MONNIE
ActiveSummary
MONNIE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €330,185 and a net result of €100,233. Equity is growing by ~51.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 2310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability99▲+5
Solvency100▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25,000 at 30 days acceptable
Liquidity tight (current ratio 1.39 against 0.73 in 2024; short-term debt: 13.6% and cash: 2.3% of total assets), and 21% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79%
Return on assets
24%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-09-2026, 52 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
52 d late
2024
28 d late
2023
29 d late
2022
31 d late
2021
5 d early
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€330,185▲ 23.7%
2024 · €266,952
Total assets
€417,946▲ 4.2%
2024 · €400,936
Net result
€100,233▲ 24.5%
2024 · €80,507
Working capital
€22,300
2024 · -€22,858
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€36,927▲ 11.8%€113,733▲ 208%€104,494▼ 8.1%€101,398▼ 3.0%€126,017▲ 24.3%
Net result€26,830within the sector's middle half▲ 24.0%€86,410within the sector's middle half▲ 222%€84,101within the sector's middle half▼ 2.7%€80,507within the sector's middle half▼ 4.3%€100,233within the sector's middle half▲ 24.5%
Equity€77,535within the sector's middle half▲ 52.9%€163,944within the sector's middle half▲ 111%€248,445within the sector's middle half▲ 51.5%€266,952within the sector's middle half▲ 7.4%€330,185within the sector's middle half▲ 23.7%
Total assets€341,727within the sector's middle half▲ 20.9%€381,521within the sector's middle half▲ 11.6%€428,334within the sector's middle half▲ 12.3%€400,936within the sector's middle half▼ 6.4%€417,946within the sector's middle half▲ 4.2%
Debt€264,193▲ 13.9%€217,576▼ 17.6%€179,889▼ 17.3%€133,984▼ 25.5%€87,761▼ 34.5%
Working capital-€65,461below the sector's middle half▼ 66.3%-€27,152within the sector's middle half▲ 58.5%€8,562within the sector's middle half-€22,858within the sector's middle half€22,300within the sector's middle half
Solvency22.7%within the sector's middle half▲ 4.7pp43.0%within the sector's middle half▲ 20.3pp58.0%within the sector's middle half▲ 15.0pp66.6%within the sector's middle half▲ 8.6pp79.0%above the sector's middle half▲ 12.4pp
Current ratio0.08below the sector's middle half▼ 0.570.63below the sector's middle half▲ 0.551.10within the sector's middle half▲ 0.480.73within the sector's middle half▼ 0.371.39within the sector's middle half▲ 0.66
Return on assets (ROA)7.9%within the sector's middle half▲ 0.2pp22.6%above the sector's middle half▲ 14.8pp19.6%above the sector's middle half▼ 3.0pp20.1%above the sector's middle half▲ 0.4pp24.0%above the sector's middle half▲ 3.9pp
Staff (FTE)0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 24% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €417,946
Fixed assets
€338,886 ▼ 0.3%
Current assets
€79,060 ▲ 29.2%
Equity and liabilities €417,946
Equity
€330,185 ▲ 23.7%
Debt
€87,761 ▼ 34.5%
Debt's share of the balance-sheet total falls from 33.4% to 21.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€126,868▲
2024 · €101,925
Cash flow
€101,084▲
2024 · €81,035
Debt to equity
0.27▼
2024 · 0.50
ROE
30.4%▲
2024 · 30.2%
Interest coverage
76.80▲
2024 · 37.88
Debt ≤ 1 year
€56,760▼
2024 · €84,057
Debt > 1 year
€31,001▼
2024 · €49,926
Income taxes
€24,133▲
2024 · €18,200
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €4,751 | - | - | - | €4,225 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €253 | - | - | €527 | €851 | ▲ 61.3% |
| Other operating charges640/8 | €410 | €410 | €446 | €449 | €462 | ▲ 2.9% |
| Gross operating margin9900 | €37,589 | €114,142 | €104,940 | €102,375 | €127,330 | ▲ 24.4% |
| Operating profit (loss)9901 | €36,927 | €113,733 | €104,494 | €101,398 | €126,017 | ▲ 24.3% |
| Financial income75/76B | - | - | €244 | - | - | - |
| Recurring financial income75 | - | - | €244 | - | - | - |
| Financial charges65/66B | €2,722 | €3,286 | €2,752 | €2,691 | €1,652 | ▼ 38.6% |
| Recurring financial charges65 | €2,722 | €3,286 | €2,752 | €2,691 | €1,652 | ▼ 38.6% |
| Profit (loss) for the period before taxes9903 | €34,205 | €110,447 | €101,985 | €98,707 | €124,365 | ▲ 26.0% |
| Income taxes67/77 | €7,375 | €24,037 | €17,884 | €18,200 | €24,133 | ▲ 32.6% |
| Profit (loss) for the period9904 | €26,830 | €86,410 | €84,101 | €80,507 | €100,233 | ▲ 24.5% |
| Profit (loss) for the period to be appropriated9905 | €26,830 | €86,410 | €84,101 | €80,507 | €100,233 | ▲ 24.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €341,727 | €381,521 | €428,334 | €400,936 | €417,946 | ▲ 4.2% |
| Fixed assets21/28 | €336,000 | €336,000 | €336,010 | €339,737 | €338,886 | ▼ 0.3% |
| Tangible fixed assets22/27 | - | - | - | €3,727 | €2,876 | ▼ 22.8% |
| Furniture and vehicles24 | - | - | - | €3,727 | €2,876 | ▼ 22.8% |
| Financial fixed assets28 | €336,000 | €336,000 | €336,010 | €336,010 | €336,010 | = |
| Current assets29/58 | €5,727 | €45,521 | €92,324 | €61,199 | €79,060 | ▲ 29.2% |
| Amounts receivable within one year40/41 | - | €34,535 | €68,133 | €38,930 | €69,385 | ▲ 78.2% |
| Trade receivables40 | - | - | €772 | €430 | €221 | ▼ 48.7% |
| Other amounts receivable41 | - | €34,535 | €67,360 | €38,500 | €69,164 | ▲ 79.6% |
| Cash at bank and in hand54/58 | €5,727 | €10,986 | €23,948 | €22,269 | €9,675 | ▼ 56.6% |
| Deferred charges and accrued income490/1 | - | - | €244 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €341,727 | €381,521 | €428,334 | €400,936 | €417,946 | ▲ 4.2% |
| Equity10/15 | €77,535 | €163,944 | €248,445 | €266,952 | €330,185 | ▲ 23.7% |
| Contributions10/11 | €6,200 | €6,200 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €71,335 | €157,744 | €229,845 | €248,352 | €311,585 | ▲ 25.5% |
| Distributable reserves133 | €71,335 | €157,744 | €229,845 | €248,352 | €311,585 | ▲ 25.5% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €264,193 | €217,576 | €179,889 | €133,984 | €87,761 | ▼ 34.5% |
| Amounts payable after more than one year17 | €193,004 | €144,904 | €96,127 | €49,926 | €31,001 | ▼ 37.9% |
| Financial debts170/4 | €193,004 | €144,904 | €96,127 | €49,926 | €31,001 | ▼ 37.9% |
| Amounts payable within one year42/48 | €71,189 | €72,672 | €83,762 | €84,057 | €56,760 | ▼ 32.5% |
| Current portion of amounts payable after more than one year42 | €47,432 | €48,100 | €48,777 | €46,200 | €18,295 | ▼ 60.4% |
| Financial debts43 | €10,044 | €22,973 | €22,000 | €21,000 | €11,720 | ▼ 44.2% |
| Credit institutions430/8 | €10,044 | €22,973 | €22,000 | €21,000 | €11,720 | ▼ 44.2% |
| Trade debts44 | €883 | €1,102 | €545 | €188 | €0 | ▼ 100% |
| Suppliers440/4 | €883 | €1,102 | €545 | €188 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €8,838 | €497 | €440 | €422 | €8,672 | ▲ 1,954% |
| Taxes450/3 | €8,838 | €497 | €440 | €422 | €8,672 | ▲ 1,954% |
| Other amounts payable47/48 | €3,992 | - | €12,000 | €16,247 | €18,072 | ▲ 11.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26,830 | €86,410 | €84,101 | €80,507 | €100,233 | ▲ 24.5% |
| + Depreciation and write-downs630 | €253 | - | - | €527 | €851 | ▲ 61.3% |
| Operating cash flow (approximation) | €27,082 | €86,410 | €84,101 | €81,035 | €101,084 | ▲ 24.7% |
| Investment in fixed assets (approximation) | - | €0 | -€10 | -€4,254 | €0 | ▲ 100% |
| Change in cash | - | €5,258 | €12,962 | -€1,678 | -€12,594 | ▼ 650% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 52 days late
2025
31-12
Financial
Highest result since 2019net €100,233 ▲24.5%
Operating result €126,017, net result €100,233, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Equity above €200,000Eq €248,445 ▲51.5%
5 profitable years in a row build equity to €248,445.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Equity above €150,000Eq €163,944 ▲111%
4 profitable years in a row build equity to €163,944.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €21,632 ▼5.4%
Net result drops to €21,632, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2018
Ground area
1,082 m²
Building footprint
167 m²
Parcel 71325F0914/00T000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
MONNIE
since 20182.281.891.940
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71325F0914/00T000 | Flanders | 1,082 m² | 1 · 167 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 1
-
80%
According to the 2025 annual accounts of MONNIE and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 11,218 companies in sector 82100 we hold annual accounts for 3,516. 2,232 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-10-2018
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0711944861
Also
9925:BE0711944861
Registered
02-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.