Checked.be
Active
BE 0779.423.605General partnership
AGN Construct
Spoorwegstraat 8 ·9520 Sint-Lievens-Houtem, Belgium· 4 yrs active
Sector: Other specialised construction activities
(43990)
Conclusion
AGN Construct has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €912 and a net result of €7k. The computed 12-month bankruptcy probability is 0.8% (low).
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €912 |
| Net result | €7k |
| Active | 4 yrs |
| Board | 1 |
Financial profile
57
/ 100
Mixed profile: strong on profitability, weaker on solvency.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
40
Profitability
100
Solvency
10
Growth
-
Stability
79
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
40
/ 100
Weak
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 26-08-2026 with the NBB · fiscal year 2025 · micro schema
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | - |
| Net profit | €7k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €46k |
| Equity | €912 |
| Debt | €45k |
| of which ≤ 1y | €45k |
| of which > 1y | - |
| Working capital | €-4k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.90 |
| Quick ratio | 0.90 |
| Working capital ratio | -9.7% |
| Solvency | 2.0% |
| Debt / equity | 49.28 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 16.2% |
| ROE | 813.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (19 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €46k |
| Fixed assets | 21/28 | €5k |
| Tangible fixed assets | 22/27 | €5k |
| Current assets | 29/58 | €41k |
| Amounts receivable within one year | 40/41 | €35k |
| Cash & bank | 54/58 | €6k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €46k |
| Equity | 10/15 | €912 |
| Accumulated profits (losses) | 14 | €912 |
| Amounts payable | 17/49 | €45k |
| Amounts payable within one year | 42/48 | €45k |
| Trade debts payable within one year | 44 | €36k |
| Income statement | ||
| Gross operating margin | 9900 | €14k |
| Operating result | 9901 | €12k |
| Financial charges | 65 | €385 |
| Result before taxes | 9903 | €12k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €7k |
| Result to be appropriated | 9905 | €7k |
Directors & mandates
Current directors & mandates
-
Current01-01-2025 → present
Former directors (2)
-
Former15-08-2023 → 26-03-2026
2 events
- 26-03-2026 Resigned· Director
- 15-08-2023 Appointed· Director
-
Former- → 14-08-2023
Legal Structure
| NACE primary | Other specialised construction activities(43990) |
| Legal form | General partnership(011) |
| Incorporation | 28-12-2021 |
| Status | Active |
| Postal code | 9520 |
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41072C0045/00D000 | Flanders | 2,729 m² | 1 · 212 m² | 8.3 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2026
26-08-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
26-03-2026 State Gazette act Capital & shares · Resignations & appointments
- General meeting, 01/01/2025
- Director resignation, CHIGGIO CERUTTI Kleber (bestuurder)
- Share transfer, CHIGGIO CERUTTI Kleber → DE OLIVEIRA Alexsandro
- Director appointment, DE OLIVEIRA Alexsandro (bestuurder)
Belgian State Gazette reading coverage
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
Capital history · 4
26-03-2026
Capital change
25-11-2024
v3.2
17-11-2023
v3.2
14-03-2022
v3.2
All acts · 5
updated 5 months ago
2026
26-03-2026 Transaction in capital or shares
Technical details
{
"events": [
{
"kind": "share_transfer",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"subscribers": [
{
"kbo": null,
"rrn": null,
"kind": "person",
"name": "CHIGGIO CERUTTI Kleber",
"share_class": null,
"liberation_pct": null,
"contribution_kind": null,
"n_shares_subscribed": 100,
"contribution_amount_eur": null
},
{
"kbo": null,
"rrn": null,
"kind": "person",
"name": "DE OLIVEIRA Alexsandro",
"share_class": null,
"liberation_pct": null,
"contribution_kind": null,
"n_shares_subscribed": 100,
"contribution_amount_eur": null
}
],
"decrease_purpose": null,
"contribution_type": null,
"paid_up_delta_eur": null,
"n_shares_destroyed": null,
"not_yet_called_eur": null,
"merger_new_shares_n": null,
"merger_exchange_ratio": null,
"distribution_amount_eur": null,
"statutory_unavailable_equity_op": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Luik",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2026-03-26",
"filing_date": "2026-03-17",
"act_kind_objet": "Benoeming - Ontslag van een bestuurder - Overdracht van aandelen"
},
"decision": {
"body": "algemene_vergadering",
"act_date": "2026-03-17",
"unanimous": true,
"under_authorized_capital": false,
"underlying_resolution_date": "2025-01-01"
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0779.423.605",
"name_full": "AGN Construct",
"legal_form": "VOF",
"is_foreign_registered": false
},
"publication_proxy": {
"kind": null,
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null,
"person_role_at_subject": null
},
"co_filed_documents": [],
"shareholders_after": [
{
"kbo": null,
"pct": 100.0,
"kind": "person",
"name": "DE OLIVEIRA Alexsandro",
"role": "aandeelhouder",
"n_shares": 100,
"share_class": null
},
{
"kbo": null,
"pct": 0.0,
"kind": "person",
"name": "CHIGGIO CERUTTI Kleber",
"role": "aandeelhouder",
"n_shares": 0,
"share_class": null
}
],
"share_classes_after": []
}2024
25-11-2024 Transaction in capital or shares
Summary:
v3.2
Technical details
{
"events": [],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0779.423.605",
"name_full": "AGN CONSTRUCT",
"legal_form": "VOF"
}
}2023
17-11-2023 Transaction in capital or shares
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": 100,
"currency": "EUR",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2023-08-14",
"evidence_quote": "De heer BORGES Alisson stelt zijn ontslag als bestuurder met onmiddellijke ingang voor en verkoopt dus 100% van de aandelen die hem toebehoren aan de heer CHIGGIO CERUTTI Kleber.",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0779.423.605",
"name_full": "AGN CONSTRUCT",
"legal_form": "VOF"
}
}2022
14-03-2022 Transaction in capital or shares
Summary:
v3.2
Technical details
{
"events": [
{
"kind": "share_transfer",
"amount": 400,
"currency": "EUR",
"after_eur": null,
"delta_eur": null,
"before_eur": null,
"amount_type": "onbekend",
"effective_date": "2022-01-20",
"evidence_quote": "De heer BORGES Alisson koopt 400 aandelen van De heer DE OLIVEIRA Alexsandro vanaf 20/01/2022.",
"contribution_type": null
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0779.423.605",
"name_full": "AGN CONSTRUCT",
"legal_form": "VOF"
}
}2021
30-12-2021 Incorporation of a new SNC
Summary:
oprichting
Technical details
{
"kind": "oprichting",
"seat": "De Vilanderstraat 23 \u2013 9300 Aalst",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1980-08-21",
"name": "Dhr. BORGES Alisson Jos\u00E9",
"niss": null,
"address": "Fetisstraat 19 \u2013 1800 Vilvoorde"
},
"share_class": "aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 500.0,
"holder_person_name": "Dhr. BORGES Alisson Jos\u00E9",
"is_subscriber_only": false,
"n_shares_subscribed": 500,
"amount_subscribed_eur": 500.0,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1976-10-01",
"name": "Dhr. DE OLIVEIRA Alexsandro",
"niss": null,
"address": "De Vilanderstraat 23 \u2013 9300 Aalst"
},
"share_class": "aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 500.0,
"holder_person_name": "Dhr. DE OLIVEIRA Alexsandro",
"is_subscriber_only": false,
"n_shares_subscribed": 500,
"amount_subscribed_eur": 500.0,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 25000.0,
"subject_company": {
"kbo": "0779.423.605",
"name_full": "AGN CONSTRUCT",
"legal_form": "SNC"
},
"initial_directors": [],
"incorporation_date": "2021-12-23",
"post_incorporation_mandates": []
}Credit advice
Company registry (CBE)
Activities
Other specialised construction activities43990Specialised construction activities43999Other building finishing work43350Specialised construction activities43995
Names & trade names
| Legal nameNL | AGN Construct |
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