gasvormige brandstoffen in gespecialiseerde winkels, m.u.v. motorbrandstoffen47781Detailhandel in vaste, vloeibare en gasvormige brandstoffen, muv motorbrandstoffen47781Ondersteunende activiteiten in verband met de teelt van gewassen01610Ondersteunende activiteiten in verband met de teelt van gewassen01610Exploitatie van bossen02200Exploitatie van bossen02200Detailhandel in bloemen, planten, zaden en kunstmeststoffen in gespecialiseerde winkels47761Detailhandel in bloemen, planten, zaden en kunstmeststoffen47761Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR AGRIFLAM
Registered office
Rue de Tirlemont 3
4287 Lincent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative