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KAMPAGNA

Active
Private limited company (pre-2019)founded 20179 yrs activeOostendesteenweg(FICH) 148, 8480 Ichtegem, BelgiumKBO/BCE: BE 0679.577.149

KAMPAGNA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.13M and a net result of €-5k. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 82% of 1721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
52 / 100
Fair▼ -29 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-10
Solvency100▲+2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.92 in 2024), and 23.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
76.2%
Return on assets
-0.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-05-2026, 81 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
81 d early
2024
77 d early
2023
68 d early
2022
49 d early
2021
24 d early
2020
99 d early
2019
105 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€1.13M▼ 0.5%
2024 · €1.14M
2018: €625k 2019: €611k 2020: €920k 2021: €1,000k 2022: €1.02M 2023: €1.12M 2024: €1.14M
2018 → 2025
Total assets
€1.49M▼ 1.5%
2024 · €1.51M
2018: €669k 2019: €718k 2020: €1.11M 2021: €1.20M 2022: €1.44M 2023: €1.48M 2024: €1.51M
2018 → 2025
Net result
€-5k
2024 · €22k
2018: €2k 2019: €-14k 2020: €36k 2021: €80k 2022: €21k 2023: €100k 2024: €22k
2018 → 2025
Working capital
€253k▲ 6.8%
2024 · €237k
2018: €21k 2019: €-14k 2020: €52k 2021: €100k 2022: €144k 2023: €229k 2024: €237k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1,000k-€1.02M▲ 2.1%€1.12M▲ 9.8%€1.14M▲ 1.7%€1.13M▼ 0.5%
Operating result€111k-€33k▼ 70.1%€139k▲ 318%€39k▼ 71.9%€4k▼ 88.6%
Net result€80k-€21k▼ 74.0%€100k▲ 380%€22k▼ 78.0%€-5k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100k€150kOperating result 2021: €111k€111kNet result 2021: €80k€80kOperating result 2022: €33k€33kNet result 2022: €21k€21kOperating result 2023: €139k€139kNet result 2023: €100k€100kOperating result 2024: €39k€39kNet result 2024: €22k€22kOperating result 2025: €4k€4kNet result 2025: €-5k€-5k20212022202320242025
The operating result has fallen two years in a row; 2025 is 89% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.49M
Fixed assets €987k▼ 2.7%
Current assets €500k▲ 1.1%
Equity and liabilities €1.49M
Equity €1.13M▼ 0.5%
Provisions €12k▼ 32.7%
Debt €342k▼ 3.1%
The debt ratio falls from 23.4% to 23.0%: debt falls faster than equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€33k
2024 · €67k
Cash flow
€23k
2024 · €50k
Solvency
76.2%
2024 · 75.5%
Current ratio
2.02
2024 · 1.92
Quick ratio
2.02
2024 · 1.92
Debt / equity
0.30
2024 · 0.31
ROE
-0.5%
2024 · 1.9%
ROA
-0.4%
2024 · 1.5%
Interest coverage
1.35
2024 · 2.48
Debt
€342k
2024 · €353k
Debt ≤ 1 year
€247k
2024 · €258k
Debt > 1 year
€95k=
2024 · €95k
Income taxes
€4k
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.51M€1.49M
Fixed assets21/28€1.01M€987k
Tangible fixed assets22/27€1.01M€987k
Land and buildings22€928k€927k
Plant, machinery and equipment23€31k€18k
Furniture and vehicles24€46k€35k
Other tangible fixed assets26€8k€6k
Current assets29/58€495k€500k
Amounts receivable after more than one year29€240k€240k=
Other amounts receivable291€240k€240k=
Amounts receivable within one year40/41€17k€18k
Trade receivables40€544€7k
Other amounts receivable41€17k€11k
Current investments50/53€0€101k
Cash at bank and in hand54/58€237k€141k
Deferred charges and accrued income490/1€158€166
Equity and liabilities
Total equity and liabilities10/49€1.51M€1.49M
Equity10/15€1.14M€1.13M
Contributions10/11€638k€638k=
Reserves13€501k€496k
Tax-exempt reserves132€81k€64k
Distributable reserves133€420k€431k
Provisions and deferred taxes16€17k€12k
Deferred taxes168€17k€12k
Amounts payable17/49€353k€342k
Amounts payable after more than one year17€95k€95k=
Financial debts170/4€95k€95k=
Amounts payable within one year42/48€258k€247k
Trade debts44€15k€4k
Suppliers440/4€15k€4k
Taxes, remuneration and social security45€2k€2k=
Taxes450/3€2k€2k=
Other amounts payable47/48€241k€241k=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€29k
Other operating charges640/8€5k€5k
Gross operating margin9900€72k€38k
Operating profit (loss)9901€39k€4k
Financial income75/76B€14k€13k
Recurring financial income75€14k€13k
Financial charges65/66B€27k€24k
Recurring financial charges65€27k€24k
Profit (loss) for the period before taxes9903€26k€-7k
Transfer from deferred taxes780€5k€6k
Income taxes67/77€10k€4k
Profit (loss) for the period9904€22k€-5k
Transfer from tax-exempt reserves789€16k€17k
Profit (loss) for the period to be appropriated9905€38k€12k
Appropriation of the result
Profit (loss) to be appropriated9906€38k€12k
Transfer to equity691/2€38k€12k
To other reserves6921€38k€12k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
11-05
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-05
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Highest result since 2018net €100k ▲380%
Operating result €139k, net result €100k, both a record.
12-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Equity above €1MEq €1.02M ▲2.1%
3 profitable years in a row build equity to €1.02M.
07-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial Back to profitnet €36k
Net result €36k after one loss-making year.
31-12
Financial Liquidity triplescurrent ratio 1.55
Current ratio from 0.57 to 1.55.
17-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €-14k ▼713%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ichtegem · 1 establishment unit since 2017
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oostendesteenweg(FICH) 1488480 Ichtegem
Ground area
1,773 m²
Building footprint
204 m²
Volume, LiDAR
1,364 m³
Parcel 35006D0002/00S000, Flanders · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KAMPAGNA
Oostendesteenweg(FICH) 148, 8480 IchtegemRenting and operating of own or leased residential real estate, excluding social housing
since 20172.267.514.362
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35006D0002/00S000 Flanders 1,773 m² 1 · 204 m² 11.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Ichtegem2.267.514.362
2 permissions
Boerderij - akkerbouw · since 01-02-2019
Groententeeltbedrijf · since 01-02-2019

Similar companies · same sector, comparable size

Of 3,614 companies in sector 01130 we hold annual accounts for 783. 577 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded18-07-2017
Fiscal year end31-12
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:kampagna@outlook.com
Enterprise