Summary
AGIFRA NAMUR is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.1m and a net result of €330,804. Equity has been growing by about 2% per year since 2018. Its solvency ranks better than 75% of 1,857 sector peers (NACE 66, financial year 2025). The company has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 13-07-1990 Normal situation
- Activity
- Insurance agents and brokers NACE 66220
- Establishment unit
- 2.048.862.506 5000 Namur, since 13-07-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 24-11-2023
Board and ownership
Board
- AGIFRA SADirector · since 16-12-2019
Shareholders
- AGIFRA100%2025 annual accounts of AGIFRA
- Holdings
- Shares in 3 companies including ASSURANCES DU RY DE FLANDRE and BUREAU DECHANY-DORVAL
Financial position
Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
- Profit
- €330,804
- ▲ 8.9%
- Equity
- €1.1m
- ▲ 9.1%
- Total assets
- €1.6m
- ▲ 2.0%
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
8 days early
2023
6 days late
2022
11 days early
2021
30 days late
2020
13 days late
2019
59 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Recent changes
- · Gazette deed Resignations: Steeve Dorval, Nathalie Paie and François Gillard
- · Gazette deed Merger: AGIFRA NAMUR takes over ASSURANCES DU RY DE FLANDREDissolution of the company · Dissolved without liquidation · Cancellation of 186 shares
- · Gazette deed Merger proposal: AGIFRA NAMUR takes over ASSURANCES DU RY DE FLANDRECapital of €6,197.33, 250 shares · Permanent representative: François GILLARD · Legal-form conversion: from cooperative company to private limited company (pre-2019)
Companies linked to AGIFRA NAMUR
Comparable companies
These companies have the same main activity as AGIFRA NAMUR: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.4m and €1.9m, founded between 1987 and 1991.
| Company | Total assets | Gross margin |
|---|---|---|
| AGIFRA NAMUR Namur | €1.6m | €0.7m |
| Puissant & Co Insurance Ciney | €1.4m | €0.8m |
| ASSURANCES DELAIVE Rochefort | €1.9m | €0.7m |
| DRS ZAKENKANTOOR Destelbergen | €1.6m | €0.7m |
| Zakenkantoor Filip Verstraeten Sint-Niklaas | €1.7m | €0.7m |
| Grepdon Verzekeringen Lede | €1.5m | €0.8m |
| BUREAU D'ASSURANCES AUBERT Virton | €1.8m | €0.6m |
Key facts about AGIFRA NAMUR
- What is the company number of AGIFRA NAMUR?
- The company number of AGIFRA NAMUR is 0441.417.603. The VAT number is the same number with BE in front: BE 0441.417.603.
- Where is AGIFRA NAMUR based?
- The registered office is at Avenue Albert 1er 101, 5000 Namur.Company details
- What does AGIFRA NAMUR do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of AGIFRA NAMUR?
- AGIFRA NAMUR is a private limited company (BV).
- When was AGIFRA NAMUR founded?
- AGIFRA NAMUR was founded on 13-07-1990.
- Is AGIFRA NAMUR still active?
- Yes, AGIFRA NAMUR is an active enterprise in the KBO register.
- What is the turnover of AGIFRA NAMUR?
- The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €690,013 and 31 comparable companies (NACE 66). It probably lies between €990,000 and €1.3m. In financial year 2023 turnover was €922,596.Financials
- Is AGIFRA NAMUR profitable?
- In financial year 2025, AGIFRA NAMUR made a profit of €330,804.
- Where can I find the annual accounts of AGIFRA NAMUR?
- AGIFRA NAMUR filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of AGIFRA NAMUR due?
- AGIFRA NAMUR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See this company's board, registered office and name on a given date.Company as of a date
See how customers, suppliers and banks see your own company and what to improve first.