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Agio Group

Active
Private limited companyfounded 200719 years activeBist 47, 2180 Antwerpen, BelgiumKBO/BCE: BE 0892.231.338
Summary

Agio Group has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,017 and a net result of €13,093. Equity is growing by ~44.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 825 sector peers (NACE 85, fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Other education
NACE 85599
1 site
Size
€86,836total assets 2025
Equity
€19,017
Profit
€13,093
Turnover not published (abridged schema)
Financial health
87 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.2%
Structure
Parent
ANSTY · 81.88%
Accounts filed 31 days late0 of 12 deeds read
Why 87- Latest accounts 31 days late; 1 of the last 3 late- Liquidity: current ratio 1.28, cash €2,250, halved+ Sector Education (NACE 85)+ Size: total assets €86,836Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 46% of its sector peers (NACE 85, micro)
Financial strength · tick = 2024
Weak
Solvency 47+15
equity 21.9% of total assets
Liquidity 11+3
short-term debt 78.1% · cash 2.6%
Profitability 75+75
return on assets 15.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,789 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025lowest value 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.3%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.5%▲ +0.2 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026highest value 09-2026: 0.2%▼ -0.6 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.28 against 1.08 in 2024; short-term debt: 78.1% and cash: 2.6% of total assets), and 78.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 31% on solvency, 6% on liquidity, 50% on profitability and 96% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Sector Education (NACE 85)
KBO
raises risk · Latest accounts 31 days late; 1 of the last 3 late
NBB · filings
lowers risk · Size: total assets €86,836
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.28, cash €2,250, halved
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 825 sector peers (2025).
NBB · sector comparison
Position among 825 sector peers
Solvency
better than 23%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
30 days late
2023
30 days late
2022
72 days late
2021
1 day early
2020
11 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Back to profitnet €13,093
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 16% on equitysector median €487,145 · 826 companies €19,017 View
  • Controlled by ANSTY 81.88% View
  • Total assets 20256 fiscal years filed €86,836 View

By topic

Financials

Fiscal year
2025
Total assets
€86,836
Profit
€13,093
Solvency
21.9%
Total assets▲ 8.5%
Net result
20192025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 31-12-2024Weakest financial year
  2. 30-08-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other educationNACE 85599
Founded
21-09-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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