LE CLOS DE L'EPINE
ActiveSummary
LE CLOS DE L'EPINE has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191k and a net result of €-8k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 3121 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-1
Solvency85=
Growth60▼-1
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.09 against 0.41 in 2024; short-term debt: 39.9% and cash: 3.6% of total assets), and 39.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-8k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
29 d late
2023
8 d late
2022
on the day
2021
29 d late
2020
31 d late
2019
59 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€31k▲ 3.0%
2024 · €30k
2018: €17k
2019: €27k
2020: €37k
2021: €30k
2022: €25k
2023: €29k
2024: €30k
2018 → 2025
EBIT margin
-27.3%▼ 5.7pp
2024 · -21.6%
2018: -94.5%
2019: -11.6%
2020: 21.0%
2021: -13.8%
2022: -50.4%
2023: -30.2%
2024: -21.6%
2018 → 2025
Net result
€-8k▼ 22.5%
2024 · €-7k
2018: €-16k
2019: €-3k
2020: €8k
2021: €-4k
2022: €-12k
2023: €-9k
2024: €-7k
2018 → 2025
Working capital
€-115k▼ 51.0%
2024 · €-76k
2018: €-108k
2019: €-100k
2020: €-87k
2021: €-101k
2022: €-92k
2023: €-81k
2024: €-76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€30k-€25k▼ 17.6%€29k▲ 17.5%€30k▲ 4.1%€31k▲ 3.0%
Equity€227k-€214k▼ 5.5%€206k▼ 4.1%€199k▼ 3.2%€191k▼ 4.0%
Operating result€-4k-€-12k▼ 202%€-9k▲ 29.7%€-7k▲ 25.5%€-8k▼ 30.3%
Net result€-4k-€-12k▼ 199%€-9k▲ 29.4%€-7k▲ 25.3%€-8k▼ 22.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €8k in 2025 against €7k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €318k
Fixed assets
€306k ▲ 11.2%
Current assets
€12k ▼ 78.0%
Equity and liabilities €318k
Equity
€191k ▼ 4.0%
Debt
€127k ▼ 2.5%
Debt's share of the balance-sheet total rises from 39.6% to 39.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €12k
Cash flow
€13k▲
2024 · €11k
Current ratio
0.09▼
2024 · 0.41
Debt to equity
0.67▲
2024 · 0.65
ROE
-4.2%▼
2024 · -3.3%
ROA
-2.5%▼
2024 · -2.0%
Interest coverage
213.97▲
2024 · 191.49
Debt ≤ 1 year
€127k▼
2024 · €130k
Income taxes
€168
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€329k€318k▼
Fixed assets21/28€275k€306k▲
Tangible fixed assets22/27€275k€306k▲
Land and buildings22€263k€301k▲
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€8k€4k▼
Current assets29/58€54k€12k▼
Amounts receivable within one year40/41€4k€386▼
Trade receivables40€3k-
Other amounts receivable41€1k€386▼
Cash at bank and in hand54/58€50k€11k▼
Equity and liabilities
Total equity and liabilities10/49€329k€318k▼
Equity10/15€199k€191k▼
Contributions10/11€374k€374k=
Profit (loss) carried forward14€-175k€-183k▼
Amounts payable17/49€130k€127k▼
Amounts payable within one year42/48€130k€127k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€239€239=
Taxes450/3€239€239=
Other amounts payable47/48€127k€125k▼
Income statement
Code20242025
Turnover70€30k€31k▲
Goods, raw materials, services and sundry goods60/61€17k€16k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€21k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€13k€15k▲
Operating profit (loss)9901€-7k€-8k▼
Financial income75/76B-€661
Recurring financial income75-€661
Financial charges65/66B€60€60▼
Recurring financial charges65€60€60▼
Profit (loss) for the period before taxes9903€-7k€-8k▼
Income taxes67/77-€168
Profit (loss) for the period9904€-7k€-8k▼
Profit (loss) for the period to be appropriated9905€-7k€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-175k€-183k▼
Profit (loss) brought forward from the previous period14P€-168k€-175k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 59 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 2 days late
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 42 days late
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Virton
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
A l'Epine,Ruette SN6760 VirtonGround area
4,172 m²
Building footprint
220 m²
Volume, LiDAR
1,613 m³
Parcel 85030A1066/00C000, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85030A1066/00C000 | Wallonia | 4,172 m² | 1 · 220 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVirton
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Of 20,588 companies in sector 01500 we hold annual accounts for 1,149. 930 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-2005
Fiscal year end31-12
Activities, NACEBEL 2025
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.