AGRERO
ActiveAGRERO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.11M and a net result of €14k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 42% of 1721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent▲ +16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▲+6
Solvency65▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.46 in 2024), and 64.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.8%
Return on assets
0.4%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
30 d late
2023
on the day
2022
2 d late
2021
4 d late
2020
3 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.11M▲ 1.2%
2024 · €1.10M
2018: €860k
2019: €888k
2020: €960k
2021: €980k
2022: €1.11M
2023: €1.10M
2024: €1.10M
2018 → 2025
Total assets
€3.11M▼ 4.0%
2024 · €3.24M
2018: €4.03M
2019: €2.87M
2020: €2.68M
2021: €2.90M
2022: €3.03M
2023: €3.35M
2024: €3.24M
2018 → 2025
Net result
€14k
2024 · €-6k
2018: €627k
2019: €32k
2020: €51k
2021: €21k
2022: €132k
2023: €-7k
2024: €-6k
2018 → 2025
Working capital
€297k▼ 4.8%
2024 · €312k
2018: €647k
2019: €690k
2020: €668k
2021: €967k
2022: €837k
2023: €585k
2024: €312k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€980k-€1.11M▲ 13.4%€1.10M▼ 0.6%€1.10M▼ 0.5%€1.11M▲ 1.2%
Operating result€5k-€122k▲ 2,524%€4k▼ 96.8%€40k▲ 934%€46k▲ 16.3%
Net result€21k-€132k▲ 534%€-7k€-6k▲ 15.8%€14k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.11M
Fixed assets
€2.04M▼ 8.9%
Current assets
€1.06M▲ 6.9%
Equity and liabilities €3.11M
Equity
€1.11M▲ 1.2%
Provisions
€62k▼ 10.3%
Debt
€1.93M▼ 6.6%
The debt ratio falls from 63.9% to 62.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€327k▼
2024 · €328k
Cash flow
€295k▲
2024 · €282k
Solvency
35.8%▲
2024 · 34.0%
Current ratio
1.39▼
2024 · 1.46
Quick ratio
1.39▼
2024 · 1.46
Debt / equity
1.74▼
2024 · 1.88
ROE
1.2%▲
2024 · -0.6%
ROA
0.4%▲
2024 · -0.2%
Interest coverage
5.77▲
2024 · 4.62
Debt
€1.93M▼
2024 · €2.07M
Debt ≤ 1 year
€764k▲
2024 · €681k
Debt > 1 year
€1.15M▼
2024 · €1.39M
Income taxes
€578▲
2024 · €569
Staff costs
€62k▲
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.24M€3.11M▼
Fixed assets21/28€2.24M€2.04M▼
Tangible fixed assets22/27€2.24M€2.04M▼
Land and buildings22€1.66M€1.61M▼
Plant, machinery and equipment23€536k€396k▼
Furniture and vehicles24€44k€36k▼
Financial fixed assets28€7k€7k=
Current assets29/58€993k€1.06M▲
Amounts receivable after more than one year29€155k€76k▼
Other amounts receivable291€155k€76k▼
Amounts receivable within one year40/41€798k€959k▲
Trade receivables40€99k€135k▲
Other amounts receivable41€700k€824k▲
Cash at bank and in hand54/58€8k€12k▲
Deferred charges and accrued income490/1€31k€15k▼
Equity and liabilities
Total equity and liabilities10/49€3.24M€3.11M▼
Equity10/15€1.10M€1.11M▲
Contributions10/11€130k€130k=
Revaluation surpluses12€274k€274k=
Reserves13€695k€708k▲
Tax-exempt reserves132€207k€186k▼
Distributable reserves133€488k€522k▲
Provisions and deferred taxes16€69k€62k▼
Deferred taxes168€69k€62k▼
Amounts payable17/49€2.07M€1.93M▼
Amounts payable after more than one year17€1.39M€1.15M▼
Financial debts170/4€1.39M€1.15M▼
Amounts payable within one year42/48€681k€764k▲
Current portion of amounts payable after more than one year42€281k€254k▼
Trade debts44€215k€145k▼
Suppliers440/4€215k€145k▼
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€2k€2k▼
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€176k€356k▲
Accrued charges and deferred income492/3€1k€15k▲
Income statement
Code20242025
Non-recurring operating income76A€2k€14k▲
Remuneration, social security and pensions62€56k€62k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€288k€281k▼
Other operating charges640/8€18k€14k▼
Gross operating margin9900€402k€404k▲
Operating profit (loss)9901€40k€46k▲
Financial income75/76B€18k€17k▼
Recurring financial income75€18k€17k▼
Financial charges65/66B€71k€57k▼
Recurring financial charges65€71k€57k▼
Profit (loss) for the period before taxes9903€-13k€7k▲
Transfer from deferred taxes780€7k€7k▼
Income taxes67/77€569€578▲
Profit (loss) for the period9904€-6k€14k▲
Transfer from tax-exempt reserves789€22k€21k▼
Profit (loss) for the period to be appropriated9905€16k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€35k▲
Transfer to equity691/2€16k€35k▲
To other reserves6921€16k€35k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
31-12
Financial
Back to profitnet €14k
Net result €14k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-7k ▼105%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
31-12
Financial
Equity above €1MEq €1.11M ▲13.4%
5 profitable years in a row build equity to €1.11M.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Melselestraat(BEV) 57B9120 Beveren-Kruibeke-ZwijndrechtGround area
1.3 ha
Building footprint
534 m²
Volume, LiDAR
3,159 m³
2 parcels, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vliegenstal(BEV) 9, 9120 Beveren-Kruibeke-Zwijndrecht
since 20092.198.797.483
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46028A0980/00B000 | Flanders | 1.1 ha | 1 · 357 m² | 8.5 m · 2 fl. |
| 46009B0587/00G000 | Flanders | 2,140 m² | 1 · 177 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 1,938 EUR awarded · 1,938 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 348 EUR | 348 EUR |
| 2024 | 1 | 400 EUR | 400 EUR |
| 2023 | 2 | 840 EUR | 840 EUR |
| 2022 | 1 | 350 EUR | 350 EUR |
Schemes
Subsidie voor controlekosten voor de biologische landbouw
Hectaresteun voor de toepassing van de biologische productiemethode
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.198.797.483
Similar companies · same sector, comparable size
WAMBO
BE 0898.414.592
Tielt · Eq €1.11M
Truyman
BE 0426.885.914
Beveren-Kruibeke-Zwijndrecht · Eq €1.09M
KAMPAGNA
BE 0679.577.149
Ichtegem · Eq €1.13M
DRIES CRABBE
BE 0454.654.539
Gistel · Eq €1.13M
BEL - FRITS
BE 0454.633.555
Leuze-en-Hainaut · Eq €1.08M
Of 3,615 companies in sector 01130 we hold annual accounts for 783. 580 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-1998
Fiscal year end31-12
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
01410Raising of dairy cattle
01461Pig breeding farms
01110Growing of cereals (except rice), leguminous crops and oil seeds
01610Support activities for crop production
38210Materials recovery from waste
38213Waste collection, recovery and disposal activities
46214Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.