EFinIT
ActiveEFinIT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €34k. Equity is growing by ~62.4% per year across the filed fiscal years. Its solvency ranks better than 70% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.14 against 12.33 in 2024; short-term debt: 23.4% and cash: 54.6% of total assets), and 23.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.6%
Return on assets
22.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
30 d late
2024
10 d early
2023
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▲ 42.5%
2024 · €81k
2023: €14k
2024: €81k
2023 → 2025
Total assets
€151k▲ 71.7%
2024 · €88k
2023: €40k
2024: €88k
2023 → 2025
Net result
€34k▼ 48.3%
2024 · €67k
2023: €14k
2024: €67k
2023 → 2025
Working capital
€111k▲ 44.2%
2024 · €77k
2023: €12k
2024: €77k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€14k-€81k▲ 464%€115k▲ 42.5%
Operating result€19k-€88k▲ 351%€47k▼ 46.5%
Net result€14k-€67k▲ 367%€34k▼ 48.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €151k
Fixed assets
€4k▲ 10.0%
Current assets
€146k▲ 74.7%
Equity and liabilities €151k
Equity
€115k▲ 42.5%
Debt
€35k▲ 420%
The debt ratio rises from 7.7% to 23.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49k▼
2024 · €89k
Cash flow
€36k▼
2024 · €68k
Solvency
76.6%▼
2024 · 92.3%
Current ratio
4.14▼
2024 · 12.33
Quick ratio
4.14▼
2024 · 12.33
Debt / equity
0.31▲
2024 · 0.08
ROE
29.8%▼
2024 · 82.3%
ROA
22.8%▼
2024 · 75.9%
Interest coverage
18.59▼
2024 · 29.62
Debt
€35k▲
2024 · €7k
Debt ≤ 1 year
€35k▲
2024 · €7k
Income taxes
€10k▼
2024 · €18k
Staff costs
€381▼
2024 · €392
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€151k▲
Fixed assets21/28€4k€4k▲
Tangible fixed assets22/27€4k€4k▲
Furniture and vehicles24€4k€4k▲
Current assets29/58€84k€146k▲
Amounts receivable within one year40/41€35k€63k▲
Trade receivables40€33k€51k▲
Other amounts receivable41€2k€12k▲
Cash at bank and in hand54/58€49k€82k▲
Deferred charges and accrued income490/1-€662
Equity and liabilities
Total equity and liabilities10/49€88k€151k▲
Equity10/15€81k€115k▲
Contributions10/11€100€100=
Profit (loss) carried forward14€81k€115k▲
Amounts payable17/49€7k€35k▲
Amounts payable within one year42/48€7k€35k▲
Trade debts44€3k€16k▲
Suppliers440/4€3k€16k▲
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€3k▼
Other amounts payable47/48€435€17k▲
Income statement
Code20242025
Remuneration, social security and pensions62€392€381▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€329€334▲
Gross operating margin9900€90k€49k▼
Operating profit (loss)9901€88k€47k▼
Financial income75/76B-€68
Recurring financial income75-€68
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€85k€44k▼
Income taxes67/77€18k€10k▼
Profit (loss) for the period9904€67k€34k▼
Profit (loss) for the period to be appropriated9905€67k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€81k€115k▲
Profit (loss) brought forward from the previous period14P€14k€81k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Equity above €100kEq €115k ▲42.5%
3 profitable years in a row build equity to €115k.
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €67k ▲367%
Operating result €88k, net result €67k, both a record.
31-12
Financial
Liquidity times 8current ratio 12.33
Current ratio from 1.46 to 12.33; short-term debt falls from €25k to €7k.
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meeuwenlaan 391800 VilvoordeGround area
233 m²
Building footprint
67 m²
Parcel 23088A0150/00C002, Flanders. Linked by address, not a title deed.
1 establishment unit
EFinIT
since 20232.347.885.295
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23088A0150/00C002 | Flanders | 233 m² | 1 · 67 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-08-2023
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.