AGRICO
ActiveAGRICO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €446k and a net result of €32k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 3112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 12.71 against 14.77 in 2024; short-term debt: 6.6% and cash: 23.9% of total assets), and 7.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.5%
Return on assets
6.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
31 d early
2023
19 d early
2022
25 d early
2021
30 d early
2020
31 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€446k▲ 7.8%
2024 · €414k
2018: €223k
2019: €245k
2020: €279k
2021: €339k
2022: €368k
2023: €399k
2024: €414k
2018 → 2025
Total assets
€482k▲ 3.4%
2024 · €467k
2018: €342k
2019: €403k
2020: €427k
2021: €431k
2022: €424k
2023: €423k
2024: €467k
2018 → 2025
Net result
€32k▲ 115%
2024 · €15k
2018: €35k
2019: €39k
2020: €49k
2021: €70k
2022: €34k
2023: €31k
2024: €15k
2018 → 2025
Working capital
€372k▲ 5.6%
2024 · €352k
2018: €207k
2019: €199k
2020: €261k
2021: €272k
2022: €328k
2023: €373k
2024: €352k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€339k-€368k▲ 8.4%€399k▲ 8.4%€414k▲ 3.8%€446k▲ 7.8%
Operating result€90k-€45k▼ 50.7%€42k▼ 5.3%€20k▼ 52.6%€44k▲ 121%
Net result€70k-€34k▼ 52.1%€31k▼ 8.1%€15k▼ 51.4%€32k▲ 115%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 121% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €482k
Fixed assets
€79k▼ 11.5%
Current assets
€404k▲ 6.9%
Equity and liabilities €482k
Equity
€446k▲ 7.8%
Debt
€36k▼ 31.2%
The debt ratio falls from 11.3% to 7.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€66k▲
2024 · €38k
Cash flow
€55k▲
2024 · €33k
Solvency
92.5%▲
2024 · 88.7%
Current ratio
12.71▼
2024 · 14.77
Quick ratio
11.13▼
2024 · 12.82
Debt / equity
0.08▼
2024 · 0.13
ROE
7.2%▲
2024 · 3.6%
ROA
6.7%▲
2024 · 3.2%
Interest coverage
108.13▲
2024 · 50.28
Debt
€36k▼
2024 · €53k
Debt ≤ 1 year
€32k▲
2024 · €26k
Debt > 1 year
€3k▼
2024 · €26k
Income taxes
€12k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€467k€482k▲
Fixed assets21/28€89k€79k▼
Tangible fixed assets22/27€89k€79k▼
Land and buildings22€28k€25k▼
Plant, machinery and equipment23€43k€40k▼
Furniture and vehicles24€17k€13k▼
Current assets29/58€378k€404k▲
Stocks and contracts in progress3€50k€50k=
Stocks30/36€50k€50k=
Amounts receivable within one year40/41€56k€31k▼
Trade receivables40€45k€24k▼
Other amounts receivable41€11k€7k▼
Current investments50/53€200k€200k=
Cash at bank and in hand54/58€65k€115k▲
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€467k€482k▲
Equity10/15€414k€446k▲
Contributions10/11€19k€19k=
Reserves13€395k€427k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€10k€10k=
Distributable reserves133€384k€416k▲
Amounts payable17/49€53k€36k▼
Amounts payable after more than one year17€26k€3k▼
Financial debts170/4€26k€3k▼
Amounts payable within one year42/48€26k€32k▲
Current portion of amounts payable after more than one year42€3k€3k=
Trade debts44€17k€453▼
Suppliers440/4€17k€453▼
Taxes, remuneration and social security45€5k€14k▲
Taxes450/3€5k€14k▲
Other amounts payable47/48€587€14k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Non-recurring operating income76A€8k€7k▼
Remuneration, social security and pensions62€758-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€22k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€41k€68k▲
Operating profit (loss)9901€20k€44k▲
Financial income75/76B€256€310▲
Recurring financial income75€256€310▲
Financial charges65/66B€758€615▼
Recurring financial charges65€758€615▼
Profit (loss) for the period before taxes9903€19k€44k▲
Income taxes67/77€4k€12k▲
Profit (loss) for the period9904€15k€32k▲
Profit (loss) for the period to be appropriated9905€15k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€32k▲
Transfer to equity691/2€15k€32k▲
To other reserves6921€15k€32k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €15k ▼51.4%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 30.43
Current ratio from 9.53 to 30.43; short-term debt falls from €38k to €13k.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €70k ▲42%
Operating result €90k, net result €70k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Platte Heegtestraat(BOR) 502880 BornemGround area
3,266 m²
Building footprint
625 m²
Volume, LiDAR
3,845 m³
Parcel 12007D0511/00G000, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AGRICO
since 20032.220.623.869
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007D0511/00G000 | Flanders | 3,266 m² | 1 · 625 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 4,946 EUR awarded · 4,946 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 4 | 2,164 EUR | 2,164 EUR |
| 2024 | 2 | 700 EUR | 700 EUR |
| 2023 | 2 | 1,732 EUR | 1,732 EUR |
| 2022 | 1 | 350 EUR | 350 EUR |
Schemes
Hectaresteun voor de toepassing van de biologische productiemethode
Subsidie voor controlekosten voor de biologische landbouw
Subsidie voor zorgboerderijen
Subsidie in het kader van de Kennisportefeuille
Recognitions · licences · registrations
Food safety, FASFC
1 siteBornem2.220.623.869
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Of 3,625 companies in sector 01130 we hold annual accounts for 789. 612 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded12-03-2003
Fiscal year end31-12
Activities, NACEBEL
01121
01130Growing of vegetables, melons, roots and tubers
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.