AGR
ActiveSummary
AGR has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €404,230 and a net result of €111,867. Equity is growing by ~37.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 2300 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100=
Growth69▲+2
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days only on tighter terms
Liquidity ample (current ratio 16.88 against 28.39 in 2024; short-term debt: 5.9% and cash: 8.3% of total assets), and 5.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.1%
Return on assets
26%
Age of the figures
15 mo
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-08-2026, 185 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
185 d late
2024
27 d late
2023
114 d late
2022
on the day
2021
3 d early
2020
2 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 54 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Turnover
€171,300▲ 13.9%
2024 · €150,458
EBIT margin
71.2%▼ 1.0pp
2024 · 72.2%
Net result
€111,867▲ 6.8%
2024 · €104,761
Working capital
€403,726▲ 38.6%
2024 · €291,190
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€23,570▼ 82.1%€37,893▲ 60.8%€115,735▲ 205%€150,458▲ 30.0%€171,300▲ 13.9%
Operating result€3,997▼ 96.5%€23,108▲ 478%€99,020▲ 329%€108,632▲ 9.7%€122,000▲ 12.3%
Net result-€5,100below the sector's middle half€17,222within the sector's middle half€72,879within the sector's middle half▲ 323%€104,761within the sector's middle half▲ 43.7%€111,867above the sector's middle half▲ 6.8%
EBIT margin17.0%▼ 69.3pp61.0%▲ 44.0pp85.6%▲ 24.6pp72.2%▼ 13.4pp71.2%▼ 1.0pp
Equity€101,047within the sector's middle half▼ 4.8%€118,269within the sector's middle half▲ 17.0%€191,149within the sector's middle half▲ 61.6%€295,909within the sector's middle half▲ 54.8%€404,230within the sector's middle half▲ 36.6%
Total assets€118,102below the sector's middle half▼ 16.2%€132,817below the sector's middle half▲ 12.5%€238,463below the sector's middle half▲ 79.5%€307,541below the sector's middle half▲ 29.0%€429,647within the sector's middle half▲ 39.7%
Debt€17,055▼ 51.1%€14,548▼ 14.7%€47,314▲ 225%€11,632▼ 75.4%€25,417▲ 119%
Working capital€73,221▲ 4.0%€97,687▲ 33.4%€179,715▲ 84.0%€291,190▲ 62.0%€403,726▲ 38.6%
Solvency85.6%above the sector's middle half▲ 10.3pp89.0%above the sector's middle half▲ 3.5pp80.2%above the sector's middle half▼ 8.9pp96.2%above the sector's middle half▲ 16.1pp94.1%above the sector's middle half▼ 2.1pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 12% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €429,647
Fixed assets
€503 ▼ 91.2%
Current assets
€429,143 ▲ 42.2%
Equity and liabilities €429,647
Equity
€404,230 ▲ 36.6%
Debt
€25,417 ▲ 119%
Debt's share of the balance-sheet total rises from 3.8% to 5.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€127,817▲
2024 · €117,977
Cash flow
€117,683▲
2024 · €114,106
Current ratio
16.88▼
2024 · 28.39
Debt to equity
0.06▲
2024 · 0.04
ROE
27.7%▼
2024 · 35.4%
ROA
26.0%▼
2024 · 34.1%
Interest coverage
181.72▼
2024 · 340.94
Debt ≤ 1 year
€25,417▲
2024 · €10,632
Income taxes
€14,096▲
2024 · €8,227
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €23,570 | €37,893 | €115,735 | €150,458 | €171,300 | ▲ 13.9% |
| Goods, raw materials, services and sundry goods60/61 | - | €7,196 | €7,968 | €32,732 | €42,800 | ▲ 30.8% |
| Remuneration, social security and pensions62 | - | €348 | €348 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,233 | €8,397 | €9,434 | €9,344 | €5,816 | ▼ 37.8% |
| Other operating charges640/8 | - | €416 | €434 | €1,114 | €683 | ▼ 38.7% |
| Gross operating margin9900 | €13,038 | €32,269 | €109,235 | €119,091 | €128,499 | ▲ 7.9% |
| Operating profit (loss)9901 | €3,997 | €23,108 | €99,020 | €108,632 | €122,000 | ▲ 12.3% |
| Financial income75/76B | - | €1 | €431 | €4,702 | €4,666 | ▼ 0.8% |
| Recurring financial income75 | - | €1 | €431 | €4,702 | €4,666 | ▼ 0.8% |
| Financial charges65/66B | - | €42 | €39 | €346 | €703 | ▲ 103% |
| Recurring financial charges65 | €42 | €42 | €39 | €346 | €703 | ▲ 103% |
| Profit (loss) for the period before taxes9903 | €3,955 | €23,066 | €99,411 | €112,988 | €125,963 | ▲ 11.5% |
| Income taxes67/77 | €9,055 | €5,844 | €26,532 | €8,227 | €14,096 | ▲ 71.3% |
| Profit (loss) for the period9904 | -€5,100 | €17,222 | €72,879 | €104,761 | €111,867 | ▲ 6.8% |
| Profit (loss) for the period to be appropriated9905 | -€5,100 | €17,222 | €72,879 | €104,761 | €111,867 | ▲ 6.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €118,102 | €132,817 | €238,463 | €307,541 | €429,647 | ▲ 39.7% |
| Formation expenses20 | €240 | €0 | €0 | €0 | - | - |
| Fixed assets21/28 | €27,586 | €20,582 | €15,007 | €5,720 | €503 | ▼ 91.2% |
| Tangible fixed assets22/27 | €27,586 | €20,582 | €15,007 | €5,720 | €503 | ▼ 91.2% |
| Plant, machinery and equipment23 | - | - | - | €57 | €459 | ▲ 705% |
| Furniture and vehicles24 | - | €20,582 | €15,007 | €5,663 | €44 | ▼ 99.2% |
| Current assets29/58 | €90,276 | €112,235 | €223,456 | €301,822 | €429,143 | ▲ 42.2% |
| Amounts receivable after more than one year29 | - | €16,000 | €8,793 | €0 | - | - |
| Other amounts receivable291 | - | €16,000 | €8,793 | €0 | - | - |
| Amounts receivable within one year40/41 | €18,470 | €15,904 | €29,843 | €23,643 | €48,333 | ▲ 104% |
| Trade receivables40 | - | €605 | €22,320 | €22,643 | €30,345 | ▲ 34.0% |
| Other amounts receivable41 | - | €15,299 | €7,523 | €1,000 | €17,988 | ▲ 1,699% |
| Current investments50/53 | - | - | €160,000 | €260,863 | €332,080 | ▲ 27.3% |
| Cash at bank and in hand54/58 | €43,805 | €80,331 | €24,821 | €16,952 | €35,504 | ▲ 109% |
| Deferred charges and accrued income490/1 | - | - | €0 | €364 | €13,227 | ▲ 3,533% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €118,102 | €132,817 | €238,463 | €307,541 | €429,647 | ▲ 39.7% |
| Equity10/15 | €101,047 | €118,269 | €191,149 | €295,909 | €404,230 | ▲ 36.6% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Capital10 | - | €18,550 | €18,550 | - | - | - |
| Issued capital100 | - | €18,550 | €18,550 | - | - | - |
| Outside capital11 | - | - | - | - | €18,550 | - |
| Other1109/19 | - | - | - | - | €18,550 | - |
| Profit (loss) carried forward14 | €82,497 | €99,719 | €172,599 | €277,359 | €385,680 | ▲ 39.1% |
| Amounts payable17/49 | €17,055 | €14,548 | €47,314 | €11,632 | €25,417 | ▲ 119% |
| Amounts payable after more than one year17 | - | - | - | €1,000 | - | - |
| Financial debts170/4 | - | - | - | €1,000 | - | - |
| Amounts payable within one year42/48 | €17,055 | €14,548 | €43,741 | €10,632 | €25,417 | ▲ 139% |
| Trade debts44 | €10,912 | €5,301 | €6,922 | €6,563 | €6,987 | ▲ 6.5% |
| Suppliers440/4 | - | €5,301 | €6,922 | €6,563 | €6,987 | ▲ 6.5% |
| Taxes, remuneration and social security45 | - | €9,247 | €36,819 | €4,069 | €18,430 | ▲ 353% |
| Taxes450/3 | - | €9,247 | €36,819 | €4,069 | €18,430 | ▲ 353% |
| Other amounts payable47/48 | - | €0 | €0 | €0 | - | - |
| Accrued charges and deferred income492/3 | - | - | €3,574 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,100 | €17,222 | €72,879 | €104,761 | €111,867 | ▲ 6.8% |
| + Depreciation and write-downs630 | €8,233 | €8,397 | €9,434 | €9,344 | €5,816 | ▼ 37.8% |
| Operating cash flow (approximation) | €3,133 | €25,619 | €82,313 | €114,106 | €117,683 | ▲ 3.1% |
| Investment in fixed assets (approximation) | - | -€1,393 | -€3,859 | -€57 | -€600 | ▼ 952% |
| Change in cash | - | €36,526 | -€55,511 | -€7,869 | €18,552 | ▲ 336% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 185 days late
2025
30-06
Financial
Highest result since 2020net €111,867 ▲6.8%
Operating result €122,000, net result €111,867, both a record.
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
30-06
Financial
Liquidity times 6current ratio 28.39
Current ratio from 5.11 to 28.39; short-term debt falls from €43,741 to €10,632.
30-06
Financial
Equity above €200,000Eq €295,909 ▲54.8%
3 profitable years in a row build equity to €295,909.
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 114 days late
2023
30-06
Financial
Equity above €150,000Eq €191,149 ▲61.6%
2 profitable years in a row build equity to €191,149.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Back to profitnet €17,222
Net result €17,222 after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Weakest financial yearnet -€5,100
Net result drops to -€5,100, the lowest in the series; recovery starts the following year.
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2018
Ground area
2,468 m²
Building footprint
197 m²
Volume, LiDAR
1,411 m³
Parcel 44048B0415/00L002, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AGR
since 20182.281.858.286
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44048B0415/00L002 | Flanders | 2,468 m² | 1 · 197 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,218 companies in sector 82100 we hold annual accounts for 3,509. 2,112 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-11-2018
Fiscal year end30-06
Activities, NACEBEL 2025
82100Office administrative and support services
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0712896550
Also
9925:BE0712896550
Registered
13-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.