AGRI TERME
ActiveSummary
AGRI TERME has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€129,950) and a net result of -€4,534. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 9% of 3203 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
What they do
Mixed farming
NACE 01500
How big
€369,498total assets 2025
- Equity
- -€129,950
- Loss
- -€4,534
Turnover not published (abridged schema)
Who decides
Accounts on time0 of 2 deeds read
Why 42- Annual accounts: weaker financial profile- Higher-failure-rate region- Negative equity+ Lower-failure-rate sector+ Long track recordLatest accounts filed on timeShow the evidence
Checked score
Score 2025
Axes · tick = 2024
Profitability49▼-20
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.69 against 0.73 in 2024; short-term debt: 116% and cash: 4.7% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-35.2%
Return on assets
-1.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€129,950
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
6 d early
2023
29 d late
2022
21 d early
2021
9 d late
2020
23 d late
2019
53 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Financials
Fiscal year 2025Total assets €369,498Loss -€4,534Solvency -35.2%Liquidity 0.69
Total assets
€369,498▲ 7.4%
2018 - 2025
Net result
-€4,534
2018 - 2025
Equity
-€129,950▼ 3.6%
2018 - 2025
Solvency
-35.2%▲ 1.3pp
2018 - 2025
Financials · fiscal year 2025, micro schema
Trend over the years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€12,347▲ 61.4%-€26,228▼ 112%€33,873€5,728▼ 83.1%-€9,221
Net result-€15,025below the sector's middle half▲ 57.0%-€28,525below the sector's middle half▼ 89.8%€31,854above the sector's middle half€1,615within the sector's middle half▼ 94.9%-€4,534within the sector's middle half
Equity-€130,359below the sector's middle half▼ 16.1%-€158,884below the sector's middle half▼ 21.9%-€127,031below the sector's middle half▲ 20.0%-€125,415below the sector's middle half▲ 1.3%-€129,950below the sector's middle half▼ 3.6%
Total assets€339,256within the sector's middle half▲ 2.8%€307,109within the sector's middle half▼ 9.5%€355,433within the sector's middle half▲ 15.7%€344,056within the sector's middle half▼ 3.2%€369,498within the sector's middle half▲ 7.4%
Debt€469,616▲ 6.2%€465,994▼ 0.8%€482,464▲ 3.5%€469,472▼ 2.7%€499,447▲ 6.4%
Working capital-€96,410below the sector's middle half▼ 34.7%-€135,034below the sector's middle half▼ 40.1%-€109,218below the sector's middle half▲ 19.1%-€109,923below the sector's middle half▼ 0.6%-€132,360below the sector's middle half▼ 20.4%
Solvency-38.4%below the sector's middle half▼ 4.4pp-51.7%below the sector's middle half▼ 13.3pp-35.7%below the sector's middle half▲ 16.0pp-36.5%below the sector's middle half▼ 0.7pp-35.2%below the sector's middle half▲ 1.3pp
Current ratio0.77within the sector's middle half▼ 0.050.68within the sector's middle half▼ 0.080.72within the sector's middle half▲ 0.040.73within the sector's middle half▲ 0.010.69within the sector's middle half▼ 0.04
Return on assets (ROA)-4.4%below the sector's middle half▲ 6.2pp-9.3%below the sector's middle half▼ 4.9pp9.0%above the sector's middle half▲ 18.3pp0.5%within the sector's middle half▼ 8.5pp-1.2%within the sector's middle half▼ 1.7pp
above
within
below
the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9,221 after €5,728 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €369,498
Fixed assets
€73,381 ▲ 52.2%
Current assets
€296,116 ▲ 0.1%
Equity and liabilities
Equity-€129,950
Debt€499,447
Equity is negative: debt (€499,447) exceeds the balance-sheet total (€369,498).
Key figures and ratios
Key figures and ratios
EBITDA
€13,912▼
2024 · €26,928
Cash flow
€18,599▼
2024 · €22,815
Quick ratio
0.05▲
2024 · 0.04
Interest coverage
3.78▼
2024 · 6.55
Debt ≤ 1 year
€428,476▲
2024 · €405,780
Debt > 1 year
€70,971▲
2024 · €63,692
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,332 companies that looked in July 2024 the way this one looks now, 2.8% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a small loss
2.8%
went bankrupt
5.8%
stopped otherwise
91%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,332 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Filed annual accounts
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,978 | €8,205 | €17,154 | €21,200 | €23,133 | ▲ 9.1% |
| Gross operating margin9900 | €7,631 | -€18,023 | €51,027 | €26,928 | €13,912 | ▼ 48.3% |
| Operating profit (loss)9901 | -€12,347 | -€26,228 | €33,873 | €5,728 | -€9,221 | ▼ 261% |
| Financial income75/76B | €5 | €16 | - | €2 | €8,368 | ▲ 500,964% |
| Recurring financial income75 | €5 | €16 | - | €2 | €8,368 | ▲ 500,964% |
| Non-recurring financial income76B | - | - | - | - | €8,368 | - |
| Financial charges65/66B | €2,684 | €2,312 | €2,019 | €4,114 | €3,681 | ▼ 10.5% |
| Recurring financial charges65 | €2,684 | €2,312 | €2,019 | €4,114 | €3,681 | ▼ 10.5% |
| Profit (loss) for the period before taxes9903 | -€15,025 | -€28,525 | €31,854 | €1,616 | -€4,534 | ▼ 381% |
| Income taxes67/77 | - | - | - | €0 | - | - |
| Profit (loss) for the period9904 | -€15,025 | -€28,525 | €31,854 | €1,615 | -€4,534 | ▼ 381% |
| Profit (loss) for the period to be appropriated9905 | -€15,025 | -€28,525 | €31,854 | €1,615 | -€4,534 | ▼ 381% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €339,256 | €307,109 | €355,433 | €344,056 | €369,498 | ▲ 7.4% |
| Fixed assets21/28 | €23,759 | €15,553 | €69,399 | €48,199 | €73,381 | ▲ 52.2% |
| Tangible fixed assets22/27 | €23,759 | €15,553 | €69,399 | €48,199 | €73,381 | ▲ 52.2% |
| Land and buildings22 | €280 | - | - | - | - | - |
| Plant, machinery and equipment23 | €23,478 | €15,553 | €8,553 | €1,553 | - | - |
| Furniture and vehicles24 | - | - | €60,846 | €46,646 | €73,381 | ▲ 57.3% |
| Current assets29/58 | €315,497 | €291,556 | €286,034 | €295,857 | €296,116 | ▲ 0.1% |
| Stocks and contracts in progress3 | €301,000 | €281,000 | €281,000 | €281,000 | €276,000 | ▼ 1.8% |
| Stocks30/36 | €301,000 | €281,000 | €281,000 | €281,000 | €276,000 | ▼ 1.8% |
| Amounts receivable within one year40/41 | €2,200 | €4,584 | €3,435 | €2,744 | €2,659 | ▼ 3.1% |
| Trade receivables40 | - | - | - | €1,336 | €303 | ▼ 77.4% |
| Other amounts receivable41 | €2,200 | €4,584 | €3,435 | €1,408 | €2,356 | ▲ 67.4% |
| Cash at bank and in hand54/58 | €12,297 | €5,972 | €1,599 | €12,113 | €17,457 | ▲ 44.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €339,256 | €307,109 | €355,433 | €344,056 | €369,498 | ▲ 7.4% |
| Equity10/15 | -€130,359 | -€158,884 | -€127,031 | -€125,415 | -€129,950 | ▼ 3.6% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€150,819 | -€179,344 | -€147,491 | -€145,875 | -€150,410 | ▼ 3.1% |
| Amounts payable17/49 | €469,616 | €465,994 | €482,464 | €469,472 | €499,447 | ▲ 6.4% |
| Amounts payable after more than one year17 | €57,708 | €39,403 | €87,212 | €63,692 | €70,971 | ▲ 11.4% |
| Financial debts170/4 | €57,708 | €39,403 | €87,212 | €63,692 | €70,971 | ▲ 11.4% |
| Amounts payable within one year42/48 | €411,908 | €426,590 | €395,252 | €405,780 | €428,476 | ▲ 5.6% |
| Current portion of amounts payable after more than one year42 | €23,721 | €18,305 | €23,191 | €23,520 | €30,721 | ▲ 30.6% |
| Trade debts44 | - | €471 | €29 | €572 | €2,072 | ▲ 262% |
| Suppliers440/4 | - | €471 | €29 | €572 | €2,072 | ▲ 262% |
| Taxes, remuneration and social security45 | - | - | €1,250 | €3,250 | - | - |
| Remuneration and social security454/9 | - | - | €1,250 | €3,250 | - | - |
| Other amounts payable47/48 | €388,186 | €407,815 | €370,782 | €378,438 | €395,683 | ▲ 4.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€15,025 | -€28,525 | €31,854 | €1,615 | -€4,534 | ▼ 381% |
| + Depreciation and write-downs630 | €19,978 | €8,205 | €17,154 | €21,200 | €23,133 | ▲ 9.1% |
| Operating cash flow (approximation) | €4,953 | -€20,320 | €49,008 | €22,815 | €18,599 | ▼ 18.5% |
| Investment in fixed assets (approximation) | - | €0 | -€71,000 | €0 | -€48,315 | - |
| Change in cash | - | -€6,325 | -€4,373 | €10,514 | €5,344 | ▼ 49.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Comparable companies
Similar companies · same sector and region
AGRILERY
BE 0525.714.066
Léglise
ASS PECHE Pierre et DEVILLET Sylvia
BE 0644.505.117
Léglise
ASSOCIATION DUMONT Thierry et LOUIS Fabienne
BE 0810.232.189
Léglise
BERGUET Elise et FLORENCE Frederic
BE 1034.687.122
Léglise
CONNROT Bernard et LHOTE Anne Marie
BE 0739.802.172
Léglise
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 20,581 companies in this sector we hold annual accounts for 1,149. See the whole sector
Timeline
11 eventsLatest 31-07-2026Next filing 31-07-2027
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €31,854
Net result €31,854 after 5 loss-making years.
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
08-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Support & recognitions
1 register with a recognitionFASFC 1 site
FASFC
1
authorised site
Recognitions · licences · registrations
Food safety, FASFC
1 siteLéglise
Company details
Private limited company (pre-2019) · founded 09-09-2008Year ends 31-12Peppol reachable
Register details
Identification
Legal formPrivate limited company (pre-2019)
Founded09-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
01500Mixed farming
E-invoicing
Reachable via Peppol
Peppol ID
0208:0806238957
Registered
27-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Sites & property
Location & real-estate footprint
Registered office, Léglise
Ground area
930 m²
Building footprint
285 m²
Volume, LiDAR
2,361 m³
Parcel 84040B0756/00F000, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84040B0756/00F000 | Wallonia | 929 m² | 1 · 285 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Go further with this company
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