AGilles Consultancy
ActiveAGilles Consultancy has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €27k. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 71% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-9
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.21 against 5.55 in 2024; short-term debt: 22.5% and cash: 79.9% of total assets), and 22.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.5%
Return on assets
17.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-03-2026, 122 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
122 d early
2024
65 d early
2023
55 d early
2022
32 d early
2021
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▼ 16.0%
2024 · €137k
2021: €22k
2022: €52k
2023: €95k
2024: €137k
2021 → 2025
Total assets
€149k▼ 10.7%
2024 · €167k
2021: €44k
2022: €87k
2023: €129k
2024: €167k
2021 → 2025
Net result
€27k▼ 37.0%
2024 · €42k
2021: €22k
2022: €30k
2023: €44k
2024: €42k
2021 → 2025
Working capital
€108k▼ 18.8%
2024 · €133k
2021: €21k
2022: €51k
2023: €93k
2024: €133k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€52k▲ 134%€95k▲ 84.1%€137k▲ 44.2%€115k▼ 16.0%
Operating result€30k-€41k▲ 35.6%€60k▲ 46.0%€59k▼ 2.4%€34k▼ 42.3%
Net result€22k-€30k▲ 34.5%€44k▲ 47.0%€42k▼ 3.4%€27k▼ 37.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€8k▲ 56.1%
Current assets
€141k▼ 12.7%
Equity and liabilities €149k
Equity
€115k▼ 16.0%
Debt
€34k▲ 14.4%
The debt ratio rises from 17.6% to 22.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€36k▼
2024 · €60k
Cash flow
€29k▼
2024 · €44k
Solvency
77.5%▼
2024 · 82.4%
Current ratio
4.21▼
2024 · 5.55
Quick ratio
4.21▼
2024 · 5.55
Debt / equity
0.29▲
2024 · 0.21
ROE
23.0%▼
2024 · 30.6%
ROA
17.8%▼
2024 · 25.2%
Interest coverage
155.70▼
2024 · 185.71
Debt
€34k▲
2024 · €29k
Debt ≤ 1 year
€34k▲
2024 · €29k
Income taxes
€7k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€167k€149k▼
Fixed assets21/28€5k€8k▲
Tangible fixed assets22/27€5k€8k▲
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€616€114▼
Other tangible fixed assets26-€5k
Current assets29/58€162k€141k▼
Amounts receivable within one year40/41€29k€21k▼
Trade receivables40€15k€16k▲
Other amounts receivable41€13k€5k▼
Cash at bank and in hand54/58€133k€119k▼
Deferred charges and accrued income490/1€826€826=
Equity and liabilities
Total equity and liabilities10/49€167k€149k▼
Equity10/15€137k€115k▼
Contributions10/11€100€100=
Reserves13€137k€115k▼
Distributable reserves133€137k€115k▼
Profit (loss) carried forward14€1€1=
Amounts payable17/49€29k€34k▲
Amounts payable within one year42/48€29k€34k▲
Trade debts44€986€932▼
Suppliers440/4€986€932▼
Taxes, remuneration and social security45€28k€6k▼
Taxes450/3€28k€6k▼
Other amounts payable47/48-€27k
Accrued charges and deferred income492/3€170-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€141€765▲
Gross operating margin9900€60k€37k▼
Operating profit (loss)9901€59k€34k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€324€231▼
Recurring financial charges65€324€231▼
Profit (loss) for the period before taxes9903€58k€34k▼
Income taxes67/77€16k€7k▼
Profit (loss) for the period9904€42k€27k▼
Profit (loss) for the period to be appropriated9905€42k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€27k▼
Profit (loss) brought forward from the previous period14P€1€1=
Transfer from equity791/2-€22k
Transfer to equity691/2€42k-
To other reserves6921€42k-
Profit to be distributed694/7-€49k
Return on contributions (dividend)694-€49k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €137k ▲44.2%
4 profitable years in a row build equity to €137k.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €44k ▲47%
Operating result €60k, net result €44k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
H.-Geestmolenstraat 1029160 LokerenGround area
700 m²
Building footprint
162 m²
Volume, LiDAR
723 m³
Parcel 46383D0491/00Y000, Flanders · tallest building 9.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AGilles Consultancy
since 20212.316.062.763
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46383D0491/00Y000 | Flanders | 700 m² | 1 · 162 m² | 9.6 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.